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PRO 31 Financial Solutions

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United States
McKinney, TX
PRO 31 Financial Solutions

My deepest desire is to help people win in all areas of life, especially when it comes to their finances.

I offer free education classes and free needs analysis appointments. A Journey of Transformation and Empowerment

Irma Mospan's life is a testament to determination and the pursuit of the American dream. Born in a socialist country, she left at 18 to find freedom in the United States. As a wife, mother, and grandmother, she prioritizes family and community, guided by her faith. Irma transitioned f

rom a career in nutrition to become a successful financial consultant, using her dedication to education and empowerment to help others achieve financial prosperity. She is a captivating public speaker, sharing her personal journey and inspiring others to transform their own lives. With a strong focus on faith, family, and education, Irma's mission is to educate and guide others towards a brighter future.

07/03/2026

Growing their legacy from day 1!

What I didn’t know when I was a young mom, I now cherish even more with my grandchildren!

Many things for sure….. but one of them is this:

Growing their financial future!

How??????

By funding their Million Dollar Baby Fund.

Did you know that just $100 a month into this account will give them $1,000,000 by the time they are 65 years old?????

They can turn on income for the rest of their lives and never pay a penny in taxes😮

Yep…. like I said, I didn’t know this when my kids were younger, but this is what the wealthy have done for their children for generations.

Know better….do better! That is what I am doing for sure. For our next generation….our Grandchildren ❤️

Along the way they will be able to use this money for college, borrowing against it to purchase a vehicle, putting money down on their first home, or using it to start their own business.

It is an amazing fund that creates their own 🏦 Bank for their future !!!!

You can choose the amount that you want to funded with, and I can show you a life illustration what the projected outcome will be.

Oh, and did I mention one of the beauties of this program is that they will never ever lose any money due to market changes!

100% protected against market losses 👏🏻👏🏻👏🏻

Want to know more… comment “baby” in the comment below

05/27/2026

Parents and Grandparents this is for you.

When I had my first grandson Nathan, I started a Million Dollar Baby policy for him with $100 a month.

I now have six grandkids. Every single one of them has one.
Here's what it does: protects them, grows over time, and gives them money they can actually use later - for college, a first home, or starting a business.

I run a free education class on how it works. No pitch, no pressure - just info. Spots open this month.

05/26/2026

My husband flips houses. A couple years ago we needed $75,000 for a deal.

Instead of going to the bank, we borrowed it from our own life insurance policy. Our money kept earning interest in the policy AND we made the profit on the flip.

Money working in two places at once.

Most people have never heard of this strategy. I help business owners and investors set up policies that work like this. Free 15-min call to see if it fits.

09/08/2025

Do you ever think… I make plenty of money…where does it all go? 😫😫😫🚙👩‍🎓🏠🔨👶🐥🍼👩‍🌾👵☎️👩🏻‍💻🥼🚑 good question right????

‼️Monday is Money101‼️

A FREE money education class on how to do things like the wealthy do. 🤔🤔🤔🤔

Have you ever asked yourself why do the rich keep getting richer and the poor keep getting poorer?
It’s not a money💰 problem, it’s an education 📚problem. 🔥🔥

We have to learn and then we can teach the next Generation. 🐣

The class is on zoom. It’s free. Let me know if you would like a spot to listen in from the comfort of home.

07/17/2025

🌟 ❤️Attention Moms & Dads! Let’s Talk Money & Protection!

Hey everyone! I’m thrilled to share a special experience I had yesterday with an incredible mama of two little ones. Together, we secured her family’s financial future with $1 million in term life insurance with living benefits—all for just 💵$54 a month!💵

Want to leatn more about how this could be you????
Keep on reading⬇️⬇️⬇️⬇️

Why is this so important? Well, did you know that about 60% of Americans don’t have enough life insurance coverage? That means countless families could face devastating financial struggles if the unexpected happens. You know which ones I’m talking about right? You see the GoFundMe stories pop up on social media all the time.

Let's make sure we don’t leave our children to face this uncertainty! Let’s not become a GoFundMe story when you can fund yourself for such little investment

For my client, as a mom, her number one priority is her kids. Whether you’re a working mom or a stay-at-home parent, having adequate life insurance is essential for protecting your family’s future. Just like this amazing client, you too can find affordable solutions to safeguard your loved ones.

All my appointments are free, and we will find the right product and the right solution for you.

But that’s not all! We also set up her baby girl with a $1 Million Baby Account!

With just $100 a month, by the time she turns 65, she could have over $1 million in cash value, and guess what? It’s tax-free!

Can you imagine having a reliable source of income close to $90,000 a year tax-free for her future? 💰✨

If you’re intrigued and want to learn more about
tax-free retirement accounts,
index annuities
and how to protect your own retirement,
tonight’s class is for you!

Join me on Zoom at 8 PMas I dive deeper into these life-changing strategies.

💡 Learn how to create a secure financial future for YOU and YOUR family!

👉 Mark your calendar! To get the link for the class, just leave a comment below, and I’ll send it your way!

Don’t miss out on empowering yourself with the knowledge that could change your life. Let’s secure your family’s future together! 🙌❤️

Can’t wait to see you all tonight! Let’s make money FUN and EDUCATIONAL! 🥳💼

07/02/2025

"Why the Surge in Indexed Annuities?"
Post Caption:
📈 Indexed annuities are on the rise — and it’s not by accident.

In 2021, Americans bought $63 billion worth of indexed annuities. In 2023? That number jumped to over $94 billion. 😲
(Source: LIMRA Secure Retirement Institute)

So… why the sudden surge?

✅ Market protection — You can’t lose money due to market drops
✅ Steady growth — Many earn between 4–7% without stock market risk
✅ Lifetime income options — Many people use them to create a personal pension
✅ No fees in many cases

As more people enter retirement, they’re saying:
💬 “I want peace of mind. I want protection. I want control.”

Annuities aren’t for everyone — but they’re helping millions of Americans retire with confidence.

👉 Curious if this could work for you? I’m happy to explain it in simple terms.

07/01/2025

Tuesday Myth Buster – “Life Insurance is Just for Death”

🚫 MYTH: Life insurance only pays out when you die.
✅ TRUTH: The right kind of life insurance pays while you’re living.

➡️ Diagnosed with cancer? You can access part of your death benefit to cover costs.
➡️ Heart attack or stroke? Your policy can help keep the lights on.

These are called living benefits, and they’ve helped real families I work with stay afloat in tough times.

Your life insurance should protect the life you’re living — not just the one after you’re gone.

Want to know more about it and how affordable this can be???? Reach out to me and I can help!

06/30/2025

💡 What’s the Rule of 72?
This simple formula helps you estimate how long it takes your money to double.

📊 Divide 72 by your interest rate.
Example: If your account earns 6%, your money doubles every 12 years.

Most banks give you less than 1%. 😬 But there are safer options that offer 4–7% with no market risk.

It’s not magic — it’s math. And understanding it can change your retirement timeline.

👉 Want help running your own numbers? Message me. I love teaching this stuff.

03/12/2025

🚨 The Wealthy’s Best-Kept Secret: Infinite Banking 🚨Ever wonder how families like the Rockefellers have built and sustained generational wealth for decades? 🤔 It’s not luck—it’s strategy. And one of their most powerful financial tools? Infinite Banking using properly structured life insurance.💰 What if you could:
✅ Grow your wealth tax-free
✅ Borrow against your own money—without going through a bank
✅ Earn uninterrupted compound interest—even when you use your cash
✅ Create a family banking system that benefits generations to comeThe truth is, the wealthy have been using this system for YEARS—because it works.

But here’s the best part: YOU can use it too! You don’t need to be a billionaire to start taking control of your financial future.I teach families how to think like a bank, not just use one. Ready to learn how this strategy can work for you? Drop a 🔥 in the comments or DM me to get started!

🚀

Address

McKinney, TX
75072

Opening Hours

Monday	8am - 8pm
Tuesday	8am - 8pm
Wednesday	8am - 8pm
Thursday	8am - 8pm
Friday	8am - 8pm
Sunday	10am - 7pm

Telephone

+14696670454

Website

https://mtr.bio/pro31-financial-solutions

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