PRO 31 Financial Solutions

PRO 31 Financial Solutions My deepest desire is to help people win in all areas of life, especially when it comes to their finances.

I offer free education classes and free needs analysis appointments. A Journey of Transformation and Empowerment

Irma Mospan's life is a testament to determination and the pursuit of the American dream. Born in a socialist country, she left at 18 to find freedom in the United States. As a wife, mother, and grandmother, she prioritizes family and community, guided by her faith. Irma transitioned f

rom a career in nutrition to become a successful financial consultant, using her dedication to education and empowerment to help others achieve financial prosperity. She is a captivating public speaker, sharing her personal journey and inspiring others to transform their own lives. With a strong focus on faith, family, and education, Irma's mission is to educate and guide others towards a brighter future.

Do you ever think… I make plenty of money…where does it all go?  😫😫😫🚙👩‍🎓🏠🔨👶🐥🍼👩‍🌾👵☎️👩🏻‍💻🥼🚑 good question right????‼️Monda...
09/08/2025

Do you ever think… I make plenty of money…where does it all go? 😫😫😫🚙👩‍🎓🏠🔨👶🐥🍼👩‍🌾👵☎️👩🏻‍💻🥼🚑 good question right????

‼️Monday is Money101‼️

A FREE money education class on how to do things like the wealthy do. 🤔🤔🤔🤔

Have you ever asked yourself why do the rich keep getting richer and the poor keep getting poorer?
It’s not a money💰 problem, it’s an education 📚problem. 🔥🔥

We have to learn and then we can teach the next Generation. 🐣

The class is on zoom. It’s free. Let me know if you would like a spot to listen in from the comfort of home.

🌟 ❤️Attention Moms & Dads! Let’s Talk Money & Protection!Hey everyone! I’m thrilled to share a special experience I had ...
07/17/2025

🌟 ❤️Attention Moms & Dads! Let’s Talk Money & Protection!

Hey everyone! I’m thrilled to share a special experience I had yesterday with an incredible mama of two little ones. Together, we secured her family’s financial future with $1 million in term life insurance with living benefits—all for just 💵$54 a month!💵

Want to leatn more about how this could be you????
Keep on reading⬇️⬇️⬇️⬇️

Why is this so important? Well, did you know that about 60% of Americans don’t have enough life insurance coverage? That means countless families could face devastating financial struggles if the unexpected happens. You know which ones I’m talking about right? You see the GoFundMe stories pop up on social media all the time.

Let's make sure we don’t leave our children to face this uncertainty! Let’s not become a GoFundMe story when you can fund yourself for such little investment 

For my client, as a mom, her number one priority is her kids. Whether you’re a working mom or a stay-at-home parent, having adequate life insurance is essential for protecting your family’s future. Just like this amazing client, you too can find affordable solutions to safeguard your loved ones.

All my appointments are free, and we will find the right product and the right solution for you. 

But that’s not all! We also set up her baby girl with a $1 Million Baby Account!

With just $100 a month, by the time she turns 65, she could have over $1 million in cash value, and guess what? It’s tax-free!

Can you imagine having a reliable source of income close to $90,000 a year tax-free for her future? 💰✨

If you’re intrigued and want to learn more about
tax-free retirement accounts,
index annuities
and how to protect your own retirement,
tonight’s class is for you!

Join me on Zoom at 8 PMas I dive deeper into these life-changing strategies.

💡 Learn how to create a secure financial future for YOU and YOUR family!

👉 Mark your calendar! To get the link for the class, just leave a comment below, and I’ll send it your way!

Don’t miss out on empowering yourself with the knowledge that could change your life. Let’s secure your family’s future together! 🙌❤️

Can’t wait to see you all tonight! Let’s make money FUN and EDUCATIONAL! 🥳💼

"Why the Surge in Indexed Annuities?"Post Caption:📈 Indexed annuities are on the rise — and it’s not by accident.In 2021...
07/02/2025

"Why the Surge in Indexed Annuities?"
Post Caption:
📈 Indexed annuities are on the rise — and it’s not by accident.

In 2021, Americans bought $63 billion worth of indexed annuities. In 2023? That number jumped to over $94 billion. 😲
(Source: LIMRA Secure Retirement Institute)

So… why the sudden surge?

✅ Market protection — You can’t lose money due to market drops
✅ Steady growth — Many earn between 4–7% without stock market risk
✅ Lifetime income options — Many people use them to create a personal pension
✅ No fees in many cases

As more people enter retirement, they’re saying:
💬 “I want peace of mind. I want protection. I want control.”

Annuities aren’t for everyone — but they’re helping millions of Americans retire with confidence.

👉 Curious if this could work for you? I’m happy to explain it in simple terms.

Tuesday Myth Buster – “Life Insurance is Just for Death”🚫 MYTH: Life insurance only pays out when you die.✅ TRUTH: The r...
07/01/2025

Tuesday Myth Buster – “Life Insurance is Just for Death”

🚫 MYTH: Life insurance only pays out when you die.
✅ TRUTH: The right kind of life insurance pays while you’re living.

➡️ Diagnosed with cancer? You can access part of your death benefit to cover costs.
➡️ Heart attack or stroke? Your policy can help keep the lights on.

These are called living benefits, and they’ve helped real families I work with stay afloat in tough times.

Your life insurance should protect the life you’re living — not just the one after you’re gone.

Want to know more about it and how affordable this can be???? Reach out to me and I can help!

💡 What’s the Rule of 72?This simple formula helps you estimate how long it takes your money to double.📊 Divide 72 by you...
06/30/2025

💡 What’s the Rule of 72?
This simple formula helps you estimate how long it takes your money to double.

📊 Divide 72 by your interest rate.
Example: If your account earns 6%, your money doubles every 12 years.

Most banks give you less than 1%. 😬 But there are safer options that offer 4–7% with no market risk.

It’s not magic — it’s math. And understanding it can change your retirement timeline.

👉 Want help running your own numbers? Message me. I love teaching this stuff.

🚨 The Wealthy’s Best-Kept Secret: Infinite Banking 🚨Ever wonder how families like the Rockefellers have built and sustai...
03/12/2025

🚨 The Wealthy’s Best-Kept Secret: Infinite Banking 🚨Ever wonder how families like the Rockefellers have built and sustained generational wealth for decades? 🤔 It’s not luck—it’s strategy. And one of their most powerful financial tools? Infinite Banking using properly structured life insurance.💰 What if you could:
✅ Grow your wealth tax-free
✅ Borrow against your own money—without going through a bank
✅ Earn uninterrupted compound interest—even when you use your cash
✅ Create a family banking system that benefits generations to comeThe truth is, the wealthy have been using this system for YEARS—because it works.

But here’s the best part: YOU can use it too! You don’t need to be a billionaire to start taking control of your financial future.I teach families how to think like a bank, not just use one. Ready to learn how this strategy can work for you? Drop a 🔥 in the comments or DM me to get started!

🚀

02/26/2025

🚨 Must-Read! 🚨

I just helped a pregnant client (34 weeks along) with THREE kids and made a huge impact on her family’s future! 💥 We doubled her life insurance to a whopping $500,000 with living benefits, PLUS added each child as a rider, each one getting $20,000 in coverage!

And that’s not all… we also extended her policy by 5 extra years – talk about peace of mind!

Here’s the real kicker: She had a policy from 5 years ago when she was just 25. At that time, she was paying $50 a month for $250,000 in coverage and had 2 kids as riders.

Fast forward to now… she’s paying just $47 a month, has double the coverage at $500,000, and now has 3 kids covered as riders!

This is WHY it’s SO important to have an independent agent on your side! I can help you save money and potentially get you WAY better coverage! 💡

A consultation with me is FREE—but the protection and peace of mind it could bring to your loved ones? Priceless. 🛡️

Don’t wait! Book your free consultation today and see how I can help secure a brighter future for your family! 🙌

10/10/2024

Who of my friends has an old 401k from an old job laying around that they no longer contribute to??

10/10/2024

Want to know how the wealthy build more wealth? What they teach their children? How they become their own bank?
Join my Money 101 class TONIGHT on zoom. 8pm CT

Hello friends! We are selling a gorgeous piece of property. It’s a heck of deal!
09/27/2024

Hello friends!
We are selling a gorgeous piece of property. It’s a heck of deal!

For Sale: 3.8850 Acre, 2500 Weston Road, Celina, TX 75009 is a Unimproved Land property listed at $440,000, MLS #20684275

The way God provides changes at times, but He as the true Provider, NEVER changes. HE is faithful. ❤️Almost a year away ...
09/25/2024

The way God provides changes at times, but He as the true Provider, NEVER changes. HE is faithful. ❤️

Almost a year away from the Wellness Company.

“What the Locust have eaten (stolen) the Lord will restore.” Joel 2:25 👊🏼

Thankful for a business without crazy restrictions. I will always stand for FREEDOM. 🇺🇸

Thankful I get to help people with their money questions and point them to only safe growth products.

When my eyes are on Yeshua, everything else falls into place.

Simply GRATEFUL ❤️

Address

McKinney, TX
75072

Opening Hours

Monday 8am - 8pm
Tuesday 8am - 8pm
Wednesday 8am - 8pm
Thursday 8am - 8pm
Friday 8am - 8pm
Sunday 10am - 7pm

Telephone

+14696670454

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