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Seek First Financial exists to seek God’s Kingdom first by guiding families toward wise stewardship, lasting provision, and financial decisions rooted in faith, integrity, and eternal purpose.

10/21/2026

Who owns what you’ve accumulated?

Have you ever found yourself worrying about money? Maybe it's an unexpected expense, a possible job loss, or wondering whether we've saved enough to retire comfortably.

Genesis 22:13-14 says

13 "Abraham looked up and there in a thicket he saw a ram caught by its horns. He went over and took the ram and sacrificed it as a burnt offering instead of his son. 14 So Abraham called that place The Lord Will Provide."

I can't even begin to imagine what was going through Abraham's mind as he walked up that mountain with Isaac.

He didn't know how everything was going to work out. But he trusted God anyway.

Psalm 24:1 tells us, "The earth is the Lord's, and everything in it." That includes our homes, our retirement accounts, our businesses, and our income.

God has entrusted these things to us, and we are called to be good stewards of them.

In Matthew 6:11, Jesus teaches us to pray, "Give us today our daily bread." Notice He doesn't ask for enough bread to last the next 30 years.

Just daily bread.

Now, I'm certainly not suggesting we skip saving for retirement or building an emergency fund. That would make my job pretty difficult.

God isn't a genie either.

But planning wisely is different from believing our security comes entirely from ourselves.

We can diversify our investments, purchase insurance, and build the most detailed plan imaginable. And we should do those things.

Still, we don't know what tomorrow holds.

A medical diagnosis, a job loss, or a major life change can completely alter our plans. That's where faith comes in. We do our part, and we trust God with what we cannot control.

Sometimes His provision comes through an unexpected opportunity. Sometimes it comes through another person's generosity. Sometimes it's simply having enough to get through a hard season.

Over the years I've met people with significant wealth who worry constantly about money. I've met others with far less who have an incredible sense of peace.

The difference often comes down to trust.

Are we trusting in the money God has provided, or in the God who provides it?

Don't forget to always put Him first.

Disclosure: For inspirational purposes only. Biblical references reflect our faith based values and are not a promise or guarantee of financial or investment outcomes.

After years helping Christian families plan retirement, I’ve seen debt steal generosity.Wealthy or just looking wealthy?...
10/19/2026

After years helping Christian families plan retirement, I’ve seen debt steal generosity.

Wealthy or just looking wealthy?

Have you ever scrolled through Facebook or Instagram and wondered how everybody seems to have so much money? New trucks, beautiful houses, the latest gadgets, and a third vacation this year.

Keeping up with the Joneses has almost become a full-time job. With a few clicks on our phones, just about anything shows up at our front door.

After years of working with people and their finances, I've learned something. You never really know what's happening behind the curtain.

That house might come with an enormous mortgage. That truck might cost $1,200 a month. Those vacations might be sitting on a credit card charging 25% interest.

There's nothing wrong with enjoying the blessings God has given us. But being wealthy and looking wealthy are two very different things.

Proverbs 3:27-28 says, "Do not withhold good from those to whom it is due, when it is in your power to act. Do not say to your neighbor, 'Come back tomorrow and I'll give it to you,' when you already have it with you."

Solomon is teaching us about integrity and doing what is right when we're able to. I think that applies directly to debt. When we borrow money, we make a commitment to repay it.

Pretty simple, right?

Our culture has made borrowing for practically everything normal. Furniture, electronics, even Christmas presents get bought with money we haven't earned yet. Before long, our income is paying for yesterday's purchases.

Debt concerns me most. Debt can slowly take away our ability to be generous: to give to our church, support a ministry, or help a struggling family when God puts them right in front of us.

I don't believe all debt is sinful. Sometimes borrowing is necessary and can be handled responsibly. But Scripture calls us to honor our obligations and keep possessions from controlling our lives.

He's asking us to be faithful with what He's already given us and to honor our obligations with integrity.

Question to reflect on

Are you making financial decisions based on what God has entrusted to you, or on people whose finances you don't even know?

Don't forget to always put Him first.

Disclosure: For inspirational purposes only. Biblical references reflect our faith based values and are not a promise or guarantee of financial or investment outcomes.

10/14/2026

Who are you trying to impress?

Have you ever scrolled through Facebook or Instagram and wondered how everybody seems to have so much money? A brand-new truck, a beautiful house, a boat, or their third vacation of the year.

We live in a society where keeping up with the Joneses has become almost a full-time job. And the advertisements never stop telling us to buy the newest, biggest, and best of everything.

But after years of working with people and their finances, I've learned something. You never really know what's happening behind the curtain.

That beautiful house might come with an enormous mortgage payment. That truck might cost $1,200 a month. Those vacations might be sitting on a credit card charging 25% interest.

Don't get me wrong. There's nothing wrong with nice things, vacations, or spending money on what you love, assuming you can afford them. But being wealthy and looking wealthy are two very different things.

That brings me to Proverbs 3:27-28: "Do not withhold good from those to whom it is due, when it is in your power to act. Do not say to your neighbor, 'Come back tomorrow and I'll give it to you,' when you already have it with you."

Solomon is teaching us about integrity and fulfilling our obligations. I think that applies directly to debt. If we borrow money, we should make every effort to repay it, and repay it on time.

Pretty simple, right?

But our culture has made borrowing incredibly normal. Cars, furniture, vacations, electronics, even Christmas presents get bought with money we haven't earned yet. Before long, a big chunk of our income is paying for yesterday's purchases.

Debt slowly takes away our freedom: to give generously, save for retirement, change careers, or help our kids and grandkids when they need it. Sometimes it's all to impress people who weren't paying attention anyway.

Faithfully manage what God has entrusted to you. Live within your means and honor your commitments. That means living within your means, honoring your commitments, avoiding unnecessary debt, and creating margin to be generous.

Already carrying significant debt? Don't get discouraged. Start with a plan, prioritize your obligations, and move toward freedom one step at a time.

Question to reflect on

Are your financial decisions driven by what matters most to your family, or by what everybody else seems to be doing?

Don't forget to put Him first.

Disclosure: For inspirational purposes only. Biblical references reflect our faith based values and are not a promise or guarantee of financial or investment outcomes.

A supervisor told me to leave faith out.I spent almost 10 years in a police uniform before this.Several years ago, I app...
10/12/2026

A supervisor told me to leave faith out.

I spent almost 10 years in a police uniform before this.

Several years ago, I applied to become a school resource officer. Daryl was on a teacher's schedule, and I thought it would be pretty awesome to share it. So I went all out. Polished my boots. Built folders full of calls I'd handled involving teenagers.

They asked what extracurricular activities I'd want to get involved with. My answer was simple: FCA, the Fellowship of Christian Athletes. It played a huge role in my faith growing up.

I didn't get the position.

My supervisor sat me down afterward. He was a Christian himself, but his advice basically came down to this: don't lead with your faith.

Inside, I knew my faith was the most important thing in my life. If being open about it cost me a promotion or extra income, I was okay with that.

That brings me to Acts 16:16 - 19. Paul and Silas meet a slave girl whose spirit let her predict the future. Her owners made a great deal of money from her fortune telling. Paul commands the spirit to leave her in the name of Jesus Christ. Immediately, it does.

Her owners weren't thrilled. They cared more about their income than her freedom.

Acts 16:19 says, "When her owners realized that their hope of making money was gone, they seized Paul and Silas and dragged them into the marketplace to face the authorities."

It's pretty easy to say Jesus comes first when following Him costs nothing. The harder question is whether He still comes first when it does.

Matthew 6:33 says, "Seek first his kingdom and his righteousness, and all these things will be given to you as well."

Question to reflect on today: does your financial life actually reflect what you say you believe?

Father, give us the courage to honor You in our finances, our families, and our work, even when it costs us something. In Jesus' name, amen.

Don't forget to always put Him first.

Disclosure: For inspirational purposes only. Biblical references reflect our faith-based values and are not a promise or guarantee of financial or investment outcomes.

10/07/2026

I polished my police boots for a promotion.

Before I became a financial advisor, I spent almost 10 years as a police officer. Several years ago, I applied to become a school resource officer.

Part of the reason was pretty practical. Daryl was on a school schedule, and being an SRO would put us on a similar one. And I really wanted the position.

So I did what you're supposed to do before an oral board. I polished my boots until you could almost see your reflection in them. I prepared like crazy and brought folders full of calls I had handled involving teenagers.

During the interview, they asked which extracurricular activities I would want to get involved with. My answer was easy: FCA, the Fellowship of Christian Athletes.

FCA played a huge role in my faith growing up. I told them I would love to get involved, share my faith, and pour into students.

I didn't get the position.

Afterward, my supervisor sat me down. He was a Christian himself, but his advice basically came down to this: 'Don't lead with your faith.'

I nodded. But inside I was thinking something completely different. My faith is the most important thing in my life. If being open about it cost me a promotion or some extra income, I was okay with that.

That experience came back to me recently while I was reading Acts 16. Paul and Silas meet a slave girl whose spirit let her predict the future. She made her owners a great deal of money telling fortunes.

Paul commands the spirit to leave her in the name of Jesus Christ. And it does.

You would think her owners would be thrilled. They weren't.

Acts 16:19 says, "When her owners realized that their hope of making money was gone, they seized Paul and Silas and dragged them into the marketplace to face the authorities."

They didn't care about the woman. They cared about their money.

So what happens when following Jesus costs us something financially? What if doing the right thing costs us a promotion, or our convictions mean turning down a business opportunity?

What happens when generosity leaves us with less, or Scripture challenges the way we earn, save, invest, spend, or give?

It's pretty easy to say Jesus comes first when following Him doesn't cost anything. The harder question is whether He still comes first when it does.

Question to reflect on

Does your financial life actually reflect what you say you believe?

Don't forget to always put Him first.

Disclosure: For inspirational purposes only. Biblical references reflect our faith-based values and are not a promise or guarantee of financial or investment outcomes.

Retirement can expose a purpose problem.When most people picture retirement, they picture freedom: no alarm clock, no Mo...
10/05/2026

Retirement can expose a purpose problem.

When most people picture retirement, they picture freedom: no alarm clock, no Monday meetings, no boss calling, no emails piling up.

Maybe a little more golf, traveling, time with the grandkids, and finally doing all those things you've said you'll do "when I retire." There's absolutely nothing wrong with any of that.

But after working with retirees for years, I've noticed something pretty interesting.

Having nothing you have to do sounds better before retirement than it sometimes feels after.

People miss having a purpose.

They dream for decades about that day. A few months later, they realize it wasn't really the job they missed.

Some of the happiest retirees I know are actually incredibly busy. In some ways they work harder than before, just at a different kind of work.

One volunteers at a pregnancy resource center or food pantry. Another leads a bible study.

Someone who lost a spouse might start leading a GriefShare group so they can walk alongside others feeling that same pain.

So maybe the question isn't "When can I retire?"

What are you retiring to?

If money weren't the reason you went to work, what would you do for God, your family, and the people around you? Serve at church, mentor someone younger, or pour into your grandkids.

Spend some time praying about what God may be preparing you for next.

Father, thank You for the ability to work, provide, and prepare. Help us remember our purpose doesn't end when our careers do. Give us wisdom with our money and our time, and show us where You want us to serve. In Jesus' name, amen.

Don't forget to always put Him first.

Disclosure: For inspirational purposes only. Biblical references reflect our faith-based values and are not a promise or guarantee of financial or investment outcomes.

Costco gas pump. A fake million-dollar bill.The other day I was getting gas at Costco when something caught my eye.I loo...
10/01/2026

Costco gas pump. A fake million-dollar bill.

The other day I was getting gas at Costco when something caught my eye.

I looked down at the card reader and saw what looked like a folded-up $100 bill sticking out of the card slot. Naturally, I pulled it out.

Turns out I wasn't $100 richer. It was actually a fake $1 million bill.

At first I thought it was some kind of World Cup promotion because it had "World Wide Cup Coalition" printed on it. Then I flipped it over. The entire back was about Jesus.

It asked a pretty straightforward question: "The greatest goal anyone can have is to make it to heaven. Will you go there when you die?"

It walked through sin, God's judgment, Jesus dying on the cross, His resurrection, repentance, forgiveness, and the gift of eternal life.

Somebody had found a pretty creative way to share the Gospel with a complete stranger at a gas pump. And it worked, because I read the entire thing.

But the more I thought about it, the more it challenged me.

As Christians, we spend a lot of time thinking about the people around us. We worry about our kids and help our neighbors. We serve at church and give money. We plan for retirement and think about leaving an inheritance.

But how often are we intentionally looking for opportunities to share our faith?

Jesus tells His disciples in Matthew 28:19 to "go and make disciples of all nations." For whoever left that bill at Costco, their way of doing that was simple. Leave something behind and hope the next person reads it.

They'll probably never know who found it. They'll never know I read it. And they definitely won't know I'm now writing an email and sharing this story with all of you.

We don't always know who will read something like that or what God might do with one small act of faithfulness.

Disclosure: For inspirational purposes only. Biblical references reflect our faith-based values and are not a promise or guarantee of financial or investment outcomes.

09/30/2026

What Are You Retiring To?

I've had a lot of conversations with clients lately about retirement, and I keep coming back to the same question.

What are you retiring to?

A lot of people come into my office and say, "Keaton, I just want every day to feel like Saturday." Except Sunday, of course.

That's the Lord's Day.

And I completely understand that feeling. I've noticed this over the years.

A lot of people retire and love it for about six months. Then they get bored.

The most fulfilled retirees I've seen are actually busier than they were when they were working.

The difference is the kind of work they're doing. Volunteering at a pregnancy resource center, leading a GriefShare group, and mentoring young people.

Serving at their church and pouring into their grandchildren.

They're still working. They're just working for a completely different purpose.

Proverbs 26:14 says, "As a door turns on its hinges, so a sluggard turns on his bed." God didn't create us for a life without purpose, and I don't think retirement changes that.

So as you prepare financially for retirement, don't only ask, "When can I stop working?" Start asking, "What is God giving me the freedom to start doing?"

Maybe the goal isn't to stop working altogether. Maybe it's gaining the freedom to turn your work into something more kingdom centered.

Find something worth retiring to.

Disclosure: For inspirational purposes only. Biblical references reflect our faith based values and are not a promise or guarantee of financial or investment outcomes.

I watched a mother hold her baby in a Walmart security office.Years ago, while working nights as a police officer, my pa...
09/28/2026

I watched a mother hold her baby in a Walmart security office.

Years ago, while working nights as a police officer, my partner and I responded to a shoplifting call at Walmart, and I've never forgotten what I saw.

A single mother was sitting in the loss prevention office, holding her baby.

What had she tried to steal? She had tried to steal baby formula, milk, bread, and rice.

My partner eventually walked outside with the loss prevention employee. When he came back, he told the woman she was free to go.

I found out later that he had paid for everything himself, out of his own pocket, and he didn't say a word about it.

That story always brings me back to Luke 21.

"As Jesus looked up, he saw the rich putting their gifts into the temple treasury. He also saw a poor widow put in two very small copper coins. 'Truly I tell you,' he said, 'this poor widow has put in more than all the others. All these people gave their gifts out of their wealth; but she out of her poverty put in all she had to live on.'"

Jesus watches wealthy people drop large gifts into the treasury. Then He notices a poor widow who gives two small coins. Financially, it wasn't much. But Jesus said she had given more than all of them, because she gave everything she had.

He sees the heart behind the gift.

That officer didn't make an announcement. He saw what she needed and paid for it.

In Matthew 6:11, Jesus teaches us to pray, "Give us today our daily bread." Sometimes God provides that daily bread in ways we never expected. And sometimes He invites us to be part of providing it for someone else.

Giving isn't always about writing the biggest check. It may be paying for groceries, giving your time, or seeing the person right in front of you and what they need.

Question to Think About

What has God entrusted to you, and who around you might be waiting for their daily bread?

Seek Him first. He will provide.

Disclosure: For inspirational purposes only. Biblical references reflect our faith-based values and are not a promise or guarantee of financial or investment outcomes

09/23/2026

Have you ever heard a story of someone paying for a meal for someone else?

Check this out. I went on a call that really stuck with me as a police officer.

It actually made me think of scripture immediately.

Check out this video discussing Luke 21:1-4 and giving.

Address

7300 State Highway 121 Suite 333
McKinney, TX
75070

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Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 3pm

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+19724307980

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