10/09/2026
🚨 GEORGIA, LET'S GET PREPARED! THIS WEEKEND'S WEATHER IS ONE TO WATCH! 🌪️
As Hurricane Isaias brings the potential for heavy rain, strong winds, flooding, and isolated tornadoes to our area, now is the time to prepare—not after the damage is done.
Here are a few important steps to take BEFORE the weather worsens:
🏡 1. PROTECT YOUR HOME
Secure outdoor furniture, grills, and loose items.
Clear gutters and storm drains where safe.
Stay away from trees and power lines during high winds.
🔦 2. PREPARE FOR POWER OUTAGES
Charge phones and portable batteries.
Keep flashlights, extra batteries, medications, and emergency supplies accessible.
Have a plan for family members who may need additional assistance.
🚗 3. PROTECT YOUR VEHICLES
Park in a garage or covered area when possible.
Avoid driving through flooded roadways. Remember: Turn Around, Don't Drown!
Comprehensive auto coverage generally helps cover flood damage to your vehicle, subject to your policy terms and deductible.
📋 4. KNOW WHAT YOUR INSURANCE COVERS This is where preparation matters!
✔️ Homeowners insurance: Often covers certain wind-related damage, subject to policy terms, exclusions, and applicable deductibles.
✔️ Flood insurance: Flood damage is generally excluded from standard homeowners policies. Separate flood coverage may be needed, and waiting periods can apply.
✔️ Deductibles: Review your policy to understand your out-of-pocket responsibility if a covered loss occurs.
⚠️ Important: Don't assume you're covered—or uncovered—without reviewing your actual policy. Coverage varies, and purchasing coverage after a storm is approaching may not protect you from the current event.
❤️ A MESSAGE FROM OSMAN AGENCY
Insurance is about more than having a policy in place. It's about understanding your protection before you need it.
Our goal is to be your agent and advocate, helping you identify potential coverage gaps, understand your options, and make informed decisions for your family and property.
📲 Have questions about your home, auto, or flood coverage? Contact us to discuss your policy and available options.