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Home Loans with Gaye Hickerson

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United States
McDonough, GA
Home Loans with Gaye Hickerson

Hello, I am Gaye Hickerson. I am a proud Mortgage lender for Homestar Financial. My life's mission includes helping others live their best lives. Let me explain.

You see, my professional goals include you. Many say, home is where the heart is, and I believe that to be true. As a 18 year mortgage lender, I have spent the better part of my life in the business of helping families secure their happy homes. I take pride in my work in that it does ultimately place families, large and small, in their homes. I hope to use my experience and expertise to help you s

ecure you home, whether it be a new mortgage or to refinance your current home. Together, we can plan your next steps toward the most important purchase of your life!

06/08/2022

Are you a homebuyer looking to renovate your existing or new home? With HOMESTAR, the 203k loan makes renovations and upgrades possible!

06/04/2022

Did you know that a down payment and closing costs are different?

A down payment is the amount of the purchase price you must pay that is not financed within the mortgage loan.

Closing costs are fees associated with purchasing a home, such as appraisal fees and attorney fees.

05/27/2022

How a mortgage payment is broken down:
- Principal: Amount of money you initially borrow from the lender.
- Interest: A percentage of the principal you pay the lender for lending you the money.
- Taxes: You must pay property taxes.
- Insurance: You will need to pay for homeowners insurance and potentially private mortgage insurance (if your down payment is less than 20 percent).

05/25/2022

Selling your home is no easy task, but there is one thing you can do to make it easier: stage it.

Home staging is a method of decorating where you showcase your home’s greatest assets to impress potential buyers and sell it quickly for the best possible price.

Here are 10 staging tips to help your home stand out: https://bit.ly/10TipsForStagingYourHome

05/20/2022

What is escrow? Escrow is your monthly allowance for property taxes, homeowners insurance, and potentially private mortgage insurance (PMI).

05/18/2022

Wondering what an amortization schedule is?

It is a schedule that includes the amount of principal and interest you will pay each month over the course of your mortgage loan.

05/14/2022

Need some change, or is your home feeling blah? There’s no better time to refresh your home than at the start of a new year. You can make simple, smart, and inexpensive changes that inspire you and make quite the difference. They not only require very little money out of your pocket but also very little time out of your day.

Here’s a look at 20 inexpensive ways to refresh your home: https://bit.ly/InexpensiveWaysToRefreshYourHome

05/12/2022

Although many first-time homebuyers elect for a 30-year mortgage, it's not the only option worth considering.

A 15- or 20-year mortgage provides a great way for you to spend less money on interest. You just want to make sure this option works well for your budget. A shorter loan term does mean higher monthly payments, but your interest will be lower.

05/06/2022

Are you looking to downsize into a smaller home? Here are a few advantages:
- Lower monthly payment
- Reduce home maintenance
- Cheaper monthly utilities
- Make money on your home sale
- Use extra money for investments

05/05/2022

How often can you refinance your home?

There is no legal limit. However, lenders may have limitations on how frequently you can refinance your home. This varies depending on the type of loan you have and any changes to your financial situation.

04/30/2022

Want to buy a home on a single income? It's possible! Here are some strategies to help you:

- Look at your loan options: There are loan programs that require little or no down payment, such as FHA loans, USDA loans, and VA loans.

- Have someone co-sign on a mortgage with you: Keep in mind that your co-signer is also responsible for the loan.
- Pay down debt: Paying off debt like student loans or credit cards can lower your debt-to-income ratio (DTI). The lower your debt-to-income ratio, the better.

- Get advice: Reach out to your local community for their feedback, as other single homeowners can share their input on what worked for them and what didn't.

Address

904 Pavilion Court
McDonough, GA
30253

Telephone

+14043925238

Website

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