Kerri Waugh Mortgage Advisor NMLS 1710841

Kerri Waugh Mortgage Advisor NMLS 1710841 Mortgage Loan Advisor with CharterWest Bank Mortgage Center

June is National Homeownership Month 🏡 At CharterWest Bank Mortgage Center, helping families achieve homeownership isn’t...
06/04/2026

June is National Homeownership Month 🏡

At CharterWest Bank Mortgage Center, helping families achieve homeownership isn’t just part of the job… it’s what drives us every single day.

Proud to be a top lender in all the markets we serve and even more proud of the people, relationships, and communities behind every closing. 🤝

Whether it’s your first home, next home, or using programs like Nebraska Investment Finance Authority and Iowa Finance Authority to help make homeownership more affordable, the goal stays the same:
Educate more buyers.
Create better experiences.
Help more people get the keys to a place they can call home. 🔑

Lower credit? Smaller down payment?This is where FHA shines. With as little as 3.5% down and more flexible guidelines, t...
05/31/2026

Lower credit? Smaller down payment?
This is where FHA shines.

With as little as 3.5% down and more flexible guidelines, this loan helps a lot of buyers get in sooner than they thought possible.

It’s not perfect for everyone… but for the right person, it’s a game changer.

Curious if it fits your situation? Reach out to chat!

Not everyone needs 20% down… and that surprises a lot of people. Conventional loans can start as low as 3% down and give...
05/27/2026

Not everyone needs 20% down… and that surprises a lot of people.

Conventional loans can start as low as 3% down and give you flexibility depending on your credit and goals.

The key? Structuring it the right way so you’re not overpaying long term.

Want to see what this looks like for you? Give me a call!

Today we honor and remember the brave men and women who gave their lives in service to our country.This Memorial Day, we...
05/25/2026

Today we honor and remember the brave men and women who gave their lives in service to our country.

This Memorial Day, we pause to reflect on their sacrifice and express our gratitude for the freedoms we enjoy because of them. 🇺🇸

🎓 Big congratulations to all the graduates—and the parents who helped make it happen 👏This is a huge milestone and the s...
05/23/2026

🎓 Big congratulations to all the graduates—and the parents who helped make it happen 👏
This is a huge milestone and the start of a brand new chapter.
One thing that doesn’t get talked about enough: graduation is also the start of building your financial future. If owning a home is a goal someday, what happens next matters.
A few smart moves now can help future homeowner you later:
🏡 Start building credit early
đź’ł Be mindful of debt, especially large car payments
đź’° Save consistently, even small amounts
đź“Š Keep job history steady
đź‘€ Learn budgeting and how credit works
Parents—this is a great time to guide, not just give.
Graduates—you don’t need it all figured out today. Just start smart and stay consistent.
That future version of you holding the keys to your first home will be glad you did. 🔑🏡

Online mortgage calculators be like…“Congrats! Your payment is $1,850!” Reality:“…plus taxes, insurance, possibly PMI (P...
05/19/2026

Online mortgage calculators be like…
“Congrats! Your payment is $1,850!”
Reality:
“…plus taxes, insurance, possibly PMI (Private Mortgage Insurance), and your actual rate”
They’re great for a quick guess—but they don’t know your:
đź’ł Credit
đź’Ľ Income
đź“Š Debt
🏡 Loan type
đź‘Ą Full situation
So the number you see? It’s usually… optimistic
Want real numbers based on your real life?
That’s where I come in.
No guessing. No surprises. Just a clear plan. 🏡

05/18/2026

VA Loans series: Part 4

Save on monthly costs!

If you’ve served, this is one of the best loan options out there. $0 down.No monthly mortgage insurance.And often better...
05/15/2026

If you’ve served, this is one of the best loan options out there.

$0 down.
No monthly mortgage insurance.
And often better rates.

It’s a benefit that’s earned—and a lot of people don’t realize just how strong it is.

Want to see how it works for you? I am just a phone call away!

Sign up for property fraud alerts to stay informed of any activity tied to your property. If your county isn’t listed, y...
05/12/2026

Sign up for property fraud alerts to stay informed of any activity tied to your property. If your county isn’t listed, you can nominate it. A simple way to stay proactive and help protect yourself from property fraud.

Start here: https://vist.ly/53w25

05/11/2026

VA Loans series: Part 3

What does zero down mean?

Address

1204 West J Street
McCook, NE
69001

Telephone

+13083458810

Website

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