Kirk-FIG Financial Insurance Group - McCall, ID

10/08/2025

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Kirk-FIG Insurance

06/30/2020

HANDS FREE while driving in IDAHO starts July 1st

Penalty for violating the hands-free law:

- 1st offense – $75 fine

- 2nd offense within three years – $150 fine

- 3rd and subsequent offenses within three years– $300 fine. Three offenses in three years can also lead to a license suspension of up to 90 days.

06/23/2020

Road Construction and tourist are among us.

05/18/2020

As the weather warms up and grilling begins follow these safety tips to avoid and unexpected incident.

It happens every year. The weather gets warmer, more people use outdoor grills – and incidents of grill-caused fires go up. In 2013-2017 outdoor grilling causes an annual average of 10,200 home fires, according to the National Fire Protection Association.

Gas grills cause more home fires than charcoal grills, the association adds. According to the Hearth, Patio & Barbecue Association, 64% of households own a gas grill, 44% own a charcoal grill and 9% own an electric grill.

Regardless of the type of grill you own, here are 9 BBQ safety tips that will keep you and your home safe for barbecuing season:

1. Grill outside and away from any structures
Charcoal and gas grills are designed for outdoor use only. However, NFPA reports that more than one-quarter (27%) of home fires started by outdoor grills began in a courtyard, terrace or patio, and 29% started on an exterior balcony or open porch. Pay attention to overhanging tree branches when you set up your grill.

2. Make sure your grill is stable
Only set up your grill on a flat surface and make sure the grill can’t be tipped over. Consider using a grill pad or splatter mat underneath your grill to protect your deck or patio.

3. Keep your grill clean
Remove grease or fat buildup from both the grill and the tray below the grill. If you are using a charcoal grill, allow the coals to completely cool off before disposing of them in a metal container.

4. Check for propane leaks on your gas grill
Before the season’s first barbecue, check the gas tank hose for leaks by applying a light soap and water solution to the hose and then turning on the gas. If there is a propane leak, the solution will bubble. Other signs of a propane leak include the smell of gas near the barbecue or a flame that won’t light.

5. If the flame goes out, wait to re-light
If you are using a gas grill and the flame goes out, turn the grill and the gas off, then wait at least five minutes to re-light it.

6. Take care around the grill
Never leave a lit grill unattended. Don’t allow kids or pets to play near the grill. Never try to move a lit or hot grill, and remember the grill will stay hot for at least an hour after use.

7. Be careful with charcoal starter fluid
If you use a charcoal grill, only use charcoal starter fluid. If the fire starts to go out, don’t add any starter fluid or any other flammable liquids to the fire. Consider using a charcoal chimney starter, which uses newspaper to start the fire instead of starter fluid.

8. Wear the right clothing
Clothing can easily catch fire, so be sure your shirt tails, sleeves or apron strings don’t dangle over the grill.

9. Be ready to put out the fire
Have baking soda on hand to control a grease fire and a fire extinguisher nearby for other fires. If you don’t have a fire extinguisher, keep a bucket of sand next to the grill. Never use water to put out grease fire.

These easy-to-follow tips will help you and your family to enjoy a safe summer barbecuing season. For those grilling over an open fire, check out these fire pit safety tips to keep you and your guests safe.

04/06/2020

03/31/2020

Stay healthy, happy, & hopeful! We are here for you available by phone (208) 634-2000

03/17/2020

We are still here to help with your insurance needs. We can take payment over the phone via check or credit card. (208) 634-2000

03/11/2020

Call, email, or message for a quote today!
(208) 634-2000 [email protected]

Here are some tips to keep you and your family safe on the roads this spring.

1. Be on the lookout for potholes. Extreme winter weather takes a toll on our roadways, creating large potholes. Heavy rain can fill them with water making them difficult to see. These monsters can damage your car leading to expensive repairs. Damages can include:

Punctured tires;
Bent rims;
Suspension damage;
Poor alignment; and
Exhaust system damage.
Keep a safe following distance in case the driver in front of you reacts. Never swerve to avoid a pothole. This can put you and your family in a more dangerous situation. Gently brake before it if you can.

2. Slow down for spring showers. Did you know that roads are the most slippery when it first begins to rain? This is caused by the rainwater mixing with contaminants on the road, such as oil and grease. Make sure to increase your following distance to allow for proper braking.

3. Watch for animals on the move. Animal activity increases during the spring. For some, this is mating season and for others, they’re waking up from their long winter slumber. Remember, deer are most active at dawn and dusk.

4. Watch for pedestrians on the move. As temperatures increase, more people are outside walking or bicycling with their families. Slow down in your neighborhood and pay extra attention at crosswalks. If pedestrians have the walk signal, they have the right of way.

5. Share the road with motorcycles. Because of their speed and size, motorcycles may quickly come in and out of your blind spots. Always take a second look now that motorcycles are out on the road. In addition, be courteous. Motorcycles have the same right to be on the road. If you end up following a motorcycle, maintain a safe following distance of at least four seconds.

6. Maintain proper tire air pressure. During the winter months, tires lose air due to the cold temperatures, causing tires to be under-inflated. Warmer temperatures can cause tires to be over-inflated. Each situation can lead to increased wear and poor handling.

7. Inspect your tires. Adequate tire tread is important for wet weather driving. Tire tread actually moves water away from the tires. As tire tread wears, less tread means reduced traction. When it comes time for buying new tires don’t focus only on price. Read reviews and recommendations. Remember, you’re relying on a contact patch the size of your hand to keep you and your family safe.

8. Pay attention in construction zones. When driving through construction zones, follow these tips.

Be attentive. Construction workers and equipment may suddenly enter the roadway. Traffic patterns can change daily to accommodate the work being done.
Understand and follow the signs.
Make safe lane changes. Solid lines in construction zones mean that you should stay in your lane.
Slow down. Fines may be doubled in construction zones. In addition, slowing down can save a life.

08/30/2017

The first Boise State Football game starts this Saturday!!! Stop by and pick up a Boise State Football Schedule and Roster.