Elliott Segura, Licensed Agent with National Life Group

11/14/2024

We are thrilled to announce that Forbes and Statista have named us one of America's Best Insurance Companies for 2025!

10/29/2024

Crafting Flexible Financial Roadmaps 🚀

When it comes to mapping out financial goals, everyone’s journey is unique. That’s why I’ve developed a flexible approach to guide clients as they navigate complex financial paths. Here’s how I make it work:

🔍 Customized Analysis Using Excel
With Excel, I dive deep into personalized data, tailoring formulas to each client’s needs. From income to debt tracking, these reports provide a clear view, adjusted as your goals evolve.

🌐 No-Commitment, Out-of-Network Approach
Unlike some services that require contracts or commitments, I offer a flexible, zero-commitment approach. This means you have complete freedom, with solutions crafted only for you, without being locked into anything.

📊 Strategies That Adapt as You Grow
Whether you're aiming to grow wealth, reduce debt, or prepare for big life changes, my role is to adjust our methods to fit. We’ll make sure you’re always on the right path with strategies that evolve alongside your goals.

👉 Ready to explore your options?
Reach out today to see how a customized financial roadmap could work for you—no strings attached!

10/26/2024

Young adults today are embracing unique opportunities and challenges—whether it’s finding the best cities to live and work in or maximizing earnings through side hustles. According to MoneyGeek, top cities for young adults include Austin, TX, Denver, CO, and Nashville, TN, each offering strong job growth, affordable housing options, and a vibrant lifestyle. But living in these cities also means navigating different financial landscapes, like adjusting to higher living costs or creating long-term strategies in a fast-paced environment. 🌆

At the same time, a LendingTree survey reveals that nearly 60% of young adults are taking on side hustles to increase their income, with many using the extra cash to pay off debt, save, and invest. Balancing multiple income streams can be empowering, but it also requires careful strategies to make the most of every dollar and set yourself up for a secure future. 💼💸

Whether you’re moving to a new city, managing a side hustle, or planning for future financial stability, I’m here to help you build a strategy that fits your life and goals. Let’s work together to make smart, data-backed decisions that guide you towards financial freedom.

Sources: MoneyGeek | LendingTree

https://www.moneygeek.com/living/best-cities-for-young-adults/

https://www.lendingtree.com/debt-consolidation/young-side-hustles-survey/

Learn which U.S. cities offer the best opportunities for monetary growth and a high quality of life for young professionals.

10/23/2024

What's the strongest tool to help you reach Financial Independence for Tomorrow? Hint: it isn't just saving.
https://bit.ly/3BWHh4a

Are you overwhelmed by saving for retirement? Watch this.

10/21/2024

𝐂𝐚𝐧 𝐘𝐨𝐮 𝐑𝐞𝐚𝐥𝐥𝐲 𝐀𝐟𝐟𝐨𝐫𝐝 𝐓𝐡𝐚𝐭 𝐃𝐫𝐞𝐚𝐦 𝐂𝐚𝐫? 🚗 𝐋𝐞𝐭’𝐬 𝐁𝐫𝐞𝐚𝐤 𝐈𝐭 𝐃𝐨𝐰𝐧!

Buying a car is exciting, but before you sign the paperwork, it’s essential to know if it fits your budget. Here’s a quick guide to help you decide if that car is within reach!

1️⃣ Total Cost of the Car
The sticker price isn’t the whole story! Don’t forget to add taxes, registration fees, and any other costs. The "total price" is the actual amount you’ll be financing.

Example: If the car is $25,000, after taxes and fees, it could cost closer to $27,000.

2️⃣ Loan Details Matter
Your monthly payment depends on a few key factors:

Down Payment: The more you pay upfront, the lower your payments.
Trade-In Value: Trading in a car? It can reduce your loan amount.
Interest Rate: Based on your credit score, your interest rate affects how much you’ll pay each month.
Loan Duration: Shorter loans mean higher payments but less interest over time.

3️⃣ The 10-15% Rule
A simple rule of thumb is to keep your car payment at 10-15% of your monthly income. Spending beyond that can stretch your budget thin and make it harder to manage other expenses.

Example:

A $400 monthly payment means you’d want to earn at least $4,000 per month.
A $600 payment means you’d need at least $6,000 per month.
This rule helps ensure you can comfortably make payments while still covering other financial responsibilities.

4️⃣ Why It Matters
Spending too much on your car can lead to financial stress. Remember, you’ll also need to budget for gas, maintenance, insurance, and any unexpected repairs. Staying within your budget means less stress and more freedom to reach your financial goals.

🚗 Wondering if your dream car fits into your budget? I help clients make smart decisions with their money and ensure their major purchases align with their financial goals. Let’s chat about how you can afford your dream car without straining your budget.

📞 Schedule a free consultation today to take control of your financial future: https://calendly.com/elliottsegura/60min

10/18/2024

🌱 What is Holistic Financial Services? 🌱

Holistic financial planning is about seeing the bigger picture. It's not just about saving for retirement or managing day-to-day expenses—it's about looking at your 𝑒𝑛𝑡𝑖𝑟𝑒 financial situation to ensure your future goals, lifestyle, and legacy are aligned with your finances. From protecting your family to building wealth, holistic strategies considers every aspect of your financial life.

🔑 The Key? A comprehensive approach that covers budgeting, taxes, insurance, and estate planning strategies to help you thrive today and in the future.

Ready to take control of your financial journey? 📊 Let's chat about how holistic financial Services can help you achieve peace of mind and financial security.

👉 Schedule a FREE consultation today and start building your future!

📞 Click here to book: https://calendly.com/elliottsegura/60min

10/17/2024

Budgeting is one of the most important tools for financial success, no matter where you are in life. It helps you stay in control of your money, avoid unnecessary debt, and save for the future. Whether you’re planning for big goals like buying a home or just trying to manage monthly expenses, having a clear budget can make all the difference. Remember, a budget isn’t about limiting your freedom—it’s about giving you the freedom to live comfortably and confidently. Take control of your finances, and your future self will thank you!

Start today by sitting down, reviewing your expenses, and creating a budget that works for you. Need tips or guidance? Let’s chat!

10/11/2024

Eric Crouch, a Georgia public schools teacher and LifeChanger of the Year’s 2020 Grand Prize Winner calls his 403(b) his backup plan for retirement. “Having a company like National Life Group that supports educators helps me know that there are people out there fighting for teachers to have those lives they dream about after their careers – and that’s where I am going to put my money," says Eric.

09/30/2024

🎉🍁 Fall Fun Awaits! 🍁🎉

Join us for our Harvest Festival on Saturday, October 5th from 3-8 PM at Cobblestone Subdivision (7505 N 53rd St, Mission, TX)!

Enjoy live music, a pumpkin patch, 🏡 home tours, and 🎁 free prizes!

Bring your friends and family and celebrate with us! 🎉

We can’t wait to see you there!

09/30/2024

❓ Did you know that over half of Gen Z and Millennials overestimate the price of life insurance as costing THREE TIMES the actual amount?

A quality life insurance policy doesn't have to break the bank!

Source: 2024 LIMRA Insurance Barometer Study

09/23/2024

America's youngest generations are looking online to research their options for life insurance and other financial planning tools.

A majority of them overestimate the cost of life insurance by roughly THREE TIMES the actual amount.

Source: 2024 LIMRA Insurance Barometer Study

09/23/2024

What are you aiming to pass along to the next generation? Let's connect.

Learn about generational wealth. Discover key investment vehicles for transferring wealth, as well as the importance of estate planning and financial literacy.