Zajac and Associates

09/29/2026

Gas prices are up. Groceries are up.

We've saved our client's over $60,000 by shopping their home and auto insurance with other carriers and finding better deals.

Can we help you too?
Call us today! 419-472-5154 Ask for Doug or Patrick!

Zajac and Associates Risk Management
Auto, Home, Umbrella, Business, Life

08/20/2026

A few bumps on your driving record don’t have to leave you without coverage. If you’re considered a high-risk driver, you still have options. Here’s where to start:

Auto insurance is mandated nearly everywhere in the United States. But it can be hard to get a policy if you have a poor driving record or are seen as a high risk for other reasons. This information will help you find coverage.

08/20/2026

20. When to Rent or Buy Rent or buy? It’s one of the biggest money questions out there and the right answer depends on your timeline, budget and plans. Weigh the trade-offs here:

Before shopping for a home and mortgage, use our step-by-step guide to check your credit, assess your finances, set your budget, and more.

08/17/2026

The best drivers expect the unexpected. A few defensive driving habits — scanning ahead, leaving space and staying alert — can keep you out of harm’s way. Start here:

As we step into a new year, it’s a perfect time to reflect on our goals and resolutions. Many of us focus on self-improvement—whether that means getting in better shape, spending more time with family, or learning new skills—but what about improving our driving habits?

08/16/2026

Roughly a quarter of traffic deaths happen at intersections. Understanding why they’re so risky is the first step to navigating them safely. Here’s what the experts say:

Secure .gov websites use HTTPS A lock ( ) or https:// means you’ve safely connected to the .gov website. Share sensitive information only on official, secure websites.

08/14/2026

Stuck in a standoff with your landlord? Start by knowing your rights as a tenant. This guide breaks down how to handle disputes and where to turn if you can’t resolve them directly:

Learn about your rights as a tenant. Understand how to get help if you cannot resolve a disagreement directly with your landlord or management company.

08/11/2026

Been turned down for a standard policy? Non-standard car insurance exists for exactly that reason. Here’s everything you need to know about what non-standard insurance means:

1. Understanding the Basics of Auto Insurance Auto insurance is a vital component of responsible car ownership. It provides financial protection against various risks associated with owning and driving a vehicle. While most people are aware of the importance of auto insurance, many may not fully...

08/09/2026

Today is National Book Lover’s Day, share some of your favorite book recommendations in the comments or try some of these 100 “Must Read” Classics:

They broke boundaries and challenged conceptions. We asked you for your must-read classics; from iconic bestsellers to lesser-known gems, these are your essential recommends.

08/08/2026

Happy International Cat Day! Whether yours rules the couch or the whole house, today’s the day to spoil them rotten. Here are some cat care tips for making sure your furry little friend is always purring:

Get a host of handy information about your feline companion in our general cat care guide. It also comes in an easy-to-print PDF for tacking on your fridge and easy reference.

08/07/2026

It’s National Trailer Safety Week. Before you hitch up, a few quick checks — hitch, tires, lights and load — can help keep everyone safer on the road. Get the towing basics here:

Trailer Safety Week is an annual safety campaign that aims to increase awareness surrounding trailer safety knowledge.