Paul Mattos Mortgage Broker Refine Mortgage NMLS #2339069 NC/SC

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Matthews, NC
Paul Mattos Mortgage Broker Refine Mortgage NMLS #2339069 NC/SC

Mortgage Broker
Charlotte Native
Husband/Father
CarolinaHomeFinancing.con
Refine Mortgage

11/03/2026

If you started a custom home today, when would you actually move in? Builder Austin Vollmar says plan on about 15 to 18 months. Here's the full phase-by-phase breakdown 👇
carolinahomefinancing.com/build
Paul Mattos | Refine Mortgage | NMLS # 2339069

11/02/2026

Waiting to buy because you're afraid of making the wrong move?

Sometimes the biggest risk is waiting too long. In this conversation, we talk about weighing your options, avoiding costly mistakes, and making a decision that fits your long-term goals.

10/30/2026

When is it too late to change your custom home? 🤔

After you sign, changes usually mean change orders, which add cost and time. Decide before the contract. Builder Austin Vollmar of Stratx Construction explains. Link in bio.

Paul Mattos | Refine Mortgage | NMLS # 2339069

10/29/2026

Why Working With Local Experts Matters 🏡📍

In this video, Erica Fried talks about why having local real estate professionals on your side can make such a big difference when buying or selling a home.

Local Realtors and lenders understand the neighborhoods, market trends, pricing strategies, builder incentives, and challenges specific to the Carolinas. That local knowledge can help buyers make smarter decisions and help transactions move more smoothly from contract to closing.

If you’re thinking about buying, selling, or investing in the Charlotte area, we’d love to help guide you through the process! 👇

Realtor Info
Erica Fried
DASH Carolina
980-337-8667
IG: EricaQC_Realtor

Lender Info
Paul Mattos
Refine Mortgage
NMLS #2339069
980-221-4959
CarolinaHomeFinancing.com

10/29/2026

I asked local Realtors where their best clients are coming from. About 80% gave the same answer, and it wasn't paid leads.

Postcards, paid leads and even open houses aren't working like they used to. Relationships still win.

Realtors in NC and SC: this is an active survey. Add your input and see the full results at carolinahomefinancing.com/pulse (link in bio).

Paul Mattos | Refine Mortgage | NMLS # 2339069 | Equal Housing Lender

10/27/2026

Submit your building permit without your well or septic permit, and it can get rejected and push your build back weeks. This is why an experienced builder matters. 👇
carolinahomefinancing.com/build
Paul Mattos | Refine Mortgage | NMLS # 2339069

10/26/2026

A pre-approval letter is more powerful than most buyers realize.

Before you start touring homes, having the right pre-approval can strengthen your offer, help you move faster, and give sellers confidence that you're ready to close. In this conversation, we explain why getting pre-approved the right way matters.

10/23/2026

Why do custom home budgets go over? 💸 Usually the allowances.

Cabinets, flooring, countertops: buyers fall in love with something above the allowance. Builder Austin Vollmar of Stratx Construction explains. Full guide at the link in bio.

Paul Mattos | Refine Mortgage | NMLS # 2339069

10/22/2026

One Real Estate Cost Buyers Often Forget About 🏡📋
In this video, Erica Fried talks about an important part of homeownership that many buyers overlook during the process — insurance costs and how they can impact your monthly payment and overall affordability.
When buying a home, it’s important to look beyond just the purchase price and interest rate. Insurance, taxes, HOA fees, and maintenance all play a role in the true cost of owning a home.
Having the right Realtor and lender team can help you plan ahead and avoid surprises during the buying process. 👇
Realtor Info
Erica Fried
DASH Carolina
980-337-8667
IG: EricaQC_Realtor
Lender Info
Paul Mattos
Refine Mortgage
NMLS #2339069
980-221-4959
CarolinaHomeFinancing.com

10/20/2026

Address

Matthews, NC

Website

http://CarolinaHomeFinancing.com/, http://CarolinaHomeFinancing.com/reviews

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