Jason Jepsky of First Federal Bank, NMLS 2017648

Jason Jepsky of First Federal Bank, NMLS 2017648 NMLS #201648
Equal Housing Lender Equal Housing Lender NMLS #2017648

"Jason was always quick to answer any questions I had, making the process so much easier. I highly recommend him to anyo...
09/03/2026

"Jason was always quick to answer any questions I had, making the process so much easier. I highly recommend him to anyone who's thinking about buying a home!" -KeepItSuggaryLLC

🏡 Think every home on the market is out of reach? Not necessarily.More than 40% of sellers are reducing their asking pri...
09/02/2026

🏡 Think every home on the market is out of reach? Not necessarily.

More than 40% of sellers are reducing their asking prices, and the median list price this July was the lowest for any July in five years, according to recent housing market data.
Every home and market is different, but understanding current pricing trends can help you have a more informed conversation about your home-buying options.

As a First Federal Bank Loan Officer, I’m here to help you review financing options and understand what may fit your individual situation.
Have questions about buying a home? Send me a message to start the conversation.

Equal Housing Lender | NMLS #408902

Source: Housingwire Data, How Much are Sellers Cutting Home Prices, August 2026

Thank you, Lisa B., for your five-star review. It was a pleasure serving as your loan officer, and I appreciate the oppo...
08/31/2026

Thank you, Lisa B., for your five-star review. It was a pleasure serving as your loan officer, and I appreciate the opportunity to help you through your home financing journey.

Thank you Trey G. for your 5 star review!
08/27/2026

Thank you Trey G. for your 5 star review!

Thinking About Selling? A Little Preparation Can Go a Long Way. 🏡If you’re considering selling your home, you may want t...
08/27/2026

Thinking About Selling? A Little Preparation Can Go a Long Way. 🏡

If you’re considering selling your home, you may want to think about what a buyer’s inspection could uncover.

One option to consider is a pre-listing inspection. Having a professional evaluate your home before you list may help identify potential maintenance or repair items and give you more information as you prepare for the selling process.

Every home is different, and a pre-listing inspection may not be right for everyone. But knowing more about your home before listing can help you have a better understanding of what to expect.

Thinking about selling or making a move? Let's connect to discuss mortgage financing options and what may come next.

First Federal Bank| Equal Housing Lender | NMLS #408902

Source: Redfin. com, Nearly 1 in 7 Home Sales Are Falling Through, a Record for This Time of Year, February 2026

Repeat buyers, your home equity may be an important part of your next move.Equity is the difference between what your ho...
08/19/2026

Repeat buyers, your home equity may be an important part of your next move.

Equity is the difference between what your home is worth and what you still owe on your mortgage. When you sell, that equity may become available to put toward your next home purchase, including your down payment.

For some repeat buyers, that can make a larger down payment an option. But putting 20% down isn’t the right choice for everyone.

A larger down payment generally means borrowing less. The impact on your monthly payment, overall loan costs, and available financing options will depend on the loan program and your individual circumstances. Depending on the loan program and other factors, putting less than 20% down may also involve private mortgage insurance (PMI).

The right down payment can depend on your goals, budget, loan program and overall financial picture.
Thinking about your next move? Let’s talk through your options.

Equal Housing Lender | NMLS #408902


Down payment requirements and available loan programs vary. Consult your loan officer regarding your specific circumstances.
Source: National Association of Realtors®, Highlights from the Profile of Home Buyers and Sellers, July 2026

Buying and selling at the same time and not sure where to start?While houses may be staying on the market a little longe...
08/12/2026

Buying and selling at the same time and not sure where to start?

While houses may be staying on the market a little longer these days, selling first could be the right move. It may keep you from juggling two mortgages while you wait for your house to sell.

You'll also know exactly how much equity you could be walking away with (probably more than you think), and you can put it straight toward your next home.

Not sure where you'd stay in between? That part's manageable with the right plan.

Let's talk through the pros and cons. We'll figure out what makes the most sense for you - and how to make the whole process as stress-free as possible.

Equal Housing Lender | NMLS #408902

http://l.ead.me/jason-jepsky

Putting off selling because it feels like the market is at a standstill?While the pace has cooled in some areas, homes c...
08/10/2026

Putting off selling because it feels like the market is at a standstill?

While the pace has cooled in some areas, homes continue to change hands across the country every day. Current industry projections estimate that more than 4 million existing homes could sell this year.
That works out to approximately:

🏡 11,000+ homes per day
⏰ Nearly 470 per hour
🔑 About 8 per minute

Every local market is different, and real estate activity varies by location, price point, and property condition. If you're wondering what today's market could mean for your home, talking with a local real estate professional can help you better understand your options.

Equal Housing Lender | NMLS #408902

Source: National Association of Realtors® (NAR), Existing Home Sales data and 2026 sales projections, June 2026

71% of homeowners say their insurance costs have gone up over the past few years.And if you're buying a home, that's wor...
08/10/2026

71% of homeowners say their insurance costs have gone up over the past few years.

And if you're buying a home, that's worth knowing - but it shouldn't scare you away from your plans.

Yes, affordability is still tight. But you can't control every cost that comes with buying a home. You can only control how prepared you are.

And in a market like this, one of the smartest things you can do is get an insurance quote before you make an offer. It'll give you a clearer picture of what your monthly housing costs will look like, help you build a more realistic budget, and keep you from being surprised after closing.

Buying a home is a big decision. The more you know before you buy, the more confident you'll feel when it's time to make your move.

Want more advice or have a question? Contact me.

Equal Housing Lender | NMLS #408902

Source: Pew Research Center, 71% of U.S. homeowners say their home insurance costs have gone up, July 2026

http://l.ead.me/jason-jepsky

Did home prices just hit a turning point? Even though all the headlines out there make it sound like prices are crashing...
08/07/2026

Did home prices just hit a turning point?

Even though all the headlines out there make it sound like prices are crashing, here's what the data really says.

Yes, price growth cooled from around 7% in mid-2024 to closer to 3% today. But that may not be a crash. It could be just a slowdown.

And if you look at the right side of this graph, it seems like price growth may have hit its low point and started to turn.

Now, two months of data doesn't necessarily make a trend. But a few things back this up.

Compared to earlier this year, fewer markets are seeing price declines right now. And, forecasts call for price growth to pick up a bit before end of year.

Whether you're buying or selling, I want you to have breaking info like this as soon as I have it - especially when it looks like something is changing.

DM me "PRICES" and I'll show you exactly what home prices are doing in our local market and what that means for you.

Equal Housing Lender | NMLS #408902
Source: Redfin, Redfin's 2026 Predictions: Welcome to The Great Housing Reset, July 2026

http://l.ead.me/jason-jepsky

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117 Stone Village Drive
Fort Mill, SC
29708

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+17047933418

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