Bill Romeo - Everest Retirement Planners

10/16/2026

Medicare Open Enrollment is more than a chance to renew your coverage. It's a chance to review it.

Healthcare plans can change from year to year, including provider networks, prescription coverage, and other important details.

That's why it's worth taking the time between October 15 and December 7 to make sure your current coverage still aligns with your healthcare needs and goals.

A few minutes spent reviewing your plan today could help prevent surprises tomorrow.

Have you reviewed your Medicare coverage yet?

10/15/2026

One of the best Medicare habits is reviewing your coverage every year, even if you're happy with it.

Your healthcare needs can change. Your prescriptions can change. And your plan's costs, provider networks, and coverage details may change as well.

It's also important to consider how your coverage fits your lifestyle. If you travel regularly or spend time in different parts of the country, your Medicare plan should support the way you live.

A quick annual review can help ensure your coverage continues to align with your healthcare needs and financial goals.

What factors matter most to you when reviewing your Medicare coverage?

10/12/2026

Have questions about Medicare? You're not alone.

Join us for our upcoming Medicare Lunch & Learn on October 20 at our Matthews office.

Whether you're approaching Medicare eligibility, already enrolled, or simply want a refresher, we'll cover key Medicare topics and help simplify the process.

📅 October 20
📍 Matthews Office
👥 Limited seating available

Visit our website for additional details and registration information.

10/09/2026

Building wealth and preserving wealth are two different challenges.

Most people spend years focused on growing their assets through saving and investing. But as wealth grows, another important question emerges: How do you protect what you've built?

Healthcare expenses, long-term care needs, liability risks, and unexpected life events can all impact a financial plan if they're not considered ahead of time.

That's why comprehensive financial planning isn't just about accumulation. It's also about preservation.

The goal is to build a plan that helps support your future while recognizing that life doesn't always go according to plan.

When you think about financial security, what comes to mind first: growth, protection, or a balance of both?

10/08/2026

Stocks finished the third quarter mixed. The S&P 500 gained 2.03%, and the Nasdaq Composite rose 2.47%, while the Dow Jones Industrial Average slipped 2.70%. Halloween is next on the calendar, with U.S. consumers expected to spend \$13.5 billion USD this year and 6.26 million Canadian children in their trick-or-treating years.

Quarterly Market Insights | October 2026 U.S. and Canadian Markets Stocks were mixed in the third quarter as economic, geopolitical, and corporate earnings news pushed the broad market higher while weighing on the Dow Industrials. The Standard & Poor’s 500 Index gained 2.03 percent, while the Nasd...

10/07/2026

A strong financial plan isn't built only for what you expect. It's built for what you don't.

Most people spend time thinking about savings, investments, and retirement goals.

But an important part of planning is also considering the uncertainties we all face.

What happens if there's a major health event?
What happens if a lawsuit, disability, or unexpected life change impacts your plans?

Risk management isn't about assuming the worst. It's about preparing for life's uncertainties so they don't derail the future you're working hard to build.

The best financial plans balance opportunity with protection.

10/05/2026

If I could share one retirement planning tip, it would be this: know your expenses.

Most people have a good idea of how much money is coming in.

What's often harder to identify is exactly where the money is going.

Understanding your spending habits can help create a more realistic retirement plan, give you greater confidence in your future income needs, and reduce surprises down the road.

Retirement planning starts with understanding your lifestyle today so you can prepare for the lifestyle you want tomorrow.

Do you track your monthly expenses?

10/03/2026

One of the most common questions I hear is: "Do I still need life insurance?"

The answer often depends on where you are in life's journey. When you're first married, life insurance may help protect a spouse. When children come along, it may help provide financial support for the family. As a homeowner, it can help address mortgage obligations and other financial commitments.

But retirement can change the conversation.

For some people, life insurance may no longer be about income replacement. Instead, it may become part of a broader legacy planning strategy, helping support loved ones or causes that are important to them.

Like many financial decisions, the right answer depends on your goals, your resources, and what you're hoping to accomplish.

Have you reviewed your life insurance needs recently?

09/30/2026

Medicare Open Enrollment will be here before you know it.

Each year, from October 15 through December 7, Medicare beneficiaries have an opportunity to review their current coverage and evaluate whether their plan still fits their healthcare needs.

Plans, costs, provider networks, and prescription coverage can change from year to year, so it's important to take time to understand your options.

To help, we'll be hosting several educational Medicare webinars designed to walk through important considerations and answer common questions!

📌 Keep an eye on our emails, videos, and events page for upcoming webinar dates and registration details.

Have you reviewed your Medicare coverage recently?

09/29/2026

When people hear "life insurance," they often think of one thing: a death benefit.

And that's understandable. For many families, life insurance can help provide financial support when it's needed most. But in some situations, it may also play a role in a broader legacy planning strategy.

For example, some individuals use life insurance as a way to leave a financial gift to children, grandchildren, or charitable organizations they care deeply about. The key is understanding how all the pieces of your financial plan work together and whether a particular strategy aligns with your goals.

Life insurance isn't just about what happens when you're gone. It's about the impact you hope to make along the way. When you think about legacy, what matters most to you?