Bill Romeo - Everest Retirement Planners

09/07/2026

Markets pushed higher in August as AI-driven optimism helped investors look past softer economic data. The S&P 500 gained 2.62% and the S&P/TSX Composite rose 2.96%, even as softening retail sales kept consumer spending in focus. Back-to-school season adds another data point to that story, with spending expected to reach \$146.8 billion in the U.S. and \$4.5 billion in Canada this year.

Monthly Market Insights | September 2026 U.S. and Canadian Markets Renewed enthusiasm for AI pushed stocks higher in August as investors looked past mixed economic signals. The Standard & Poor’s 500 Index advanced 2.62 percent, while the Nasdaq Composite rose 3.93 percent. The Dow Jones Industrial...

09/04/2026

Nothing will teach you the value of preparation quite like running out of gas in the middle of a lake.🎣

The same principle applies to financial planning—check the essentials before the journey begins.

09/02/2026

Life insurance can be one of the most misunderstood areas of financial planning.

Term life. Whole life. Universal life. Indexed universal life.

Many people know these options exist but aren't always sure how they're different or which questions they should be asking.

That's why we're hosting a special Life Insurance Awareness Month webinar called "Evaluating Life Insurance." We'll be joined by an industry professional who will help explain the different types of life insurance and the planning considerations associated with each.

📅 September 8 🕛 12:00 PM ET and 6:00 PM ET
📌 Registration details are available in the comments below. We'd love to have you join us.

What questions have you always had about life insurance?

09/01/2026

A college decision should be a family conversation—not a financial burden.

I've seen families feel pressure to stretch beyond their means for a particular school, especially when students are influenced by where friends are going.

My advice? Start with the budget. Then identify schools that align with both the student's goals and the family's financial reality.

And remember: there are loans for college. There aren't loans for retirement.

Have you started talking about college costs with your family yet?

08/31/2026

College planning doesn't have to start with a big contribution. Starting early and staying consistent can make a difference over time.

08/27/2026

Not sure how to evaluate life insurance? Join us for an upcoming educational webinar where we'll break down the different types of coverage and key considerations to help you make more informed decisions.

08/25/2026

One of the best gifts you can give your kids is financial confidence. Teach them how to budget, save, and use credit wisely before they leave for college.

08/20/2026

One of the biggest mistakes new graduates can make is increasing their lifestyle too quickly.

The first paycheck arrives, and suddenly there's pressure to upgrade the car, the apartment, or the spending habits. But if student loans are part of the picture, having a strategy to manage that debt early can make a meaningful difference over time.

Living below your means isn't always exciting, but it can create flexibility and opportunities down the road. Sometimes the smartest financial move isn't upgrading your lifestyle—it's strengthening your foundation.

What's the best financial habit someone can develop in their first few years after college?

08/19/2026

A 529 plan can be a great college savings tool—but it's not the only option.

The key is finding a strategy that fits your family's goals.

08/13/2026

Before your child heads to college, don't just talk about classes and dorms. Talk about money, budgeting, and credit cards too.