Jacob Lowder - Mortgage Planner

09/30/2021

Breaking News!! Fannie Mae is now taking the AVERAGE of your credit scores. 😱

Long gone the days of using your lowest score 🎉

If you didn’t think you could qualify for a mortgage you may be able to now! Ready for a conversation on your mortgage options? Message me today to get started! 💚

09/23/2021

Happy Fall everyone! 🍂

Which seasonal flavor do you prefer? Let me know in the comments below!🍏🎃

09/16/2021

Ever wonder what underwriters looks for? Here are a few things they are checking on before your loan closes…

Think of underwriting as a security blanket 🔐 They are another pair of eyes that ensure your loan is good to go! Fairway understands that this is a big purchase and takes that very seriously, which is why the Fairway Advantage Pre-Approval sends your loan to underwriting before you start house hunting…. Which makes your offer as good as a cash offer 😍

Message me today to learn more about Fairway’s Advantage Pre-Approval! 💚

09/09/2021

Did you know that you DO NOT need 20% down to become a homeowner⁉️

There are many different loan programs that require as little as no money down!

Don't let a big down payment hold you back! Message me today to see how I can help! 💚

09/02/2021

Here at Fairway of the Carolina’s we strive to meet our core values and mission with every interaction we have. 🤝

· We learn from our mistakes👍🏼

· We thrive on teamwork and trust 🙌🏼

· We work HARD 💪🏻 and work SMART 💡

These values are not descriptions of the work we do as a company or the strategies we employ to accomplish our mission; they underlie our work, how we interact with each other, and guide us in determining how to best serve our customers, employees, and local communities. 💚

Message me today to see how I can serve you. 🏡

08/26/2021

Do you know the difference between a locked and floating interest rate⁉️

When you apply for a mortgage you will be given the option to lock or float your interest rate. 🔑

A locked interest rate means you lock in the current rate for your loan until your loan funds. However, if you expect rates to go down you can float your interest rate and lock in whenever you are ready. However, this can be risky since rates can go up or down during this time period. 🧐

It is important to speak with a Mortgage Professional that understands the market to help you decide whether to lock in that rate or not. 🔒

Looking for a trusted Mortgage Lender? We are here to help! Call or visit our website today for a FREE rate quote. 💚

08/19/2021

Have you ever seen the term "Reverse Mortgage" and wondered what exactly that meant? Then you're not alone! 😁

A HECM, or “Reverse” Mortgage is a loan that allows homeowners aged 62 or older to convert a portion of the equity in their homes into cash, without paying any income tax on that cash. 🏡

There are many different advantages to a reverse mortgage, so message me today to see if one is right for you! 💚

A HECM, or “Reverse” Mortgage is a loan that allows homeowners aged 62 or older to convert a portion of the equity in their homes into cash, without paying a...

08/12/2021

Want to compete against cash offers? 💸 I am here to help! Our Fairway Advantage Pre-Approval is submitted to underwriting before you go under contract!!

What does that mean for you?? That means your loan will close‼️

Don't believe me? Fairway is so confident in our process that we pay you up to $7,500 if your loan doesn't close!🤯

Contact me today to learn more about this amazing program!

(https://bit.ly/FairwayGetsYouHome) Fairway Independent Mortgage Corporation fights for our borrowers to ensure they get the home of their dreams in this com...

07/22/2021

Interested in buying a home? Here are some tips...

1️⃣ Do your research

2️⃣ Lighten up current debt

3️⃣ Think about how you can start saving

Message me today if you have any questions 😊

07/15/2021

The market is hot 🔥 so it's important to make sure you have a strong offer with a lender that is confident they can get you to the closing table.

That's why we have a Certified Pre-Approval that guarantees up to $7,500 of your money back if your loan doesn't close 😱

Choose a lender you're confident can close your loan💪🏻

Message me today to learn more on how this pre-approval can benefit you 💚

07/08/2021

Did you know we have an app?!

Here are some amazing features…

🌟Easily contact your loan officer (me) & realtor
🌟Search for the perfect home
🌟Built in mortgage calculator
🌟Apply for a pre-approval
🌟Check the stage of your loan/track loan process
🌟Send and scan documents
🌟Glossary to better explain mortgage lingo

Download the FairwayNow app and try it today for FREE!

Message me today for the link 💚

07/01/2021

I can't believe I haven't told you..

There are multiple different things that go into determining closing costs!

There are many people involved in this transaction that help you...

1️⃣ Find the perfect home
2️⃣ Find the right loan program
3️⃣ Get you to the closing table

There are many different options when it comes to closing costs... Let me walk you through them💚

We provide a FREE 30 minute loan consultation🏡