Laudermilk Loans

Laudermilk Loans Blaire Laudermilk- TOP 1%
NMLS #1559771
Novus Home Mortgage, a division of Ixonia Bank NMLS ID #423065
Equal Housing Lender NMLS #1559771

08/31/2026

A true white-glove lending experience means you are never just a file on a desk or a loan number in a system. To our team, you are a human being with a unique financial story, and we treat you like a part of our family. From our very first consultation call down to the closing table, we prioritize your comfort, your education, and your long-term success.

08/29/2026

It is a question that frustrates so many buyers: why can you easily qualify to pay $2,200 a month in rent, but a lender tells you that you can't get approved for a $1,900 mortgage? The reality is that rent approval and mortgage approval look at two completely different financial pictures. A landlord simply wants to know if your current monthly income covers the rent today. A mortgage underwriter has to look at your entire long-term debt profile, credit history, and asset reserves to ensure you can sustain that payment for years to come. If you're wondering what you can approved for on a home loan, send me a DM and let's connect about the process!

When the tax returns say no, it doesn’t always mean the deal is over. 👏This professional poker player had significant wr...
08/28/2026

When the tax returns say no, it doesn’t always mean the deal is over. 👏

This professional poker player had significant write-offs, making traditional income qualification a challenge. Even bank statements didn’t provide the solution.

But with $2 million in liquid investment assets, we were able to utilize an Asset Utilization Program to look beyond the tax returns and create a financing solution that made sense.

✨ The result:
🏡 $300,000 cash-out loan
🏠 Primary residence
📅 30-year fixed loan
⚡ Closed in just 20 days

Because every borrower’s financial situation is different—and sometimes, you have to look at the bigger picture, not just the tax returns.

Different situations require different solutions.

If you have a unique financial scenario and have been told “no,” let’s talk. There may be another way. 💚

HomeFinancing RealEstateFinance LoanOfficer CharlotteRealEstate SmartFinancing

08/27/2026

The best part of what I do? YOU. ❤️🍎

Just a little reminder that our annual Apple Picking Event is coming up this September, and I seriously cannot wait to see you, hug your neck, and personally say thank you for your continued support.

Because of YOU, we are already only about 20 families away from what we did ALL of last year… and it’s not even September yet. 🥹

Your referrals, your trust, your kind words, your repeat business, and simply choosing to send your people my way — it changes everything.

I never want to take that for granted.

So this September, I get to do what I love most: celebrate YOU and say thank you in person. 🍎❤️

I can’t wait to see you there!
Thank you for believing in me, supporting my business, and allowing me to be part of such an important part of your lives.

RealEstate ClientLove Community Grateful LaudermilkLoans

08/26/2026

Thinking about refinancing? Here are some signs it might be a good time:

📈 Your current interest rate is significantly higher than the current market average.

📈 You have built up enough equity to completely eliminate your monthly private mortgage insurance payment.

📈 You want to switch from an adjustable-rate mortgage into the stability of a fixed-rate loan.

📈 Your credit score has drastically improved since you originally purchased your home.

📈 You want to shorten your loan term from thirty years to fifteen years to save thousands in interest.

📈 You need to tap into your home equity to fund a major renovation project or consolidate high-interest debt.

📈 Your financial goals have shifted and you need to optimize your monthly cash flow strategy.

If any of these sound familar, send me a DM or give me a call and let's chat about your options!

08/24/2026

Our team has the capacity to lend in all 50 states, which means our partnership with you goes far beyond a single local transaction. Once we understand your financial goals, your background, and your preferences, we are equipped to support you and your family for life, no matter where your next career move or investment takes you.

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08/22/2026

If I were in my 20s again, there are a few things I’d want to know about real estate. 🏡

You don’t have to wait until you “make more money.”
You don’t need 20% down.
You don’t need perfect credit.
And you definitely don’t need to have it all figured out.

I’d want to know how powerful buying the right property early can be—and how much wealth can be built simply by owning real estate over time.

If I could go back, I’d start learning sooner, buy smarter, and stop assuming homeownership was “someday.”

Your 20s are a lot closer to the beginning of your wealth-building journey than you probably realize. 🤍

Save this for later—and send it to someone in their 20s who needs to hear it.

When the tax returns say NO… 👀Sometimes the problem isn’t the borrower’s ability to pay. It’s that their tax returns don...
08/20/2026

When the tax returns say NO… 👀

Sometimes the problem isn’t the borrower’s ability to pay. It’s that their tax returns don’t tell the whole story.

This self-employed borrower had significant write-offs that made a traditional mortgage difficult — but their business was producing strong, consistent cash flow.

By using 12 months of business bank statements, we were able to structure:

💰 $2.8M loan amount
🏡 Primary residence refinance
📈 85% LTV cash-out
💵 $500K cash out
⚡ Closed in just over 3 weeks

The takeaway? A complicated tax return doesn’t always mean a complicated borrower.

Non-QM lending can open doors when traditional financing doesn’t tell the full story.

If you have a client with strong income, significant write-offs, or a unique financial situation, let’s talk before you assume they don’t qualify.

Guidelines vary. Not all borrowers will qualify.

MortgageBroker RealEstate JumboMortgage CreativeFinancing MortgageTips CharlotteNC NorthCarolinaMortgage

08/20/2026

Buying a home with cash is an incredible way to win a competitive bidding war, but it doesn't mean your liquidity has to remain locked up in the property forever. Through a strategy called delayed financing, you can purchase a home with cash and immediately turn around to pull that capital back out through a mortgage within six months of closing. If that sounds like the position you're in, let's connect and walk through what this process looks like!

Grateful for the opportunity to be a featured speaker during August’s Sales Spotlight at Novus Home Mortgage 🙌🏻 Thank yo...
08/19/2026

Grateful for the opportunity to be a featured speaker during August’s Sales Spotlight at Novus Home Mortgage 🙌🏻

Thank you to everyone who joined the conversation. I’m proud to be part of a team that believes in learning and growing together!

Address

1320 Matthews Twnship Pkwy
Matthews, NC
28105

Opening Hours

Monday 7am - 7pm
Tuesday 7am - 7pm
Wednesday 7am - 7pm
Thursday 7am - 7pm
Friday 7am - 7pm

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