Carbone Insurance Services, Inc.

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Carbone Insurance Services, Inc. Protecting what you value most...

Life | Health | Home | Auto | Medicare Health Plans

As an independent agency, we have the advantage of representing over 30 top-rated national and regional insurance companies for Health, Life, Auto, Home, Commercial Insurance and Employee Benefits. Unlike many local agents who are able to represent ONLY their company, we give you options which ensures you're getting the best possible products at the best possible price.

From October 15th through December 7th, Medicare beneficiaries can review their coverage and make changes for 2027 durin...
10/15/2026

From October 15th through December 7th, Medicare beneficiaries can review their coverage and make changes for 2027 during the Medicare Annual Enrollment Period (AEP). During this time, Medicare beneficiaries can:

✅ Switch from Original Medicare to a Medicare Advantage plan, or vice versa.
✅ Change from one Medicare Advantage plan to another.
✅ Add, change, or drop Medicare Part D prescription drug coverage.

This is also a good time to assess whether your current plan still meets your needs. Costs, covered medications, provider networks, pharmacies, and plan benefits can change from year to year, so even if you were happy with your coverage last year, it's worth taking a fresh look.

If you have any questions about your current plan, please don't hesitate to reach out to our team. We are here to be a resource for you.

As of 2026, nearly 35 million eligible Medicare beneficiaries are enrolled in a Medicare Advantage plan, underscoring th...
10/13/2026

As of 2026, nearly 35 million eligible Medicare beneficiaries are enrolled in a Medicare Advantage plan, underscoring that Medicare Advantage remains a popular choice among beneficiaries. So, to help you fully understand your options, we wanted to share a breakdown of key features of Medicare Advantage. Swipe for more information.

If you have questions about Medicare Advantage, please don't hesitate to reach out to our team. We are here to help.

October is Breast Cancer Awareness Month, making it the perfect time to review a few key facts and statistics about earl...
10/08/2026

October is Breast Cancer Awareness Month, making it the perfect time to review a few key facts and statistics about early screening. Breast cancer remains one of the most common cancers in the U.S., and early detection through routine screenings can make a meaningful difference.

Swipe for a few important facts and statistics to keep in mind.

As a reminder, many health insurance plans cover preventive screenings at little or no cost, making it easier to take an active role in your health. And, if you're not sure whether your plan covers preventive breast cancer screenings, our team is happy to help. Please do not hesitate to reach out with any questions.

The Centers for Medicare & Medicaid Services (CMS) recently announced several updates related to Medicare Advantage and ...
10/06/2026

The Centers for Medicare & Medicaid Services (CMS) recently announced several updates related to Medicare Advantage and Part D prescription drug plans for 2027. While many of the changes happen behind the scenes, some could affect the plans and benefits available to Medicare beneficiaries in the years ahead. Swipe to learn more.

If you have questions about how these Medicare updates may affect your current coverage or if you’d like to review your options during an upcoming enrollment period, please feel free to contact us anytime. We are happy to help.

As the days get shorter, deer become much more active and are more likely to cross roadways — especially around dawn and...
10/02/2026

As the days get shorter, deer become much more active and are more likely to cross roadways — especially around dawn and dusk. This increased activity can pose serious risks to drivers, and hitting a deer can be a distressing and upsetting experience.

With that in mind, our team wants to share a few reminders to help keep you and your passengers safe this season and navigate the aftermath of striking a deer. Swipe for more.

If you're not sure what your current policy includes or would like to review your coverage this fall, feel free to reach out. Our team would be happy to answer your questions and help you understand your options.

The Medicare GLP-1 Bridge that began July 1, 2026, and is currently scheduled to run through December 31, 2027, is desig...
09/30/2026

The Medicare GLP-1 Bridge that began July 1, 2026, and is currently scheduled to run through December 31, 2027, is designed to provide temporary access to certain GLP-1 medications for eligible people with Medicare drug coverage. Swipe through for important information to know.

If you have questions about the Medicare GLP-1 Bridge or want help understanding how this program may relate to your Medicare coverage, please contact us. We’d be happy to help you sort through the insurance side of things and point you toward the appropriate resources.

Medicare Annual Enrollment begins October 15th, which means now is the time to watch for an important document from your...
09/28/2026

Medicare Annual Enrollment begins October 15th, which means now is the time to watch for an important document from your current Medicare Advantage or Part D plan: your Annual Notice of Change (ANOC)

Typically mailed in September, and no later than September 30th, your ANOC outlines any updates that may take effect on January 1st. Even if you’ve been happy with your current coverage, reviewing these changes carefully can help you avoid unexpected costs or coverage gaps in the year ahead.

Your ANOC may include updates to:

✅ Monthly premiums and other out-of-pocket expenses.
✅ Prescription drug coverage and formularies.
✅ Doctor, hospital, and pharmacy networks.
✅ Copays, deductibles, and additional plan benefits.

Small plan changes can make a significant difference in your health care costs and provider access. Taking time to review your ANOC now can help you make more informed decisions during Medicare Annual Enrollment.

If you would like help understanding your plan changes or comparing your Medicare options before enrollment begins, contact us anytime. We are here to help you review your coverage and find a plan that fits your needs for 2027.

The leaves are falling, the temperatures are cooling down, and fall is officially here. As the year starts to wind down,...
09/22/2026

The leaves are falling, the temperatures are cooling down, and fall is officially here. As the year starts to wind down, now is a great time to check in on anything still on your to-do list before the busy holiday season arrives.

Whether you have questions, need support, or simply want to connect, we are always here to help. Give us a call anytime, this season and every season.

The transition into fall is the ideal window to take stock of your home and address small issues before they become expe...
09/21/2026

The transition into fall is the ideal window to take stock of your home and address small issues before they become expensive ones. A few hours of attention now can prevent thousands of dollars in damage later. Swipe for a few key areas to focus on.

We hope you found this seasonal checklist helpful! If you would like to get recommendations for trusted, local providers that can be of assistance, please feel free to reach out. And as always, if you have any questions or any other needs our team can assist you with, just give the office a call. We are here to help.

I’m proud to be a Founding Member of the Trusted Healthcare Alliance!As an insurance professional, I see every day how c...
09/18/2026

I’m proud to be a Founding Member of the Trusted Healthcare Alliance!

As an insurance professional, I see every day how confusing healthcare and insurance can be. People are making important decisions about Medicare, health insurance, prescriptions, and coverage—often without fully understanding what they’re buying or how it will work when they need it.

That’s why I joined the Trusted Healthcare Alliance.

I believe insurance professionals have an important responsibility to educate, advocate, simplify the complicated, and put the client’s needs first. Trust is earned by being honest, transparent, and willing to do the right thing—even when it isn’t the easiest thing.

I’m proud to be part of a group working to raise the standard for ethical professionals in healthcare and insurance.

If you believe consumers deserve better guidance and greater transparency when making healthcare decisions, I encourage you to learn more.

👉 www.TrustedHealthcareAlliance.org

Address

7266 Portage Street NW, Suite D
Massillon, OH
44646

Opening Hours

Monday 9am - 4pm
Tuesday 9am - 4pm
Wednesday 9am - 4pm
Thursday 9am - 4pm
Friday 9am - 4pm

Telephone

+13308549300

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