Carbone Insurance Services, Inc.

05/15/2026

If you or a loved one has been scammed, it can feel incredibly stressful and overwhelming. The good news is that there are dedicated resources to help you recover funds, protect your identity, and report fraud.

🔹 FTC Fraud Reporting - Report fraud and get personalized recovery steps at https://reportfraud.ftc.gov/

🔹 FBI Internet Crime Complaint Center (IC3) - Report internet-facilitated crimes at https://reportfraud.ftc.gov/

🔹 Identity Theft Recovery - Get a recovery plan at https://www.identitytheft.gov/, the U.S. government's official identity theft website

🔹 AARP Fraud Watch Network - Reach out for support and guidance at https://www.aarp.org/money/scams-fraud/helpline/

The best thing you can do if you believe that you’ve been scammed is to report the fraud immediately. And remember, you are not alone.

We hope that you find this information helpful. As always, feel free to reach out if you have any questions or need guidance within the team’s area of expertise.

05/10/2026

In celebration of Mother’s Day, we want to take a moment to honor the mothers, grandmothers, and maternal figures who enrich our lives with love, wisdom, and unwavering support.

We hope your day is filled with the appreciation, warmth, and joy you so richly deserve.

Happy Mother's Day!

05/06/2026

Planning an international getaway? Generally, Medicare does not cover health care services when you're traveling abroad, with a few exceptions:

☑️ Emergency services onboard a ship within the territorial waters of the U.S. when the ship is within six hours of a U.S. port. The doctor must also be legally allowed to provide medical services on a cruise ship.
☑️ Medically necessary services in a foreign country under specific circumstances, such as if a medical emergency occurs in the U.S. but the foreign hospital is closer, or during travel through Canada without unreasonable delay between Alaska and another U.S. state.
Should these exceptions apply, you're still responsible for the usual deductibles, copayments, and coinsurance as if you were in the U.S. However, in most cases, you'll be responsible for 100% of the costs.

Traveling should be about making memories, not worrying about coverage. Whether you're exploring new horizons or visiting loved ones, our team is here to help ensure you're prepared for any health care needs abroad.

Feel free to reach out anytime with questions about your Medicare coverage while traveling🌟✈️

04/29/2026

We’re proud to share that Amanda Fowler has been recognized by CMS as a 2026 Marketplace Circle of Champions recipient! 🎉

This honor is awarded to agents who have helped 50+ consumers enroll in Marketplace coverage with accuracy and care—a true testament to Amanda’s dedication to helping individuals and families find the coverage they need.

It’s incredibly rewarding to make a difference in people’s lives through access to quality health insurance. We’re proud to have a on our team! 👏

04/27/2026

We’re proud to support our local high school athletes! These teams learn teamwork, discipline, and perseverance—skills that last far beyond the game.

Shout out to all the coaches (including our own, Vinnie Carbone), parents, volunteers, and especially the athletes who gave it their all this season—and every season.

As the 2025–2026 wrestling season has come to an end, we want to give a HUGE shoutout to our incredible sponsors! 🙌🤼‍♂️

Your support meant everything to our youth, middle school, and high school programs. Because of you, our athletes experienced a season full of growth, hard work, and success!

We truly couldn’t have done it without you—thank you for being part of our wrestling family! 💜🐻‍❄️💛

04/22/2026

Spring can affect driver awareness in more ways than one.

From allergy medications that cause drowsiness to fatigue after the clocks sprang forward, small changes can affect driver focus and reaction times. Swipe for reminders you can share with your fleet to help reduce risk on the road this season.

If you have questions about your commercial auto coverage this spring, give us a call. We’re here to help.

04/20/2026

We can’t predict life’s rainy days, but we can plan ahead to weather them. Life insurance isn’t just about protection — it can also serve as a financial tool throughout your life, offering support when times get tough. Let’s help you prepare today so you can face tomorrow with peace of mind.

Contact our team to learn more about your options and start planning ahead!

04/17/2026

You may have heard about saving money for a rainy day, but have you invested in coverage that protects you when life’s storms hit?

Here are a few questions to determine whether you have an umbrella handy:

✅ Do I have life insurance — and if so, enough of it?

✅ Does my current insurance coverage protect me financially if I’m unable to work?

✅ Have I been putting off any riders or additional coverages I might regret if life took a turn?

✅ Has it been a while since I last had a coverage review?

When life gets hard, you deserve to be able to focus solely on the situation at hand. Having the right coverages in place helps make that possible.

Call our office today to review your coverage and make sure you’re protected for life's rainy days!

04/14/2026

April is Distracted Driving Awareness Month — a great time to slow down, stay focused, and keep everyone on the road a little safer. As your local independent insurance agency here in Massillon, we care about helping Ohio drivers stay protected. Here are a few friendly reminders to help you stay focused behind the wheel:

🚗 Let a passenger be your co‑pilot. They can handle directions, texts, or quick tasks so you can stay fully focused on driving.

🚗 Skip the multitasking. Eating, digging through a bag, or applying makeup can wait — if you need to take care of something, pull over for a moment.

🚗 Protect your attention. If your mind starts to drift, take a short break to reset and refocus.

🚗 If kids need help, pull over. Turning around while driving is one of the biggest distractions, so find a safe spot first.

Even with careful driving, accidents can still happen — and that’s where we come in. If you’d like to review your auto insurance or explore options that fit your needs and budget, give us a call. We’re here to help you stay protected on the road.

04/09/2026

Spring is the perfect time to give your commercial property a little extra attention. After a long winter, small issues can hide in plain sight — and those minor hazards are often what lead to preventable claims down the road.

Swipe through our spring maintenance checklist to spot easy fixes before they become costly problems.

And remember: even the best maintenance routine can’t prevent everything. That’s why strong commercial insurance matters. As an independent agency here in Ohio, we’re here to make sure your coverage protects your business, your team, and your peace of mind.

Give us a call anytime to schedule a commercial coverage review this spring.