Taylor Perry VanDyk Mortgage

10/16/2026

If you’ve been saving cash in a drawer, safe or very creative hiding spot, your lender may have a few questions if you want to use it for your purchase. Mortgage funds generally need to be sourced and documented, which is a lot harder when the money has been sitting around like Halloween candy nobody is allowed to touch. Your savings are yours — just make sure there’s a paper trail.

10/14/2026

Self-employed borrowers can have a few extra steps when it comes to documenting income, especially if business expenses affect what shows on the tax return. If you work for yourself, talking to your lender early can save you from a paperwork jump scare later.

10/12/2026

When your family keeps growing, so does the need for space. If you’re starting to wonder whether your current home can keep up with your crew, it might be time to see what moving into a little more room could look like.

10/09/2026

For eligible veterans and service members, the VA home loan program can be an important part of the homebuying journey. If you've earned this benefit, take some time to learn how it could fit into your plans for homeownership.

10/07/2026

Buying a home doesn’t mean your credit journey is over. Even after you become a homeowner, there are still ways to work on your credit, build healthy financial habits and potentially put yourself in a stronger position for whatever comes next.

10/05/2026

There are more ways to finance a home than most people realize, and some loan options don’t require a down payment at all. That said, having a little money set aside can make the whole experience a lot easier when it comes to closing costs, moving day and the inevitable “oh, we need that too?” purchases.

10/02/2026

Lenders also look at your income, debts, payment history and the loan program you’re applying for. Some loans have more flexible credit requirements than others, so a score that isn’t perfect doesn’t necessarily mean you’re out of options. It’s worth looking at the whole picture before counting yourself out.

09/30/2026

Sometimes, you just have to go for it. There’s no perfect rate or perfect time to buy. But when the right home, numbers, and opportunity line up, it might be worth making a move.

If you’re ready, let’s see what’s out there.

09/28/2026

Think of your loan processor as the person behind the scenes keeping everything moving. They collect documents, organize the details and work through the paperwork so your loan can keep moving toward closing. Not always the face of the loan, but definitely a big part of getting you to the finish line.

09/28/2026

"Taylor Perry was easy to work with and kept up informed the entire process. We had a usual experience with the first house we went into contract with and unfortunately it fell through. Taylor helped make a smooth transition to the house we ultimately chose and closed on. He is great to work with and would recommend him highly." says Amy

★★★★★ Taylor Perry was easy to work with and kept up informed the entire process. We had a usual experience with the first house we went into contract with and unfortunately it fell through. Taylor helped make a smooth transition to the house we ultimately chose and closed on. He is great ...