JP Wealth Advisors

10/13/2026

Dreaming of a surprise inheritance? Managing an inherited IRA isn’t all windfalls and celebrations—it’s also rules, required minimum distributions, and tax planning. Learn how to navigate your options and avoid costly mistakes:

Understanding the complex considerations when inheriting an IRA, including RMD changes in 2025.

10/12/2026

Our office is closed today in observance of Columbus Day/Indigenous Peoples' Day.

The stock market is open today, while banks and bond markets are closed. Our team remains available by phone and email if you need assistance.

We hope you're enjoying the holiday!

10/09/2026

Heads up! Our offices will be closed Monday, October 12, in observance of Columbus Day/Indigenous Peoples' Day.

While the stock market will be open, banks and bond markets will be closed. Our team will remain available by phone and email and will be happy to assist you.

10/06/2026

Most homeowners think they’re fully covered, but research shows more than 70% of fire claimants were underinsured by roughly 20%. With rebuilding costs rising and more disasters happening, discovering a coverage gap after a loss is the worst possible time. Here’s where the biggest blind spots tend to hide:

Flooding often isn’t covered: Standard policies exclude flood damage, yet 99% of U.S. counties have experienced flooding in the past 20 years, and claims can run into the tens of thousands.

Rebuilding costs are rising fast: Replacement costs jumped 45% in just a few years, making options like extended replacement cost or ordinance or law coverage worth reviewing.

High-value items may be capped: Jewelry, art, and collectibles often have low payout limits unless you add specific coverage.

Review your policy now to see where gaps may be hiding:

Many consumers have a gap in their homeowners insurance coverage. This puts them at financial risk, and they are likely unaware, experts said.

09/29/2026

Is $5 million enough to retire comfortably? For many, it's more than enough, but it depends on your lifestyle and how you manage your finances. Learn how to make the most of your retirement savings and secure your future:

It depends on how you plan to live in retirement and the associated cost of doing so.

09/22/2026

Roth accounts can build tax-free wealth for retirement, but how do you choose? A Roth 401(k) offers a higher contribution limit and employer match, while a Roth IRA provides more flexibility and choices. Learn which best suits your goals:

Roth 401(k) and Roth IRA contributions can provide future tax-free growth. Here’s how to decide the best option for your retirement savings.

09/15/2026

Skipping estate planning doesn’t just risk your legacy. It can leave courts deciding who inherits your assets and who makes healthcare decisions for you.

⚠️ Be careful with DIY documents: Online templates may not address your full situation or meet every legal requirement, potentially leaving your family with problems you meant to avoid.

💰 Think about taxes: IRAs, stocks, real estate, and charitable gifts can be treated very differently for tax purposes, so which assets go to which beneficiaries can matter.

⏳ Consider timing, not just inheritance: If your children may already be retired when they inherit, lifetime gifts or planning for grandchildren could have a greater impact.

Not sure where to start with wills, trusts, or powers of attorney? Read the full breakdown:

Avoid five common estate planning mistakes, from skipping a will to overlooking tax consequences. Protect your assets, heirs, and legacy with smarter planning.

09/08/2026

Stocks rallied in August, and strong earnings and easing inflation helped offset disappointing jobs data. What could higher energy costs and rising long-term interest rates mean for markets ahead? Watch the latest Market Thoughts video from Commonwealth:

What will market performance in August mean for investors in September? Find out in the latest Market Thoughts video from Commonwealth's Chris Fasciano.

09/07/2026

JP Wealth Advisors is closed today - Monday September 7th 2026.

09/04/2026

REMINDER: JP Wealth Advisors will be closed on Monday September 7th 2026 for the Labor Day holiday.