Katie Gay - Life & Health Advisor

03/24/2026

🚨 Real Talk — Why Are You So Anti-Life Insurance?

I’m not asking as an insurance advisor right now… I’m asking as a genuinely curious human.

Every day I talk to smart, responsible, hardworking people who have zero interest in even exploring life insurance.

Not even a conversation. Just: “No thanks.”

So I want to understand…

👉 What’s the REAL reason?

• Do you feel like it’s a scam or not worth it?
• Does it feel like something that only matters when you’re older?
• Do you think it’s going to be too expensive anyway?
• Does the topic just make you uncomfortable so you avoid it?
• Do you assume work coverage is enough?
• Do you feel like agents are just trying to sell you something?
• Is it just not a priority compared to everything else in life right now?
• Or honestly… do you just not care what happens financially after you’re gone?

No judgment. No pitch in the comments.
I truly want to hear how people actually think about this.

You can comment or message me privately if you’d rather. Your perspective helps me more than you realize. 👇

03/09/2026

Do you have any weird life insurance questions? Give me a call or shoot me an email. I'd love to answer any questions and discuss your options.

📞 (304) 263-3361
📧 [email protected]

Got questions about life insurance and risky hobbies, quitting smoking, or losing weight? Learn how lifestyle changes can impact your coverage and rates.

03/07/2026

Come out and see me at the Ranson Health and Wellness Fair today from 10am to 5pm!!

✔️ Get to see Katie at Smallwood & Small Insurance
✔️ Leave with a life insurance policy!!
✔️ Check out the other amazing vendors
✔️ Get some yummy food

03/02/2026

As the Life & Health Advisor at Smallwood & Small Insurance, I love helping families discover that life insurance is often far more affordable — and more flexible — than they expected. If you’ve been putting it off because you assumed it was expensive or complicated, this is your reminder that protecting the people you love can be simple and budget-friendly. If you ever want to explore your options, I’m here to help.

02/20/2026

A powerful reminder that life insurance isn’t for you — it’s for the people you love most. ❤️

Protected by Planning: The Pleasants' story demonstrates the power of love and the value of life insurance.

It took a long, hot motorcycle ride up a mountain road to cement things for Ryan and Racquel Pleasants. After several years of dating, including long distance while Racquel finished her nursing degree, Ryan proposed beside a stream.

“From the moment we got married, he was excited to start a family,” says Racquel. “Growing up, he was often the go-to for kids in the neighborhood and helped with babysitting. He was just a natural.” He was over the moon when Ella was born, and then four years later, Oliver completed the family.

He was also a natural when it came to finances. From the start, Ryan ensured they both had ample life insurance, in addition to what their work provided, saying, “It’s the smart thing to do.” That meant a combination of permanent life insurance, for its long-term protection and ability to accumulate cash value, and term life insurance, for income replacement should the worst happen.

Ryan worked as a firefighter and embodied the best of that profession. He was hardworking and loyal. He was loved by his colleagues and lauded for his integrity and attention to detail.

Unfortunately, at the age of 41, Ryan died while on duty, at the job he loved. The public mourning that unfolded in his community spoke volumes about the man he was.

And for Racquel and the kids, the careful planning with life insurance has been key. While Racquel continues to work parttime as a nurse, she feels more at ease knowing her finances are in order. The life insurance has allowed them to stay in the home they had built together and provide—now and into the future—for Ella and Oliver.

“The life insurance has been a security blanket,” says Racquel. “It has allowed me to focus on the children and be present for them, and to continue working on the life that Ryan and I both dreamt of.”

This piece has been reproduced with the permission of Life Happens, a nonprofit organization dedicated to helping consumers make smart insurance decisions to safeguard their families’ financial futures. Life Happens does not endorse any insurance company, product or advisor. © Life Happens 2025. All rights reserved.

02/18/2026

Life insurance for kids? Yes — really!

Getting a small policy for your child can:
✨ Lock in low rates for life
✨ Provide future insurability
✨ Build cash value over time
✨ Cover unexpected expenses

It’s not about expecting the worst — it’s about giving your child a financial head start and long-term protection.

The earlier you start, the cheaper it is. And those rates stay with them.

Our Life & Health Advisor, Katie Gay, can walk you through options that grow with your family.

02/17/2026

🎉 WE’RE NOMINATED! 🎉

We are beyond excited and incredibly honored to be nominated for Best Insurance Agency in the Best of the Tri-State awards! 🏆 Last year, we were proud to be a Finalist, and this year we’re hoping to go all the way and become a Winner with your help! 🙌

This recognition means so much to us, and it’s all thanks to our amazing clients, partners, and community who trust us every day.

💙 Voting is open now through March 8th and you can vote once per day!
If you’ve ever had a great experience with our team, we’d be so grateful for your support.

👉 Cast your vote here:
https://bestofthetristate.com/awards/?fbclid=IwY2xjawQBhSxleHRuA2FlbQIxMABicmlkETJHT2t4bUtZN1VFQ3RkR2lnc3J0YwZhcHBfaWQQMjIyMDM5MTc4ODIwMDg5MgABHsdM6IeRS-_GTtxbF2wMnx9Nzbb-MjecTfh2EbB8kJn0JArtEECGP5S-nDrh_aem_0k55-MkZO5apERai_JK3hw

Then select Services → Insurance Agency.

Please show us some love by voting and sharing this post with your friends and family! Your continued support truly means the world to us — we wouldn’t be here without you. ☺️✨

02/14/2026

💖💘💖💘

02/11/2026

💖 Love is in the air! 💖

What better way to say I love you than ensuring your loved one is financially secure when you're gone?

Call me today to start the conversation!

☎️ 304-263-3361
📧 [email protected]

Date nights are fun… but have you had the life insurance talk yet?

Whether you’re newly married, building a family, or just sharing a life together — life insurance helps make sure your partner is financially protected if the unexpected happens.

Think about it:
✔️ Replace lost income
✔️ Keep the house
✔️ Pay bills & everyday expenses
✔️ Protect long-term goals

It’s one of the most loving things you can do for your spouse — and it’s way more affordable than most people think (especially when you’re young!).

Our Life & Health Advisor, Katie Gay, can help you find a plan that fits your relationship, your budget, and your future.

02/09/2026

February is all about love… so let’s talk about protecting it.

Insure Your Love Month is the perfect reminder that life insurance isn’t about planning for the worst — it’s about making sure the people you love are taken care of, no matter what.

💖 Helps replace income
💖 Covers funeral & final expenses
💖 Pays off debts or a mortgage
💖 Provides long-term financial security

And the best part? Life insurance is usually MUCH cheaper the younger and healthier you are.

Our Life & Health Advisor, Katie Gay, is here to make it easy, stress-free, and tailored to your life.

Because loving your people also means protecting their future.