08/27/2026
US Health Coverage Planning Starts Now
As someone who’s spent 15 years guiding clients through the twists and turns of retirement planning, I can’t stress enough how crucial it is to get ahead when it comes to your health coverage decisions. Open enrollment officially starts October 15, but now is the time to take a close look at your current plan—because healthcare costs often become one of the biggest expenses in retirement. Start by reviewing your medical bills, copays, premiums, and out-of-pocket expenses to see if your plan is still working for you. Update your prescription list, as drug coverage and pricing tiers can shift each year, affecting next year’s options. If your plan offers extra perks, like gym access, ask yourself if you’re actually using them—sometimes, a simpler or more cost-effective plan is the smarter move. And don’t forget to factor in where you might be living or traveling in 2027; network restrictions can impact your access to care across state lines. At Singer Financial Group, I’ve seen firsthand how proactive education and planning can help protect retirement portfolios from avoidable surprises—especially when it comes to healthcare.
