Simplicity Retirement & Investment Services

10/02/2026

Ethan recently joined the Retirement & Investment Services team as a Financial Advisor and is excited to connect with members and help them navigate their financial goals and plans for the future.

Learn more about Ethan and Retirement & Investment Services: https://www.simplicity.coop/ris

10/01/2026

🌴 More Americans are deciding that enjoying life now matters just as much as making financial progress for later.

A recent survey found that 72% of Americans would be willing to make slower progress toward their financial goals so they can spend more time with family, travel more, and prioritize meaningful experiences.

That doesn’t necessarily mean abandoning long-term goals. In fact, 59% of respondents said enjoying life is how they define financial progress, compared with 27% who pointed to owning a home.

The challenge is finding a balance between what matters now and what matters later. ✈️ That can mean making room for a vacation, concert, or family event while still keeping an eye on retirement savings and debt.

But charge that trip to a credit card and carry a balance, and interest can turn a two-week memory into a much longer bill.

What does financial progress look like to you: reaching the next milestone, enjoying more of life now, or some mix of both?


Source:

SoFi found 72% of Americans are willing to make slower progress on financial goals to prioritize family, travel and meaningful experiences.

09/30/2026

Inflation is still running above the Federal Reserve’s 2% target.

The Fed’s preferred inflation gauge, the personal consumption expenditures price index, rose 0.2% in July and 3.7% from a year earlier. Core PCE, which strips out food and energy prices, increased 3.3% annually.

The report also showed personal income rose 0.4% while spending increased 0.2%.

For consumers, that means price pressures haven’t disappeared, even as some categories, including gasoline and other energy-related goods, moved lower during the month.

With inflation still elevated, the latest numbers may remain an important part of the Fed’s upcoming interest-rate discussions.


Source:

The personal consumption expenditures price index was expected to rise 0.1% monthly and 3.6% on a 12-month basis, according to economists surveyed by Dow Jones.

09/23/2026

Medicare can feel complicated—but understanding your options doesn’t have to be. 💙
Join us TONIGHT at 5:30pm for Understanding Medicare, a free educational seminar from TruStage™.

You’ll learn about:
• The key differences between Medicare Parts A, B, C and D
• Tips for choosing your coverage
• How to enroll in Medicare
• Planning for health care costs in retirement

🏦 Attend in person at our Stevens Point or Marshfield branch
💻 Or join us online from wherever you are

The seminar is free to attend with no cost or obligation, and you're welcome to bring a guest!
👉 Learn more and sign up now: https://www.simplicity.coop/understanding-medicare

09/14/2026

For many Gen Xers, retirement is starting to feel less like a distant milestone and more like a looming financial reality.

The oldest members of the generation will turn 62 next year, the earliest age to claim Social Security. At the same time, many are approaching retirement with limited savings and fewer pensions than previous generations had.

The median Gen X retirement savings balance is about $107,000, while members of the generation estimate they’ll need roughly $700,000 for retirement. Social Security may also become an increasingly important source of income, with 41% of workers over 55 saying they expect it to be their primary source in retirement.

That gap is prompting some Gen Xers to rethink when they’ll stop working, how much they may need to save, and what retirement could realistically look like.

If retirement is getting closer, this may be a good time to review your savings, expected Social Security benefits, and other sources of retirement income.


Source:

Millions of Generation X Americans expect to depend on Social Security as their main — or only — source of retirement income.

09/11/2026

A pay raise does not always mean a paycheck goes further.

New research found that from February 2021 to June 2022, real wages fell by more than 4% as inflation outpaced many workers’ pay increases. The impact lasted for many households, with 37% of workers in the study earning less in inflation-adjusted terms in December 2024 than they had four years earlier.

Now, a similar squeeze is happening again. In July, the Consumer Price Index rose at a 3.4% annual pace, while hourly wages rose 3.2% over the same period.

When prices rise faster than pay, purchasing power declines. That can make everyday expenses feel heavier, even when income is technically increasing.


Source:

When inflation rises faster than workers' wages, it feels like they're getting a pay cut. Companies, meanwhile, benefit.

09/10/2026

Please join us in welcoming Ethan Posteluk to the Retirement & Investment Services team! 👋

Ethan recently joined RIS as a Financial Advisor and is excited to connect with members and help them navigate their financial goals and plans for the future.

We're excited to have Ethan as part of the team and look forward to introducing you to him!

Learn more about Ethan and Retirement & Investment Services: https://www.simplicity.coop/ris

09/09/2026

Medicare can feel complicated—but understanding your options doesn’t have to be. 💙

Join us for Understanding Medicare, a free educational seminar from TruStage™, on Wednesday, September 23 at 5:30 p.m.

You’ll learn about:
• The key differences between Medicare Parts A, B, C and D
• Tips for choosing your coverage
• How to enroll in Medicare
• Planning for health care costs in retirement

🏦 Attend in person at our Stevens Point or Marshfield branch
💻 Or join us online from wherever you are

The seminar is free to attend with no cost or obligation, and you're welcome to bring a guest!
👉 Learn more and sign up today: https://www.simplicity.coop/understanding-medicare

09/08/2026

Are you ready for National 401(k) Day? Established by the Plan Sponsor Council of America, this day is observed on the Friday following Labor Day. It’s a great opportunity to focus on retirement strategy and your financial future.