Flat Branch Home Loans - Team Howard-Dehn

Flat Branch Home Loans - Team Howard-Dehn Tina Howard
NMLS 253831 MLO 1636
Senior Mortgage Banker Flat Branch Home Loans offers Mortgages and Home Loans to anyone in Missouri. Equal Housing Lender.

We are one of the most respected lenders in the state of Missouri. We were incorporated in 2005 and have recently made the transition from a Mortgage Broker to a Mortgage Banker. We have access to numerous investors and offer Conventional, FHA, VA, and USDA programs. Our personal goal is to help you find the Home Loan that best fits your needs. We process, underwrite, and fund our own loans all un

der one roof. For you this means a stress-free closing with NO delays from out of state underwriters. Being a Mortgage Banker allows us the opportunity to provide you with the best service possible and the confidence that you will become a client for life. Our focus is to provide you with the lowest rate mortgage while providing you with personal service and a trouble-free experience. Our staff consists of some of the most experienced in the industry. Flat Branch Home Loans is here to assist you in completing your home ownership dream or even with something as simple as refinancing your current home. Our Mission is to provide a comfortable and trusting environment while meeting your residential loan needs. We will provide accessible and efficient communications throughout the approval process, to help you achieve your home ownership dream. We value your business and offer nothing but the best for our clients! Tina Howard NMLS: 253831
Lindsey Dehn NMLS: 1438750
A division of Flat Branch Mortgage, Inc. NMLS 224149. For licensing information, go to: nmlsconsumeraccess.org



Hours by location, please call for appointments. Marshall
Monday 9-5
Wednesday 9-5
Thursday 9-12

Sedalia
Tuesday 9-12
Wednesday 9-5
Thursday 9-5

Looking for ways to make your mortgage payment more manageable in the early years of homeownership? πŸ”A buydown program a...
09/03/2026

Looking for ways to make your mortgage payment more manageable in the early years of homeownership? πŸ”

A buydown program allows for a temporarily reduced interest rate at the beginning of your loan, which can mean lower monthly payments upfront. πŸ“‰πŸ‘

We offer buydown options designed to help buyers ease into homeownership while planning for the future.

Reach out today and let's explore your options together!

For more information on our buydown programs, click here: https://flatbranchhomeloans.com/loan-programs/buydown-programs

4.25 star review received on Experience.com for Lindsey Dehn by Wesley H T - Pleasant people to deal with during the pro...
09/02/2026

4.25 star review received on Experience.com for Lindsey Dehn by Wesley H T - Pleasant people to deal with during the process and happy with total experience.

Click to see all 206 reviews of Lindsey Dehn, Senior Mortgage Banker | NMLS # 1438750

Ever hear someone say, "inventory is high" or "inventory is low" and wonder what that means? πŸ€”Inventory simply refers to...
09/01/2026

Ever hear someone say, "inventory is high" or "inventory is low" and wonder what that means? πŸ€”

Inventory simply refers to the number of homes currently available for sale in a market. βœ…

For buyers, inventory can impact:
🏠 How many homes you have to choose from
πŸ’° How competitive the market feels
⏰ How quickly you may need to make an offer

Understanding inventory is one of the first steps to making a confident homebuying decision. If you're thinking about buying, we're here to help you!

Found a home with great potential but needs some work? πŸ”¨ A Renovation Loan could help make it happen!With this loan, you...
08/27/2026

Found a home with great potential but needs some work? πŸ”¨ A Renovation Loan could help make it happen!

With this loan, you can:
βœ… Finance the home purchase and renovation costs with one mortgage
βœ… Enjoy one closing and one monthly payment
βœ… Make updates like kitchen remodels, flooring, roofing, HVAC upgrades, and more
βœ… Access a low down payment option starting at 3.5% for qualified borrowers

A fixer-upper could open the door to more home options and the opportunity to build equity. 🏠

Learn more about our Renovation Loan program here: https://flatbranchhomeloans.com/loan-programs/203k-renovation-loan

4.25 star review received on Experience.com for Lindsey Dehn by Eric B - Very  easy  to  work  with.
08/26/2026

4.25 star review received on Experience.com for Lindsey Dehn by Eric B - Very easy to work with.

Click to see all 205 reviews of Lindsey Dehn, Senior Mortgage Banker | NMLS # 1438750

Before you start touring homes, a little prep work can go a long way! βœ…Here are a few things we recommend before steppin...
08/25/2026

Before you start touring homes, a little prep work can go a long way! βœ…

Here are a few things we recommend before stepping through the front door:
πŸ’° Get pre-approved so you know your budget
πŸ“Š Review your monthly payment comfort zone
πŸ“ Make a list of your must-haves vs. nice-to-haves
πŸš— Avoid major purchases that could impact your financing

Whether you're buying your first home or your next one, we're here to help every step of the way!

Think your credit score is holding you back from buying a home? 🏑 Let's clear up a few common credit myths:🚫 Myth: You n...
08/20/2026

Think your credit score is holding you back from buying a home? 🏑 Let's clear up a few common credit myths:

🚫 Myth: You need perfect credit to buy a home.
βœ… Reality: Many loan programs are designed for a range of credit profiles.
🚫 Myth: One missed payment means you can't qualify.
βœ… Reality: Lenders look at the full picture, not just one moment in time.
🚫 Myth: Credit issues can't be improved.
βœ… Reality: Small steps can make a big impact over time.

Not sure where you stand? Let's explore your options together!

Not all home loans are the same, and finding the right fit can make a big difference! 🏑Here are a few of the most common...
08/18/2026

Not all home loans are the same, and finding the right fit can make a big difference! 🏑

Here are a few of the most common loan programs we help homebuyers explore:

🌾 USDA Loans
β€’ Designed for eligible rural and suburban areas
β€’ No down payment required

πŸ…VA Loans
β€’ Available to eligible veterans, active-duty service members, and surviving spouses
β€’ Zero down payment and flexible qualifying options available

πŸ”‘ Conventional Loans
β€’ Great option for many buyers
β€’ Flexible terms and down payment options available

✨ FHA Loans
β€’ Often popular with first-time homebuyers
β€’ Can allow for lower down payments and more flexible credit requirements

Every homebuyer's situation is unique. We're here to help you understand your options and find the loan program that best fits your goals. πŸ’š

For more information on the programs we offer, visit here: https://flatbranchhomeloans.com/loan-programs

5.0 star review received on Experience.com for Lindsey Dehn by Cindy E - Very  smooth  and  efficient transaction.    Ev...
08/17/2026

5.0 star review received on Experience.com for Lindsey Dehn by Cindy E - Very smooth and efficient transaction. Everything explained very well, no surprises. Wonderful experience with wonderful people.

Click to see all 203 reviews of Lindsey Dehn, Senior Mortgage Banker | NMLS # 1438750

Did your home purchase deal fall through? Take a deep breath. It's time to bounce back. πŸ’ͺWhile it can be disappointing, ...
08/13/2026

Did your home purchase deal fall through? Take a deep breath. It's time to bounce back. πŸ’ͺ

While it can be disappointing, it doesn't mean your homeownership journey is over! We'll review what caused the deal to fall through, confirm your financing is still in place, update any needed documents, and help you stay prepared for the next opportunity that comes your way. 🏑

The right home is still out there, and we're here to help you keep moving forward with confidence. πŸ™ŒπŸ“²

Address

255 S Odell Avenue
Marshall, MO
65340

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm

Telephone

+16608318889

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