Farmers & Merchants State Bank

06/01/2026

Congratulations to the JJohnson Creek Yellow Jacketsn bringing home the championship tournament title this past weekend!

F&M State Bank is proud to help support this talented local team alongside JJarritos The hard work, dedication, teamwork, and determination these girls put in all season paid off in a big way!

Way to represent your community and show what can happen when a team comes together with a common goal. Enjoy the celebration—you earned it! 💛🖤

06/01/2026

05/28/2026

Congrats to all of our local seniors!

We’re proud of everything you’ve accomplished and excited to see what’s next for each of you. Whether you’re heading to college, starting a career, serving your community, or figuring out your next step — we’re cheering you on.

Good luck, Class of 2026… your hometown is proud of you!

05/27/2026

Looking for the best of both worlds: a saving account’s interest rate with a checking account’s flexibility? With the Legacy Rewards Checking Account, you have easy access to your money AND the opportunity to earn interest—without locking funds away in a traditional savings account.

With Legacy Rewards Checking, you can skip the transferring from savings to checking and back to savings…while still reaping the benefits of high-yield earnings. It’s a no-brainer!

Member FDIC.

05/20/2026

Tomorrow’s your chance to finally clean it out! Stop by the Waterloo branch of F&M State Bank for our Community Shred Event from 2–4 PM and securely shred your old documents right on-site with Pellitteri’s industrial shred truck.

✔️ Paper only
✔️ Staples are okay
✔️ Up to 3 bags or boxes (50 lbs or less)

05/20/2026

Happy National Police Week! 🚔

Our local law enforcement officers put service, duty, and community first every single day. Farmers & Merchants State Bank is proud to recognize the officers who work tirelessly to protect our communities and keep our hometowns safe.

Our Hometown Hero special is a small thank you to eligible law enforcement officers and other first responders. Stop into a branch or click here to learn more: https://ow.ly/Ahwk50YTClU

Share with a law enforcement officer you’d like to thank. ❤️

Member FDIC.

05/19/2026

Today, the F&M team traded in our desks for safety vests to help keep our local highways clean through the Adopt-A-Highway program! We’re proud to roll up our sleeves and help take care of the communities we call home.

Keep your eyes posted — you just might spot some new signs on Highway 19 from the Wisconsin Department of Transportation

At Farmers & Merchants State Bank, we’re proud to be your partner for life — both inside and outside the bank.

05/18/2026

Please help us welcome Heather Johnson to the F&M Team!

Heather recently joined Farmers & Merchants State Bank as our new Vice President – Branch Market Manager.

With more than 20 years of banking experience, Heather brings strong leadership, a passion for helping customers reach their goals, and a true love for community involvement.

Originally from Iowa (Go Hawkeyes! 🖤💛), Heather has been married for 20 years, has 4 children and 8 grandchildren, and enjoys golfing, volunteering with the American Legion and VFW, and spending time with friends and family.

We’re excited to have Heather as an essential part of the F&M team — be sure to say hello when you see her around! 😊