Ergo Bank

08/26/2026

If it feels like you’re drowning in credit card debt, you’re not alone. High-interest debt has a way of sneaking up on you, but a solid game plan can make all the difference. Here are a few quick tips:
▪️Pay more than the minimum payment when you can
▪️Make minimum payments on lower interest debt to allocate more money to high-interest balances
▪️Explore debt consolidation options for more manageable payments (and potentially lower interest rates)

Wondering what the timeline for paying off your credit card debt is? Use our credit card payoff calculator to see how your monthly payments impact your payoff timeline and your interest: https://ow.ly/ivfl50ZtCMG

Member FDIC.

08/19/2026

Whether retirement is just around the corner or years down the road, planning now means less stress later.

Contributing to an Individual Retirement Account (IRA)* is a simple and manageable way to set aside funds for the future. Trust us—when you’re spoiling the grandkids on Christmas, crossing things off your bucket list, or traveling the world, you’ll be glad you did. Learn more: https://ow.ly/iqtQ50ZtCMo

Member FDIC.

*Consult your tax advisor.

08/17/2026

You budgeted for the backpack and the crayons, but what about the other hidden costs that pile up fast?

Here are the expenses most families forget, plus a simple plan to cover them, no credit card required:

Back-to-school costs add up fast beyond supplies. Use this simple budget checklist to plan for hidden expenses and spread costs across paychecks with ease.

08/12/2026

When you’re shopping around for a checking account, there’s a lot to consider: national vs. community bank, interest rates, benefits, you name it.

Ergo Bank is proud to partner with Kasasa to turn your everyday banking into benefits. Depending on the account type, rewards may include cash back on debit card purchases, interest earned on checking balances, and even nationwide ATM fee refunds. Learn more about why Kasasa might be the right choice for you: https://ow.ly/jqci50ZtCM7

Member FDIC.

08/10/2026

As fair season wraps up, we were grateful for the opportunity to bid on and invest in our local youth through the livestock auctions.

We’re proud to support these hardworking kids and be a part of their success. Congratulations to all the exhibitors on a great fair season!

Member FDIC.

08/07/2026

Our Kendall and Norwalk branches will be closed today to allow our team to attend a funeral service.

ITM’s at these locations will remain available from 7:00 am to 7:00 pm.

Member FDIC.

08/05/2026

✨ The answer is E! ✨

Your credit score matters more than you might think; it tells lenders (and sometimes even landlords) how responsible you are with borrowing money.

If you’re building your credit score, here are a few things to keep in mind:
✔️ Making payments on time is the biggest factor in determining your credit score.
✔️ Only apply for new accounts you really need; too many inquiries can lower your credit score.
✔️ Keep your balances low compared to your limit. (It’s recommended that you use less than 30% of your total credit.)
✔️ Leaving paid-off accounts open can show that you have a long history of responsibly handling money.

Member FDIC. Equal Housing Lender.

07/29/2026

If it’s your first time away from home and you’re juggling a new job, new expenses, and maybe even classes, we have a few tips for you!

▪️ Budget off your take-home pay, not your gross pay. Taxes, benefits, and deductions may reduce your paycheck by more than you expect.
▪️ If you work inconsistent hours or have tipped income, budget based on your lowest expected paycheck, not your best one. Anything extra becomes a bonus!
▪️ Watch out for “invisible spending” like subscriptions.
▪️ List out your bills and their due dates and identify which of your paychecks needs to cover each.
▪️ Check your balance before the weekend. Unexpected plans can eat through your hard-earned money fast!

Before you move away from home, take a moment to build a game plan to make the most of your new job!

Member FDIC.

07/28/2026

With heavy hearts, we share the loss of our friend and coworker, Carmen Gibson. Carmen's caring spirit, dedication to others, and commitment to our customers made a difference every day. Carmen will be deeply missed.

As we gather to celebrate Carmen's life and allow employees the opportunity to attend funeral services, the Kendall and Norwalk branches will be closed on Friday, August 7, 2026. The Wilton Branch will be open from 8:30 AM to 4:00 PM, and Interactive Teller Machines (ITMs) will remain available at all locations from 7:00 AM to 7:00 PM.

We appreciate your patience, understanding, and support as we honor Carmen's memory and keep Carmen's family, friends, and loved ones in our thoughts during this difficult time.

Member FDIC.

07/27/2026

A strange login alert.
A text asking you to verify your account.
A call that feels just a little off.
Account takeover fraud can start small, but quick action can make a big difference.
Here’s what to watch for and what to do next:

Account takeover fraud can start with one stolen login, code or scam text. Learn the warning signs and what to do if something feels off.