Poteat Investment Services

08/27/2026

Here's how to withdraw retirement savings and reduce taxes and penalties. Consult your tax advisor about your specific situation.

Here's how to withdraw retirement savings and reduce taxes and penalties.

08/25/2026

August is National Golf Month, and retirement planning has more in common with your short game than you might think.
Both require patience, a steady strategy, and the ability to adjust when the wind picks up.

Market shifts, tax changes, inflation, and life events can all throw off your line, so it helps to have a plan that keeps you on course.
Let's review your financial plan and get you ready for the next round.

08/18/2026

Before choosing your retirement date, consider these three questions:

1. How much will I need each month?
2. Where will that income come from?
3. How will my plan respond if circumstances change?

Retirement planning is not about predicting the future perfectly. It is about preparing for a range of possibilities.

Schedule a retirement readiness conversation with us at (828)652-1553

08/13/2026

Would you benefit from paying taxes on your retirement account now in order to enjoy tax-free eligible withdrawals during retirement? Converting your traditional 401(k) or IRA into a Roth IRA may help you do exactly that.

Register now for my upcoming seminar!
(828) 652-1553
[email protected]

We do not provide tax advice. Please consult a tax professional. Dustin Poteat offers Investment Advisory Services through Gradient Advisors, LLC (Arden Hills, MN 877-885-0508), an SEC Registered Investment Advisor. Gradient Advisors, LLC and its advisors do not render tax, legal, or accounting advice. Poteat Investment Services is not a registered investment advisor and is independent of Gradient Advisors, LLC. Insurance products and services offered through Dustin Poteat, independent agent. Poteat Investment Services, Dustin Poteat and Gradient Advisors, LLC are not affiliated with or endorsed by the Social Security Administration or any government agency.

08/12/2026

"Pencils up. It's back-to-school season, and your financial plan is due for a checkup too.
When was the last time you reviewed your retirement income plan, tax strategy, beneficiary designations, or savings goals? Think of it as a pop quiz, except you get to see the questions ahead of time.
Let's schedule time to review your plan before the fall season gets busy."

08/06/2026

Don’t get sucked into ‘one more year syndrome.’ Older workers may have access to enough wealth to retire right now.

Don’t get sucked into ‘one more year syndrome.’ Older workers may have access to enough wealth to retire right now.

08/04/2026

Lifestyle creep happens when you increase spending in tandem with your income, which could prevent you from accomplishing your financial goals.

Lifestyle creep happens when you increase spending in tandem with your income, which could prevent you from accomplishing your financial goals.

07/28/2026

Learn how applying for Social Security benefits at different times will have a financial impact.

Learn how applying for Social Security benefits at different times will have a financial impact.

07/21/2026

One of the biggest questions in retirement is, “Will my money last?” A thoughtful plan can help turn that question into a clearer, more confident strategy. Give us a call at (828)652-1553.

07/14/2026

Lower tax brackets and a bonus senior deduction may make 2026 a good year for a Roth conversion.

Lower tax brackets and a bonus senior deduction may make 2026 a good year for a Roth conversion.