Flourish Financial Coaching

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Flourish Financial Coaching I help people with monthly budgeting and money mindsets which allows them to reduce debt and build savings.

10/22/2026

Please do me a favor and help me help you!!

Chris Sander

Continuing with the story of my bankruptcy...Today I want to talk about OUR EXPERIENCE with a FREE financial coach/couns...
10/22/2026

Continuing with the story of my bankruptcy...

Today I want to talk about OUR EXPERIENCE with a FREE financial coach/counselor. As a part of the bankruptcy process, we were "required" to go to Catholic Charities and see a free financial coach/counselor. I am sure this person was grant funded in some way.

We went in for our first appointment and he handed us a bunch of forms for budgeting and told us to get a budget in place.

Then we went back for a second appointment and he looked at all of our debt and told us we needed to move forward with filing bankruptcy. 🙄

That was it! That was what was "required".

Now that I have dug my way out of debt on my own, I KNOW we could have done it with the right guidance and plan.

In my 3 years of being a financial coach, I have only run across one couple that gave me anxiety, looking at their #'s. And I still think that they could have done it, had THEY been willing to make the changes that they needed to.

It really is all about being ready for CHANGE.

And my services are meant to be short term! I don't want to hold your hand forever. I wouldn't be doing my job, if I did. Most of my clients invest in themselves for less than a year.

I want you to come to me ready for change, learn from me and fly on your own!

Yesterday, I started a conversation about my bankruptcy around 3 decades ago. Today I want to talk about how it made me...
10/21/2026

Yesterday, I started a conversation about my bankruptcy around 3 decades ago. Today I want to talk about how it made me FEEL.

At first, filing bankruptcy felt EASY. We got to keep our cars (that we had loans on) and our house (also had a loan on that). We got to get rid of everything else - mostly credit card debt that came from irresponsible spending and some medical debt.

It was followed by years of shame and guilt. I definitely didn't want that to happen again, as I watched us get right back into it, within a couple of years.

It caused so many fights about money, as my husband needed a fishing boat, and then a bigger, better one. This was the time that I told him that if he wanted it so bad, to go to the bank and see if they would lend him the money. And he did...and called me because he couldn't answer any of their questions about income and debt. 😤

Then we bought a pop-up camper, followed by a bigger camper and then ended with the one that made it a necessity to get a bigger truck to pull it. That truck payment was almost the same as our house payment. 😬

Then we decided to buy a bigger house that required a riding mower. That house had a 3rd stall on the garage, so a bigger boat was needed.

Then the divorce happened and it all went away. And THAT FELT STRESSFUL!

If any of these hit close to home, it's because this is the "normal" money cycle so many families get stuck in and it's exhausting!

The good news? NORMAL isn't the only option! I am living proof that you can rewrite the story and feel PEACE in your life again!

Something I haven't talked about a lot on this page is....I filed bankruptcy when I was married!It has probably been abo...
10/20/2026

Something I haven't talked about a lot on this page is....

I filed bankruptcy when I was married!

It has probably been about 30 years ago now, but the memories don't go away.

And several years later, I found myself in debt over my head again...this time on my own.

Many people file it thinking "Ok, this is my new start!"

However, they don't change their behaviors and they end up right back where they were.

There is no easy button to getting out of debt and staying out of debt. Follow along this week for more details on what I learned!

Help Me Plan What's Next for Flourish Financial Coaching!I'm dreaming up some exciting offerings for 2027 and I would lo...
10/19/2026

Help Me Plan What's Next for Flourish Financial Coaching!

I'm dreaming up some exciting offerings for 2027 and I would love to hear from you!

My goal has always been to help others feel more confident with their money, create a plan that works for them and build a future with more freedom and less financial stress.

As I plan next year's services, I don't want to create something just because I think it is a good idea. I want to know what my following actually wants and needs.

I would appreciate it so much if you would take 5 minutes to complete my short survey. It is ANONYMOUS and your feedback will help me make decisions about what to offer in the coming year.

Please complete by 10/31! See comments for google form link. Thank you!!

Fall is the #1 season for impulse spending.Between cozy vibes, holidays approaching, and seasonal marketing, people spe...
10/16/2026

Fall is the #1 season for impulse spending.

Between cozy vibes, holidays approaching, and seasonal marketing, people spend more without noticing.

Fun fact: A simple pause—10 seconds—can reduce impulse purchases by 40%.

Yesterday, I had the honor of doing one of my money mindset experiences in front of the HigHer Women’s Collective.It sta...
10/15/2026

Yesterday, I had the honor of doing one of my money mindset experiences in front of the HigHer Women’s Collective.

It started with a little movement to open our brains up to uncomfortable conversations. Then we broke out into groups and talked about how we grew up with money, how that is affecting us today, some of the changes we have made and what we can do to have future healthy conversations around money.

This is one of a few experiences that I offer to groups and employers. If you have a group that is interested in one of these experiences, I would love to chat!!

Today is National Dessert Day! Below are some of my favorite local places to go for dessert. Tag yours in the comment...
10/14/2026

Today is National Dessert Day! Below are some of my favorite local places to go for dessert.





Tag yours in the comments!

This morning, I had the honor of sharing about Money Mindset at the HigHER Women's Collective meeting.We learned about t...
10/14/2026

This morning, I had the honor of sharing about Money Mindset at the HigHER Women's Collective meeting.

We learned about the Money Classrooms we grew up in. The video workshop on my website, covers that AND the 7 money tendencies that are showing up in our lives today.

If you are single, this workshop will help you to understand why you spend and save the way you do, along with others in your life.

If you are married, you can watch this workshop with your spouse and start to understand each other a little better when it comes to money.

So much growth can happen when we understand ourselves and othes more!

Through 10/31, I am offering 1/2 off this workshop with Promo Code PWN50! Don't miss getting this for $9.50!! Just visit my website in my bio and go to SHOP.

Curious...If you could change just ONE thing about your financial situation before the end of the year, what would that ...
10/13/2026

Curious...

If you could change just ONE thing about your financial situation before the end of the year, what would that change be?

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Marion, IA
52302

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