Barrett Agency

04/10/2026

Contact us at 470.719.5127! Some savings numbers have been shocking. [email protected]

04/09/2026

Call us and get a proposal for your home, auto and umbrella! 470-719-5127! Send and email to [email protected]!

05/25/2025

This is an excellent summary about housing and insurance, inflation, and investment property impacts which effects landlords. All of these, we insure.

Owning a Home in 2025 Might Be Financial Su***de—Here’s WhyIt now costs over $18,000 a year just to own a home before you even touch your mortgage. Meanwhile...

05/14/2025

Rising Claims Frequency and Severity:

UM claims have become more frequent and severe. The LexisNexis Auto Insurance Trends Report for 2025 notes a sustained rise in claims severity, with bodily injury severity increasing by 20% in post-pandemic years. More claimants are also seeking attorney representation, which can increase claim costs.

Impact on Insurance Rates:

The increase in uninsured drivers and UM claims is driving up auto insurance rates for all drivers. The Zebra’s 2025 Auto Insurance Trends Report indicates that average insurance rates rose by nearly 19% from 2024 to 2025, partly due to higher claims and the risk posed by uninsured motorists. States with high uninsured driver rates, like Florida, see particularly steep rate increases due to factors like no-fault laws and high UM claim rates.

Consumer Behavior and Economic Factors:

Rising insurance premiums are pushing some drivers to forgo coverage, exacerbating the uninsured motorist problem. The LexisNexis report highlights that as rates increased in 2023, many consumers shopped for cheaper policies or dropped coverage, contributing to the uninsured driver pool. Economic pressures and inflation, increasing repair and medical costs, are also driving up claim costs.

Summary:

The trend for uninsured motorist claims in 2025 shows an increase in both frequency and severity, driven by a growing number of uninsured drivers, economic pressures, and rising repair and medical costs. This is pushing up insurance rates, particularly in high-risk states, while regulatory changes aim to enhance coverage. Consumers are encouraged to carry UM/UIM coverage to mitigate financial risks, as the prevalence of uninsured drivers continues to impact the insurance landscape.

09/27/2024

Sope Creek, Chattahoochee River, National Park at Johnson Ferry on the Chattahoochee

09/26/2024

06/05/2024

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02/28/2024

You should contact us immediately regarding our workers compensation offerings! We have very favorable underwriting that is driving wonderful savings! Of course we can help you with GENERAL LIABILITY and BUSINESS OWNER'S POLICY, and even the UMBRELLA and COMMERCIAL AUTO and BUILDING PROPERTY.

Right now you might say, WORKERS COMPENSATION IS ON SALE!

470-719-5127 or [email protected]

Contact us soon as these numbers won't last forever!

02/28/2024

We have some special opportunities for you to save on workers compensation, liability, auto and your equipment being insured. Call us now at 470-719-5130!

10/18/2022

The Kennesaw State Owls football team will enter a new era very soon. Kennesaw State announced on Friday that it has accepted an invitation to join Conference USA. The football team, who began playing in the Atlantic Sun Conference this year, will make the transition from FCS to FBS once the 2022 se...