The Facts of Life Insurance- presented by CCC&IS

The Facts of Life Insurance- presented by CCC&IS Facts about various Life Insurance products to offer a better understanding of Need; Function; and

Facts and postings listed here are for informational and educational purposes only. Postings are in no way intended to serve as a substitute for direct consultation with a licensed insurance and /or financial planning professional.

01/02/2026
01/26/2021

Did you know....
A DUI on your record can affect your life insurance price? Your life insurance application is intended to evaluate your likelihood to die prematurely... or to live a long and healthy life. Be careful, a bad decision can add further challenge to creating generational wealth.
Buy a policy for your children's children. Pass wealth on to your future grandchildren...while it is inexpensive, and while they have no DUIs.

Did you know...You and your family are fully empowered to redirect your hard earned money back to your own family. If th...
11/23/2020

Did you know...
You and your family are fully empowered to redirect your hard earned money back to your own family. If the anticipated household spending is anticipated to be $700, break that down to about $58/month on a life insurance policy....And help your family/dependents understand WHY the policy is better than toys and clothing.

11/20/2020

Did you know...
(According to Policy Genius)

A $250,000 in life insurance coverage for a 20-year old averages $18 per month. Wait until you’re 60 to get coverage, and you can expect to pay more than $150 and higher base on your health

11/17/2020

Did you know...
With term insurance the major drawback is that with the conclusion of each term you will need to renew at your current age.... including a newly assessed probability of death, and new ailments.
Premiums inevitably increase until payment becomes prohibitive at later ages.
For this reason it is best to have a combination of whole (permanent) and term coverage.

11/17/2020

Did you know....
Term insurance can be an affordable way to provide security to dependents while you establish financial security for the future. Decreasing term can go hand-in-hand with increasing savings or other financial instruments.

11/15/2020

EVERY Friday should be Black Friday. Each Friday, calculate how much you have spent on your family's future? Each week - calculate how much has been squandered on worthless consumer goods destined for the trash can and how much has been dedicated to your family's future well being.

11/05/2020

Did you know....
Employer provided life insurance ends when your job ends. Consider additional coverage to protect your loved ones.

11/04/2020

The holidays are coming... Invest your money into your family. You can not pass on toys and consumer goods.

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