10/16/2026
🏡 South Florida's Historic Homes Deserve Protection as Unique as Their Character!
From the beautiful Mediterranean-style residences of Old Floresta in Boca Raton to the charming historic homes of Del-Ida Park and Old School Square in Delray Beach, South Florida is home to some truly extraordinary architecture.
These homes are more than just places to live. They're pieces of our community's history, filled with character, craftsmanship and architectural details that are often difficult to replace.
But here's an important question:
If your historic home suffered a major loss, would your homeowners insurance cover what it actually costs to rebuild?
Older and historic South Florida homes can present unique insurance considerations:
🏛️ Historic Materials & Craftsmanship – Original tile roofs, decorative masonry, custom millwork and architectural details may require specialized restoration.
🔨 Replacement Cost vs. Market Value – Your home's market value may be very different from its actual rebuilding cost.
🌀 Hurricane & Wind Protection – Older construction and roofing systems deserve special attention when reviewing coverage.
📋 Building Codes & Ordinances – Repairs may require upgrades to meet today's Florida building codes.
🌊 Flood & Water Damage – Standard homeowners policies generally don't cover flooding, making separate flood protection worth considering.
💎 Valuables & Umbrella Liability – Additional coverage may be appropriate for higher-value homes and personal assets.
At Triton Insurance Group, we understand that historic homes aren't one-size-fits-all.
As an independent insurance agency, we can compare available options from multiple carriers to help you protect your home's unique character and value.
❤️ Preserve the history. Protect the investment.
👉 Contact Triton today for a complimentary homeowners insurance review!
More Options. More Savings.
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