Cheryl Stokes, New American Funding

Cheryl Stokes, New American Funding New American Funding is a direct lender offering home loan programs. NMLS #6606
Licensed in Florida & Georgia

08/27/2026

Teamwork, local lending and a mission of serving our clients… our clients needed a superfast closing, and we were able to get it done!






naples ftmyers marcoisland
florida georgia preapproval
homebuyers

08/25/2026

Thank you for trusting me every step of the way!

08/18/2026

Thank you for your trust and the kind words.

08/11/2026

Thank you for trusting me throughout the process. I’m grateful to have been part of your homebuying journey!

Surprised your first mortgage payment isn't due right after closing? That's actually good news! Here's how it works: Whe...
08/06/2026

Surprised your first mortgage payment isn't due right after closing? That's actually good news!

Here's how it works: When you close on your home, you pay prepaid interest for the rest of that month as part of your closing costs. Since mortgage payments are paid in arrears (meaning they cover the previous month's interest), your first monthly payment is usually due on the first day of the second month after closing.

📅 Example: Close on July 11 → Your first mortgage payment is typically due September 1.

Have questions about what to expect at closing? I'm here to help every step of the way! 📩

Big updates are coming for condo financing! Starting with applications taken on or after August 3, 2026, Fannie Mae and ...
08/05/2026

Big updates are coming for condo financing! Starting with applications taken on or after August 3, 2026, Fannie Mae and Freddie Mac's Limited Review process will officially be retired.

What does that mean? 🤔 Condo financing guidelines are changing, and some transactions may require additional documentation or a different review process before a loan can move forward.

If you're thinking about buying or refinancing a condo, don't let the changes catch you by surprise. Working with an experienced mortgage professional can help you understand how these updates may affect your homeownership goals.

🏡 Have questions about buying a condo? Let's connect and make sure you're prepared for what's ahead!

08/04/2026

Providing responsive communication, guidance, and going above and beyond is always the goal. Thank you for the recommendation!

Feeling overwhelmed by debt? If you're a homeowner, your home equity may offer options you haven't considered. Depending...
07/30/2026

Feeling overwhelmed by debt? If you're a homeowner, your home equity may offer options you haven't considered. Depending on your goals, solutions like a cash-out refinance or HELOC (Home Equity Line of Credit) may help you consolidate higher-interest debt into a more manageable payment. Every situation is different, so it's important to review your options with a trusted mortgage professional before making a decision. 🏡

Let's explore whether your home can help support your financial goals. Send me a message to get started! 📩

Your path to homeownership doesn’t always look the same as everyone else’s. Traditional mortgage options may not fit eve...
07/29/2026

Your path to homeownership doesn’t always look the same as everyone else’s.

Traditional mortgage options may not fit every buyer’s financial situation, but that doesn’t mean homeownership is out of reach. ✨

Whether you’re self-employed, have unique income sources, need a higher loan amount, or don’t fit the standard lending box, there may be flexible mortgage solutions available to help you explore your options.

Every homebuyer has a different story. The right loan strategy starts with understanding yours. 💙

📲 Save this post for later and reach out when you’re ready to explore your home financing options!

Student loans don't have to put your dream of homeownership on hold. 🏡 Many buyers are surprised to learn that you can q...
07/24/2026

Student loans don't have to put your dream of homeownership on hold. 🏡

Many buyers are surprised to learn that you can qualify for a mortgage while paying off student loans. Lenders look at your debt-to-income (DTI) ratio, credit history, and overall financial picture, not just your student loan balance.

Depending on your loan program, options like an income-driven repayment plan or other qualifying factors may help make homeownership more achievable. Every situation is unique, and we're here to help you understand your options.

📲 Wondering if you qualify? Let's talk about a personalized mortgage plan that works for you!

Address

606 Bald Eagle Drive Suite 401B
Marco Island, FL
34145

Website

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