Joel Weingarten Mortgage Loan Officer

10/16/2026

To my real estate professionals, if your client is self-employed, we have a new mortgage solution.

The Citizens Bank Statement Home Loan accepts 12 or 24 months of personal or business bank statements for review and offers expanded DTI guidelines for qualified borrowers.

This won’t be the answer for every client, but it’s helpful to know about before assuming a self-employed buyer has limited paths forward.

Send me a message if you’d like to learn more about this program.

09/21/2026

Self-employed borrowers have a unique set of circumstances to consider when calculating income.

For qualified borrowers, the Bank Statement Home Loan Program may provide another method for evaluating that income vs. traditional income tax returns.

Feel free to send me a message if you'd like to learn more.

Citizens

09/04/2026

Whether you're buying your first home or exploring new options, Citizens offers a range of home financing programs designed to support your journey.

Check out our featured products & services on my website: lo.citizensbank.com/

07/16/2026

If you’re a first‑time homebuyer in Massachusetts, it’s worth checking out ONE Mortgage program through the MHP (Massachusetts Housing Partnership).

Citizens was recently recognized as the #1 MHP lender*, and programs like ONE are designed to help eligible buyers think through more affordable paths to homeownership.

If you’re curious, the MHP site has a good overview: https://www.mhp.net

Or reach out to me if you have more questions.

*Ranking as of February 2026

07/06/2026

Summer is when a lot of people start touring more homes, and it’s easy to get caught up in the details that look great at first glance.

I usually tell people to take a step back and focus on how the home actually fits their day to day.

A few simple things can make a big difference when you’re deciding.

If you’re starting to explore or just want a second opinion along the way, I’m always here to talk it through.

Citizens

06/22/2026

June is Homeownership Month and as a I see firsthand how resources we've built help first-time homebuyers take that big step toward a place they can call their own.

Visit Citizens home ownership hub to learn more: https://www.citizensbank.com/learning/home-ownership.aspx

06/17/2026

Every home has a story behind it, and every journey starts somewhere.

If homeownership is something you're thinking about, learning a bit more can go a long way.

💬 Happy to chat if you ever want to talk things through.

Citizens

06/16/2026

When buying a home, you’ll need funds for multiple expenses, which can make the process feel complicated.

Getting a mortgage doesn’t have to be stressful, though, especially when you understand the steps involved.

I’m sharing this step by step home buying guide in case it’s helpful: https://www.citizensbank.com/learning/home-buying-guide.aspx

Start off your homebuying journey on the right foot and familiarize yourself with the process with this step-by-step guide for how to buy a house.