David Bruett Insurance Services

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David Bruett Insurance Services Locally owned and operated insurance agency offering exceptional customer service and help with all your insurance needs.

We work with many companies to get you the best option for home, car, boat, condo, renters, life, and business insurance policies. Dave Bruett has been meeting the insurance needs of individual and business clients for 15 years. As the owner and operator of his own firm, Dave works directly with all clients, getting to know them and their individual needs and making sure they are protected correctly. Dave works with all types of people—ranging from individuals, couples and families to business owners and property managers to supply their insurance needs.

When a covered loss hits your business, knowing how your insurance policy will reimburse you is crucial. The difference ...
10/15/2026

When a covered loss hits your business, knowing how your insurance policy will reimburse you is crucial. The difference between having actual cash value (ACV) and replacement cost value (RCV) coverage is significant and can affect how your business may respond after a loss.

Swipe through for a breakdown of both and what each one means for your bottom line.

If you want help determining whether you have ACV or RCV or would like to talk through how payout structures can impact your coverage, please don’t hesitate to reach out to our team. We are here to help.

Most homeowners or drivers have some form of homeowners and auto insurance; however, their coverage might not be enough ...
10/13/2026

Most homeowners or drivers have some form of homeowners and auto insurance; however, their coverage might not be enough to protect them in the event of a major claim.

When a serious accident or unexpected lawsuit exceeds what your existing policies can cover, the gap between what you owe and what your insurance pays becomes very real, very fast. That’s where umbrella liability coverage comes in.

Umbrella liability insurance covers costs that would otherwise come straight out of your pocket. With relatively low annual costs, this comprehensive coverage can be one of the most affordable ways to fully protect what you love.

So, if you’re curious about whether umbrella insurance makes sense for your situation, please don’t hesitate to reach out to our team. We are here to help you run the numbers and see what makes sense.

October is Fire Prevention Month, serving as a good reminder that fire safety is not something to put off until an emerg...
10/08/2026

October is Fire Prevention Month, serving as a good reminder that fire safety is not something to put off until an emergency happens. In the United States, one home structure fire is reported every 96 seconds, serving as a sobering reminder of the importance of fire safety.

So, that said, our team wanted to share a few practical tips worth reviewing this season:

⚫ Know the leading causes - Cooking and heating are the two leading causes of home fires in the United States. Never leave cooking unattended, keep flammable materials at least three feet from heat sources, and check electrical cords regularly for damage or fraying.

⚫ Check your smoke alarms - Test them monthly, replace batteries annually, and fully replace any alarm that is 10 or more years old.

⚫ Have an escape plan and practice it - Plan two ways to escape from every room, make sure all windows and doors open easily, and designate an outdoor meeting place.

⚫ Know how to use a fire extinguisher - Remember the acronym PASS: Pull the pin, Aim low at the base of the fire, Squeeze the handle slowly, and Sweep the nozzle side to side. If you are not confident, get out and call 911.

⚫ Build safer daily habits - Never leave portable heaters or fireplaces unattended, keep matches and lighters locked away from children, avoid overloading outlets, and turn off all appliances before leaving the house or going to bed.

Fire prevention is a shared responsibility, and a little preparation goes a long way. If you have further questions about fire safety, we encourage you to reach out to your local fire station.

And if you have any insurance questions or needs, please don’t hesitate to reach out to our team. We are here to help you.

Cyber threats are not just a concern for large corporations. In fact, small- and mid-sized businesses often face increas...
10/06/2026

Cyber threats are not just a concern for large corporations. In fact, small- and mid-sized businesses often face increased risk. This Cybersecurity Awareness Month, we are sharing a reminder of a few practical ways to strengthen your cyber defenses.

Of course, even with strong prevention measures in place, a cyber incident can still happen, and the cost of recovery can add up quickly. Having the right cyber liability coverage can help your business respond more effectively.

Have questions about cyber insurance or want to review your current coverage? Reach out to our team today.

Car insurance is much more complicated than the funny ads you see on TV.  Those companies are not looking out for you an...
03/31/2026

Car insurance is much more complicated than the funny ads you see on TV. Those companies are not looking out for you and your family so contact David Bruett Insurance Services today for your insurance needs.⠀

Time goes by fast, doesn’t it? It’s already time to start spring cleaning! If you’re looking for tips, here are some rec...
03/27/2026

Time goes by fast, doesn’t it? It’s already time to start spring cleaning! If you’re looking for tips, here are some recommendations:

https://bit.ly/49BaDRH

David Bruett Insurance Services is here to help you get the right coverage for your insurance needs at a competitive pri...
03/25/2026

David Bruett Insurance Services is here to help you get the right coverage for your insurance needs at a competitive price. If you get your insurance from a company on TV because they have funny ads then you are making a huge mistake. Those companies don’t take the time to understand the protection you need for you and your family. But we do.

There are many insurance agents, so why should you work with David Bruett Insurance Services? Hear it directly from our ...
03/23/2026

There are many insurance agents, so why should you work with David Bruett Insurance Services? Hear it directly from our clients…

massachusetts

David Bruett Insurance Services Phone 978-594-5308 or email info@davebruettinsurance.com
03/20/2026

David Bruett Insurance Services
Phone 978-594-5308 or email [email protected]

Happy Saint Patrick’s Day from David Bruett Insurance Services!
03/17/2026

Happy Saint Patrick’s Day from David Bruett Insurance Services!

Address

40 Tioga Way Suite 240
Marblehead, MA
01945

Opening Hours

Monday 10am - 4pm
Tuesday 10am - 4pm
Wednesday 10am - 4pm
Thursday 10am - 4pm
Friday 10am - 4pm

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