Bill Counts

10/02/2023

When you enroll in an Advantage plan (Medicare Part C), you agree to receive your Medicare benefits through that private plan instead of through Original Medicare.

09/30/2023

09/29/2023

Question: Are my Social Security benefits taxable? Answer: Up to 85% of Social Security benefits can be taxed. Whether your benefits will be taxed depends upon your total income from both taxable and tax-exempt sources. Once your total income reaches $25,000 ($32,000 for married couples), a portion of your benefits will be subject to income tax.

09/28/2023

Point of Service (POS) plan is a type of Medicare Advantage HMO plan that allows members the ability to visit doctors and hospitals outside their network for some covered services, usually for a higher copayment or coinsurance. Some POS plans do not require referrals for specialty services.

09/26/2023

Medicare-approved amount is the amount Medicare determines to be reasonable for a covered service. Providers who "accept assignment" agree to accept this amount as payment in full.

09/25/2023

There are four types of Social Security benefits: Retirement benefits, Survivor benefits, Supplemental benefits, and Disability benefits.

09/23/2023

Critical Illness Insurance provides benefits when a covered person is diagnosed with an eligible condition like heart attack, stroke, major organ transplant, end stage renal failure or coronary artery bypass surgery.

09/20/2023

As a Medicare beneficiary, you’ve probably realized that Medicare changes every year. It adjusts your premiums and deductibles and this in turn causes updates to your chosen Medicare insurance plan. Your Medicare Annual Notice of Change (ANOC) letter can help prepare you for the changes that your Medicare plan will make for the following year.

09/19/2023

Cancer insurance is a type of supplemental insurance that's used to offset the costs of cancer treatments. Benefits are paid directly to you rather than going through a doctor, hospital, or other health care provider. It can help reduce some of the out-of-pocket costs that come with recovery.

09/18/2023

Medicare 101: Medigap refers to Medicare Supplement plans, private insurance plans that are secondary to Original Medicare.

09/15/2023

What is a Medicare Summary Notice?
A Medicare Summary Notice (MSN) is a quarterly explanation of benefits statement that Medicare provides to show you the healthcare services received and what Medicare paid toward them. You should review your MSN to determine if you owe any balances that are due.

09/14/2023

What is Medicare Part D?
Medicare Part D is voluntary prescription drug coverage that is available either through a Medicare Advantage plan or through a standalone Part D plan.