The Danna Agency

09/04/2026

09/02/2026

What happens if the market crashes right before you retire?

For a lot of people 55 and older, that's not a hypothetical. It's a real fear that keeps them up at night.

You've spent decades building your savings. The last thing you want is to watch it disappear right when you need it most and have no way to recover.

That's where an annuity can make a real difference.

It's not flashy, but it's built to do something the stock market isn't. Give you a steady, predictable income stream in retirement, month after month, whether the market is up, down, or sideways.

For a lot of folks approaching retirement, that kind of stability is worth more than chasing returns.

If you're within 10 years of retirement and you're not sure how you'd handle a down market at the wrong time, let's talk. It could be the most important conversation you have this year.

Call or text The Danna Agency at 651-504-3637 and we'll sit down with you, no pressure, and walk through what your options actually look like.

08/31/2026

Here's your sign. If you've been thinking, "I really need to sit down with someone and figure this out," this is it.

The Free Retirement Income Review is a no-pressure, no-obligation conversation. We'll look at your income sources, your timeline, your gaps, and your goals. You walk away with clarity. That's it. No strings attached.

Call or text The Danna Agency at 651-504-3637 to schedule yours today.

08/28/2026

Nobody wants to talk about long-term care. It's awkward. It's hard. But a huge number of folks will need it, and without a plan, that cost falls squarely on your savings, your home, or your kids' shoulders.

With a plan, there are options. And the earlier you look at them, the more of them are available. It's a hard conversation, but it's an important one. We've helped a lot of families figure this out. We can help yours too.

Call or text The Danna Agency at 651-504-3637 when you're ready. We'll take it from there.

08/27/2026

Most people think life insurance is complicated.

It really isn't.

It's just making sure your family can pay the mortgage, the car, the groceries without you there to help.

What surprises a lot of people is how affordable it is when you're young and healthy. We're talking less than a tank of gas a month for solid coverage.

Give us a call or shoot us a text at 651-504-3637. We'll walk you through it.

08/25/2026

Have you and your spouse talked about Social Security survivor benefits? If one of you passes away, your income doesn't just "stay the same." It changes. Survivor benefits are available, but you have to apply for them, and the rules around timing and eligibility are tricky. Learning this in a crisis is the worst possible time to learn it.

We make sure both spouses know exactly where they stand.

Call or text The Danna Agency at 651-504-3637 and let's plan ahead so you're never caught off guard.

08/21/2026

Your beneficiary designations override your will. Most people don't know that.

If you listed your ex-spouse on your IRA five years ago, they may still be entitled to that money — even if your will says otherwise. Even if you've moved on. Even if everyone agrees that's not what you wanted.

Life changes. Marriages, divorces, new grandchildren, unexpected losses. Your paperwork has to keep up.

A quick review takes 15 minutes and can protect everything you've spent a lifetime building.

Call or text The Danna Agency at 651-504-3637. We'll make sure your plan actually reflects your life.

08/21/2026

August is flying by, but summer in Minnesota is still in full swing! Whether you're in the mood for family festivals, outdoor arts, or gaming adventures, here are some of the top activities happening across the metro this weekend (August 21–23):

🏰 Minnesota Renaissance Festival (Opening Weekend!)
Travel back in time to Shakopee for 16th-century village fun, jousting tournaments, and artisan markets. This weekend’s theme is "Once Upon a Time"—don’t forget to grab your parking pass online in advance!

🎨 Boom Island Park Art & Food Festival
Head to the Minneapolis riverfront for handcrafted goods, local makers, and a delicious lineup of food trucks with stunning skyline views.

🎮 2D Con: Adventure (Bloomington)
Minnesota’s premier gaming event is taking over the DoubleTree by Hilton Bloomington with retro arcades, tabletop games, esports tournaments, and cosplay contests.

⛳ Skyline Mini Golf at the Walker Art Center
Play a round of artist-designed mini golf on the rooftop terrace, then stroll through the galleries and the Minneapolis Sculpture Garden.

🌊 Live Music & Scenery at Minnehaha Falls
Catch live bandstand performances, browse vendor stalls, and take in the iconic 53-foot waterfall.

💬 What’s on your agenda for the weekend? Let us know in the comments below!

Have a safe, relaxing, and wonderful weekend from all of us at The Danna Agency! ✨

08/19/2026

Here's the truth: the families who sleep best at night aren't necessarily the wealthiest. They're the most organized. They know exactly what their income will be each month. They know what happens if life throws a curveball. They've had the hard conversations. They're not guessing. That kind of confidence isn't magic. It's built, brick by brick, with good choices.

Building that plan for your family is what we do.

Call or text The Danna Agency at 651-504-3637 and let's start the conversation.

08/17/2026

Think taxes retire when you do? Nope. They just change shape. Social Security can be partially taxed. Withdrawals from your traditional IRA or 401(k) are taxed as ordinary income. RMDs can push you into a higher bracket. But here's the kicker: the order you take money out matters more than most people realize.

We help clients structure their withdrawals to keep more of their hard-earned money in their pocket.

Call or text The Danna Agency at 651-504-3637 and we'll build a tax-efficient strategy that actually works for you.