06/05/2026
🌎💥 Believe it or not, mortgage rates have more to do with what's happening halfway around the world than you'd think!
Treasury Secretary Scott Bessent recently suggested that if tensions with Iran ease, inflation pressures could cool and mortgage rates should move lower.
Translation: You thought your mortgage payment was only determined by your credit score and income. Turns out it's also taking more input from geopolitics, oil markets, bond traders, and apparently the entire planet. 🤷♂️
The good news? Rate's are lower than last year and should come down again, but homeowners have an opportunity today too:
✅ Lower their monthly payment
✅ Get rid of mortgage insurance
✅ Consolidate high-interest debt
✅ Tap equity for home improvements, college expenses, or other major purchases
Remember, homeowners in 1983 were dealing with mortgage rates around 18%.
So, while everyone is complaining about rates in the 6s, somewhere there's a retired boomer saying:
"Back in my day, we would have fought a bear with my Sony Walkman for a 6% mortgage." 🐻😂
Meanwhile, American homeowners are sitting on record amounts of home equity. For many families, their home has quietly become their largest financial asset—even while they've been busy arguing with the thermostat and paying for streaming services they forgot they subscribed to.
If you haven't checked your home's value lately, you may be surprised by how much equity you've built. Free report link-https://hmbt.co/73gH47
📲 Want to see how much equity you have and whether a refinance could lower your payment, eliminate mortgage insurance, consolidate debt, or help fund future goals? Send me a message and I'll provide a free Home Equity Review and personalized mortgage analysis.
Call a guy who knows a guy. AKA me!
John Hunter, SVP of Mortgage Lending
Rate Inc.
(206) 856-4685
NMLS 76887
Helps buyers track market trends and make data-driven home purchasing decisions
