The Credit Shero Candis

03/25/2026

Hey, so ya Gurl entered into an Amazing opportunity to sharpen my Entrepreneurial skills as well as get a 💰. As my growth continues in order to assist you, your loved ones, and communities near and far, I ask for your support to assist at getting me to number one. I Genuinely appreciate the continued support which again allows me to better assist in your needs. Thank you in advance for your daily votes ❤💙😘 Click the link below ⬇⬇

One visionary will take home $25,000, appear in an Entrepreneur Magazine advertorial, and receive a one-on-one mentoring session with Daymond John.

08/12/2025

✨ Your Space Deserves a Standing Ovation! ✨

Tired of dust, dirt, and grime taking over your home or office? Let Standing Ovation Cleaning Company LLC bring back the sparkle! From spotless floors to gleaming windows, we handle it all. Whether it’s a one-time deep clean or routine maintenance, we guarantee results that will leave you amazed.

🏠 Residential Cleaning
🏢 Commercial Cleaning
🧹 Post-Construction Clean-Up
🧽 Office Maintenance

Why settle for ordinary when you can experience extraordinary cleanliness?

📞 Call now to schedule your cleaning service and experience the difference! 216-240-6644

05/01/2025

Do you still owe Student loans?

Well here's some exciting news. If the school you attended was ever sued, closed, misled you, or even lost their accreditation, you are eligible to have your student loans discharged or forgiven. For the website info to go to in order to apply, comment me 🙋🏽‍♀ below ⬇

03/11/2025

Hope this helps: ( not an attorney, just passing along information)

In Ohio, if a security deposit exceeds $50 or one month's rent (whichever is greater) and the tenant remains in possession for at least six months, the landlord must pay 5% annual interest on the excess amount, computed and paid annually to the tenant.
Here's a more detailed breakdown:
Interest Requirement:
Landlords in Ohio are required to pay interest on security deposits if the deposit is more than $50 or one month's rent (whichever is greater) and the tenant stays in the property for six months or more.
Interest Rate:
The interest rate is 5% per annum on the amount exceeding the threshold.
Payment Timing:
The interest must be computed and paid annually by the landlord to the tenant.
Security Deposit Return:
Landlords must return the security deposit to the tenant within 30 days of the tenant moving out, minus any amounts withheld for damages or unpaid rent.
Written Notice:
If the landlord withholds any portion of the security deposit, they must provide the tenant with a written notice and an itemized list of the reasons for the deduction.
Legal Recourse:
If a landlord fails to return the security deposit or pay the required interest, tenants have legal recourse, including the option to take the landlord to small claims court.
Ohio Revised Code:
The relevant Ohio law is found in Ohio Revised Code Chapter 5321, specifically section 5321.16.

12/02/2024

Important Information for You

New Federal Government Regulation for Small Businesses



The Corporate Transparency Act (CTA), part of the National Defense Authorization Act for Fiscal Year 2021 and effective from January 1, 2024, introduces essential changes for U.S. small business owners. This law aims to prevent money laundering and other illicit activities by increasing ownership transparency in LLC’s, corporations, and similar business entities.



Reporting is required:
The CTA mandates small business entities to report "beneficial owner" details to the Financial Crimes Enforcement Network (FinCEN), a bureau of the U.S. Department of the Treasury.



Non-compliance can result in fines up to $10,000 and imprisonment for up to two years.



Who Must Report:

Beneficial owners, individuals who own at least 25% of or exercise substantial control over the reporting business entity​​ must provide the required information to FinCEN. Required information includes full legal names, birth dates, addresses etc. See the linked article below for further information.



When Must the Report be Submitted:

An existing business entity must report before January 1, 2025, but if there is a change in “beneficial ownership” during 2024 the change must be reported within 90 days of the change.
A new business entity registered during 2024 must report within 90 days of state entity registration.
A new business entity registered after 2024 must report within 30 days of state entity registration

03/09/2024

You don't have to file bankruptcy in "most" cases! There are other avenues and solutions to your problem! My business partner had close a half million dollars (498,000) in debt and NEVER FILED BANKRUPTCY!
ANY CITY, ANY STATE

216-240-6644

12/31/2023

For everyone who plans on drinking tonight UBER IS FREE FOR NEW YEAR'S EVE. Please do not drink and drive.
So I repeat DONT DRINK AND DRIVE, UBER IS FREE.

The code is: uberFREENEWYEARS

♦️Also remember, AAA "tipsy tow" is also always free on New Year's!
Just call 1-800-222-4357!

That's two driving services to get you home safe tonight. PLEASE BE SMART AND SAFE!!!

12/19/2023

POD: Check the unclaimed funds website ASAP! When you click the link below, only type in your First & Last name, and the the state. If you put in the city, it will NOT show you if you have more than 1 account and it's in a different city. Be sure to change the state if you've used/lived in more than 1 state. The other day I helped someone find $2,500 they could use. This is real, not spam, not fraud. You will have to download the paperwork, and get it notarized, along with proof of identity (follow the directions given to a T).

12/05/2023

Reminder: Consolidate your student loans before Dec 31 to qualify for credit adjustments towards forgiveness. This will also help how your debt to income ratio is reporting to your credit report.

11/11/2023

Credit vs Creditability

https://m.facebook.com/story.php?story_fbid=417331943315203&id=100001037630860&mibextid=Nif5oz

10/20/2023

🚨 STOP CO-SIGNING FOR PPL 🚨

Credit Tip:

Did you know the Bible instructs us to NOT cosign for another person?

Proverbs 17:18, “A man void of understanding striketh hands, and becometh surety in the presence of his friend.”

Proverbs 22:27, “If thou hast nothing to pay, why should he take away thy bed from under thee?”

Proverbs 6:1-5, “My son, if thou be surety for thy friend, if thou hast stricken thy hand with a stranger, thou art snared with the words of thy mouth, thou art taken with the words of thy mouth. Do this now, my son, and deliver thyself, when thou art come into the hand of thy friend; go, humble thyself, and make sure thy friend. Give not sleep to thine eyes, nor slumber to thine eyelids. Deliver thyself.”

Proverbs 11:15, “He that is surety for a stranger shall smart for it: and he that hateth suretiship is sure.”