Al Coleman Mortgage Consultant NMLS# 274139

08/16/2024

Great news for current and future homeowners: interest rates are starting to decrease. Finally, this anticipated drop is leading to lower mortgage rates and reduced monthly payments.

Additionally, if you haven’t already, this might be an opportune time to consider a refinance and remove mortgage insurance, which could further lower your overall loan costs.

We’re here to help you explore these options and take advantage of the potential savings. Feel free to contact us to discuss how these changes could benefit you.

08/09/2024

Just heard the news people say, "Mortgage rates plummeted" Lets rephrase that as they did come down a bit which is great news. Plummeted, not so much yet. Lower rates I do believe are not too far off however. Stay tuned!

06/06/2024

June is National Homeownership Month! This is an opportunity to raise awareness about the benefits of owning a home and the importance of making homeownership more attainable for all Americans. Read the recent proclamation on National Homeownership Month for 2024 from President Joe Biden.

Owning a home is about more than putting a roof over your family’s head — it is part of the American Dream. For generations, it has been a pathway to the middle class, an opportunity to build community and to pass down wealth to your children. But too many Americans today still struggle to buy.....

05/11/2024

Farm-to-table means buying and supporting smaller, local farmers (businesses) whenever possible and being closer to (and understanding the business practices) of the source. Here’s reason # 4 to support organic mortgages:

Homeowners can meet a loan officer face-to-face, not just over the phone or through emails.

05/08/2024

Farm-to-table means buying and supporting smaller, local farmers (businesses) whenever possible and being closer to (and understanding the business practices) of the source. Here’s reason # 3 to support organic mortgages:

Locally- based loan officers aren’t just working an account number online. They’re a part of your community and can make applying for a mortgage as straightforward and pleasant as possible.

05/05/2024

Farm-to-table means buying and supporting smaller, local farmers (businesses) whenever possible and being closer to (and understanding the business practices) of the source. Here’s reason # 2 to support organic mortgages:

Online loan providers can’t provide local processing, underwriting, closing, and funding.

05/02/2024

Farm-to-table means buying and supporting smaller, local farmers (businesses) whenever possible and being closer to (and understanding the business practices) of the source. Here’s reason # 1 to support organic mortgages:

Local loan officers review all loan options, including VA military loans, so that a client is able to decide which program best fits their needs.

05/01/2024

Today marks 1 year at SWBC Mortgage! I feel so lucky to work for such a phenomenal company that truly cares about its employees. Not only is it a great place to work, but a SUPER place to get your mortgage. Thank you, SWBC! Cheers to many more years!

05/01/2024

While the sun is shining in MN today, some of us know that Florida is the place to be when the snow rolls in. I am licensed in FL and would love to help you with your second home purchase or relocation. Congratulations to these long-time MN clients and their exciting FL purchase!

04/27/2024

"Ready to buy a house in Minnesota? Here's your guide:

Financial Readiness: Save for a down payment and ensure you can afford mortgage payments.
Emotional Readiness: Be prepared for the responsibilities of homeownership.
Finding the Right Property: Take your time to find a home that fits your needs.
Market Conditions: Stay informed about the local real estate market.
Working with an Agent: Partner with a knowledgeable agent for guidance.
With these tips, you'll be on your way to finding the perfect home in Minnesota! 🏡 "

04/13/2024

Maple Grove peeps. Double win, any donation to Gillette Children’s yields a free car wash. Was quick and easy!