Jim Steel-New American Funding

Jim Steel-New American Funding Equal Housing Opportunity. New American Funding, NMLS #6606. Sr Loan Consultant, Regional Manager, NMLS #376338.

Serving homeowner's in Minnesota with their home financing needs by providing excellent customer service, great rates and a variety of loan programs.

From rejected ❌ to accepted ✅ — step into the power of a cash buyer without actually being one. With NAF Cash, you can c...
06/02/2026

From rejected ❌ to accepted ✅ — step into the power of a cash buyer without actually being one. With NAF Cash, you can compete in today’s toughest bidding wars, win like an investor 🏡💰, and potentially save money while sellers see the strength of a cash offer. Ready to level up your offer? Let’s connect 📲

This Memorial Day 🇺🇸 we honor and remember the brave men and women who made the ultimate sacrifice for our country. Thei...
05/25/2026

This Memorial Day 🇺🇸 we honor and remember the brave men and women who made the ultimate sacrifice for our country. Their courage and service will never be forgotten. 🎖️

Deals don’t wait — and neither should you. 🏡✨At NAF Cash, we help open doors others can’t. Ready to close more deals wit...
05/20/2026

Deals don’t wait — and neither should you. 🏡✨
At NAF Cash, we help open doors others can’t. Ready to close more deals with confidence?

A HELOC can be a powerful financial tool when you understand how it works. Unlike a traditional loan, a Home Equity Line...
05/19/2026

A HELOC can be a powerful financial tool when you understand how it works. Unlike a traditional loan, a Home Equity Line of Credit gives homeowners flexible access to funds using the equity they have built in their home. It can be used for renovations, debt consolidation, emergencies, or major expenses, but it is important to understand variable rates and responsible borrowing. 🏡💡

Learning the facts about HELOCs can help you make confident and informed financial decisions.

Did you know that 72.6% of buyers are putting down 10% or less when purchasing a home? 🏡📊 That means most buyers are NOT...
05/15/2026

Did you know that 72.6% of buyers are putting down 10% or less when purchasing a home? 🏡📊 That means most buyers are NOT waiting years to save a 20% down payment, they’re using smart strategies to get into homes sooner.

In today’s housing market, there are powerful tools that can help make homeownership more accessible than ever:

✨ Down Payment Assistance Programs – grants or programs designed to help cover part of your upfront costs

✨ Low Down Payment Mortgage Options – allowing qualified buyers to purchase with as little as 3%–5% down

✨ Seller Negotiations & Credits – sometimes sellers can help cover closing costs, reducing your cash needed upfront

The truth is, waiting to save a large down payment can keep you on the sidelines longer than necessary. These programs are designed to bridge the gap between renting and owning 💡

At New American Funding, our loan officers work closely with homebuyers to break down these options in a simple, supportive way, so you can move forward with confidence, not confusion.

If homeownership has felt out of reach, it may be closer than you think 🏠✨📩 DM me to explore your options or ask questions about getting started!

If you have been waiting to buy because you are hearing “rates will drop,” “inventory is too high,” or “prices are crash...
05/13/2026

If you have been waiting to buy because you are hearing “rates will drop,” “inventory is too high,” or “prices are crashing,” it is time to take a closer look at what is really happening. These are the three biggest misconceptions in today’s market, and they are holding a lot of buyers back. 🔍🏠

Mortgage rates may improve over time, but a dramatic drop is not what experts are forecasting right now. Inventory is rising, but that is actually creating opportunity for buyers to have more choices and negotiate. And home prices? They are not falling across the board. Most areas are still seeing growth, just at a more sustainable pace.

Buying a home is not about timing the market perfectly. It is about making the right move for your life and your finances. When you have the right guidance, the process becomes a lot less overwhelming and a lot more empowering. Let’s talk about what is possible for you today. 🔑

There is a lot of noise in today’s housing market, and it is easy to feel unsure as a first time homebuyer. But let’s cl...
05/12/2026

There is a lot of noise in today’s housing market, and it is easy to feel unsure as a first time homebuyer. But let’s clear something up. Not everything you are hearing online reflects what is actually happening. The truth is, three of the biggest fears right now are based more on headlines than facts. 📊🏡

First, mortgage rates are not expected to drop dramatically overnight. Most forecasts show them staying relatively steady, not crashing down. Second, while there are more homes for sale than last year, inventory is still below what we would consider a fully balanced market. That actually gives buyers more options without flooding the market. And third, home prices are not crashing. What we are seeing is a shift toward a more normal, steady pace after years of rapid growth.

The key takeaway? Do not let fear or misinformation delay your goals. The market is stabilizing, not collapsing. If you want clarity and a strategy that fits your situation, it starts with understanding your options. Let’s connect and map out your next step with confidence. ✨

Happy Mother’s Day 💐 A day to honor the love, strength, and dedication that help create the foundation of every home and...
05/10/2026

Happy Mother’s Day 💐 A day to honor the love, strength, and dedication that help create the foundation of every home and family. Moms truly shape what “home” means.

💐🏡 💕

Cinco de Mayo 🎉 A celebration often rooted in Mexican heritage and resilience, reminding us that strength, culture, and ...
05/05/2026

Cinco de Mayo 🎉 A celebration often rooted in Mexican heritage and resilience, reminding us that strength, culture, and community are what truly build something worth honoring, much like a solid home foundation. And yes, guac is still extra but totally worth it.

🎉🏡 🌮

Good news for homebuyers: buying a home is becoming more affordable in most markets — yes, even with today’s rates. Here...
05/05/2026

Good news for homebuyers: buying a home is becoming more affordable in most markets — yes, even with today’s rates.

Here’s what’s happening 👇

More homes are hitting the market 📈 + inventory is rising = more options and negotiating power for YOU.

That means less pressure, more choices, and a better chance to find the right home at the right terms. 💡As a mortgage lender, I’m seeing buyers step back into the market with more confidence because affordability is improving compared to last year—and that’s a big shift. If you’ve been waiting for the “right time,” this spring market might be closer than you think. 🌸

Ready to see what you qualify for? DM me and let’s build your homebuying plan.

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7835 Main Street, Suite 240
Maple Grove, MN
55369

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Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

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