Tony Olson - NMLS# 1166155

07/04/2025

🎆 Happy 4th of July! 🇺🇸

Wishing you a safe and joyful Independence Day from all of us at ToLo Lending.

Enjoy the celebrations, freedom, and the comfort of home! 🏡❤️

06/30/2025

🏡 Excited to Buy Your First Home? Here’s How to Be Fully Prepared!

Becoming a homeowner is a big milestone—let’s make sure you’re ready for all the costs that come with it! 💡 In addition to the listing price, be sure to plan for:

✔️ Property Taxes
✔️ Home Insurance
✔️ Maintenance & Repairs

With the right planning, you can step into homeownership with confidence and peace of mind! 🏠💰

📌 Save this post to stay ahead in your homebuying journey!

05/19/2025

Repeat after me: Being your own boss shouldn’t stop you from owning a home! 🏡

Mortgage lenders love self-employed borrowers who can show:
✅ 2+ years of consistent income (tax returns work!)
✅ Good credit (620+ is a solid start)
✅ Low debt-to-income ratio (we’ll optimize yours)

The secret? Working with a lender who gets it. I help freelancers, solopreneurs, and small business owners structure their finances for mortgage approval.

📩 DM me ‘1099’ for a free consultation! Let’s get you into your dream home. ⬇️

05/16/2025

🚨 Myth Busted! 🚨

""You should only work with your bank."" ❌

✅ Truth: Brokers like us often have access to better rates, more options, and personalized solutions that your bank might not offer.

Why limit yourself? Let’s compare and find the best deal for you! 💡

📩 Message us today or visit www.ToLoLending.com to get started.

05/15/2025

05/14/2025

Finding the right home isn’t always easy — and that’s okay.

You don’t have to settle, rush, or figure it all out alone.

Here at NEXA, we guide you through every step, every showing, and every “no” until you find the one that feels like home.

05/13/2025

You DON’T need a perfect credit score to buy a home! 🏡

✅ FHA Loans – As low as 580 (or 500 with 10% down)
✅ VA Loans – Often no minimum score (lenders may require 580-620)
✅ Conventional Loans – Typically 620+ (better rates at 740+)

Don’t let your credit score hold you back—let’s get you into your dream home! 💙

📩 Comment "SCORE" below or DM me for a free consultation!

05/09/2025

Did you know "compensating factors" could be the key to getting your loan approved—even if your application isn’t perfect?

✅ Strong reserves
✅ Low debt-to-income ratio
✅ Rising Income
✅ Excellent job stability
✅ Higher down payment

These factors can help lenders say "YES!" when other parts of your profile aren’t ideal.

05/07/2025

05/05/2025

🏡 Think you need 20% down to buy a home? Think again!

Truth: Many buyers qualify for as little as 0–3% down! That’s right, your dream home could be closer than you think.

✨ Let’s chat! I’ll help you explore low-down-payment options that fit your budget.

📩 Comment “HOME” or DM me to get started!