Julia Magler NMLS 1070731

Julia Magler NMLS 1070731 B&C Home Loans Expert- Helping people I work with reaching their goal of homeownership Caliber Home Loans, Inc. NMLS ID # 15622. Stat. Section 47.206 (3) and (4).

Caliber cannot accept mortgage loan applications or inquiries for properties in New York through this site. Minnesota Residential Mortgage Originator License: MN-MO-40149066. This is not an offer to enter into an agreement. Any such offer may only be made in accordance with the requirements of Minn. "Equal Housing Lender. 1525 S. Belt line Rd Coppell, TX 75019 (www.nmlsconsumeraccess.org). 1 800-4

01-6587. This
is not an offer to enter into an agreement. Not all customers will qualify. Information, rates, and programs are
subject to change without prior notice. All products are subject to credit and property approval. Not all products
are available in all states or for all dollar amounts. Other restrictions and limitations apply

06/26/2026
📈There’s a myth out there that you need a perfect credit score before buying a house. A good score helps, but in reality...
06/25/2026

📈There’s a myth out there that you need a perfect credit score before buying a house. A good score helps, but in reality many buyers qualify with scores in the 600s! Wondering where you stand? 💬 Drop a comment below, and let’s talk about what credit score works for different loan types.

Your home equity isn’t just a number—it’s potential. 🔑 Whether you're planning, upgrading, or investing in your future, ...
06/24/2026

Your home equity isn’t just a number—it’s potential. 🔑 Whether you're planning, upgrading, or investing in your future, it's time to put that value to work. Start the conversation today at http://www.bandchomeloans.com/.

Investors, business owners, and unique buyers all benefit from flexible loan options. B&C Home Loans delivers them. Reac...
06/24/2026

Investors, business owners, and unique buyers all benefit from flexible loan options. B&C Home Loans delivers them. Reach our team at https://www.bandchomeloans.com/team today.

You got pre-approved. Great! But here’s what most people don’t realize: It won’t last forever.  Most pre-approvals are v...
06/23/2026

You got pre-approved. Great! But here’s what most people don’t realize: It won’t last forever. Most pre-approvals are valid for 60 to 90 days. After that, your lender may need to:
* Recheck your credit
* Update income documents
* Recalculate your numbers
That’s why timing matters. House hunting now? You’re good. Still deciding? You may need to refresh your approval before making an offer.

The good news? If you're working with a broker, renewing your pre-approval is faster and easier. Let’s make sure you’re ready when the one shows up. Email: [email protected] and let’s see.

Student loans aren’t the deal breaker you might think they are. What lenders actually care about:✔️ How you’re managing ...
06/20/2026

Student loans aren’t the deal breaker you might think they are. What lenders actually care about:
✔️ How you’re managing your payments
✔️ Your total monthly debt (aka DTI)
✔️ Your credit score
✔️ Your income and job history

We’ve helped buyers who still have student debt and no, they didn’t have to pay it off first. Because what really matters isn’t how big the backpack is, it’s whether we can build a smart path forward. Ready to find out what’s really holding you back? Let’s talk: 612-548-1250

Buying a home in 2025? The market’s confusing. Your plan shouldn’t be.  “Prices are dropping!” ⏳ “Now’s the time!”  “Wai...
06/18/2026

Buying a home in 2025? The market’s confusing. Your plan shouldn’t be. “Prices are dropping!” ⏳ “Now’s the time!” “Wait it out!” No wonder buyers feel stuck.

At B&C Home Loans, we quiet the noise and focus on:
✅ Your budget
✅ Your goals
✅ Your timeline

Smart decisions aren’t headline-driven; they’re strategy-driven.
Let’s build yours: Call 612-548-1250

Address

13700 83rd Way N Suite 212
Maple Grove, MN
55369

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