08/24/2026
Think you need 20% down before you can buy a home? Think again.
That’s one of the most common misconceptions I hear from first-time buyers. While 20% can be a great goal for some people, it isn’t the only path to homeownership.
The amount you may need upfront depends on your individual financial situation and available options. So before you assume you need years more of saving, it may be worth having a conversation.
Have you been holding off on buying because of the 20% myth? I’d love to hear what questions you have.
