Donell Carter - Realtor & Mortgage Broker

03/10/2025

You are everything I’ve ever dreamed you’d be and more. I am beyond proud to call you mine. You exude so much love and joy, and anyone lucky enough to be around you feels it. I admire how you chase your dreams fearlessly, never settling for anything less than what you deserve. Watching you grow into the incredible woman you are today has been the greatest gift of my life.

I love you beyond measure—today and always. Happy birthday, my beautiful girl! ❤️

08/17/2024

🏡ATTENTION HOME BUYERS 🏡

On August 17th, all buyers currently looking to purchase a home, MUST sign a "Buyer Representation Agreement"- prior to walking into a property.

✅JUST SHOW ME THE HOUSE!!
Starting August 17th, NO REALTOR® will be able to unlock a door without you first signing the agreement🤯This will be non-negotiable for any person with a REALTOR® designation.

✅Wait…WHAT DO I HAVE TO SIGN?
The agreement between buyer and REALTOR® is a Buyers Representation Agreement, the contract between you and that REALTOR® stating you will be using them to buy a home and breaking down the roles, duties and responsibilities owed to you by your agent etc. This form also spells out what broker compensation is to be paid. Whatever compensation on this agreement is the MAXIMUM compensation your broker/agent can receive out of the transaction.
FACT: Listing Agreements dictate whether or not a seller is authorizing their listing agent to disclose whether or not they are willing to consider concessions and if so those concessions may be the same or less than the buyer representation agreement amount or seller may choose to not offer a buyers agent compensation/ buyer concession at all. TAKE NOTE: This is all disclosed and negotiated on a property by property basis and will very likely be determined by the actual offers received.

✅I HAVE TO PAY COMPENSATION?
Well yes…but actually maybe no…
With the new NAR(National Association of REALTORS®) ruling going into effect, advertising cooperating broker and buyer broker compensation will now be BANNED on the MLS.

So, now when your agent shows you a home, they may likely not have any idea if seller is willing to pay compensation or not. Compensations are always negotiable of course, and there are a number of ways your agent can get paid. By the seller either in the form of direct compensation to Buyer brokerage or as a form of concession/credit to buyer. In some cases, the buyer will be paying the compensation for their agent out of pocket and this will be spelled out in the buyer's representation agreement.

✅ HIRE A PROFESSIONAL REALTOR®
Selecting a REALTOR® when buying a home is an important decision.
August 17th is approaching, a lot of changes will happen behind-the-scenes. This new rule with a buyer representation agreement is just one facet of the NAR ruling which will change the landscape of how real estate is sold in the United States.

✅ALIGNMENT & COMMUNICATION
Now, more so than ever, aligning yourself with a full-time professional REALTOR® will be vitally important for the success of your home purchase.

Sellers likely will continue to offer your buyers agent compensation when all is said and done. It will simply now be written in your contracts and offers.

It is even more important for buyers to choose experienced licensed professional agents to represent them to navigate negotiating on your behalf. Listing agents are working on behalf of the sellers best interest, you want someone looking out for yours!

*Shared from another REALTOR®... but this explains everything pretty well! Feel free to reach out if you have any other questions😊

05/31/2024

Welcome to Campos Verde Living!

Discover this spacious 2-bedroom, 2-bath condo in the desirable Campos Verde community. This home features numerous upgrades, including brand-new floors, windows, appliances, and fresh paint. Situated on a desirable corner lot, it boasts a private, oversized patio perfect for relaxing and enjoying the beautiful spring weather.

Key Features:

New Floors: Modern flooring throughout.
New Windows: Enhanced natural light and energy efficiency.
New Appliances: State-of-the-art kitchen and laundry appliances.
Fresh Paint: A clean and contemporary look.
Corner Lot: Added privacy and space.
Private Patio: Ample space for outdoor enjoyment.
The Campos Verde community offers several pools for cooling off during the hot summer months. Centrally located, this home is close to shopping, public transportation, Doctors Hospital, and the Virginia Corridor Trail, just a block away.

Don’t miss out on the opportunity to own this gem in Campos Verde. Schedule a viewing today and experience all this home has to offer! List Price $349,900

05/17/2024

Welcome to your dream home in the prestigious River Islands community! This stunning 4-bedroom, 3.5-bathroom residence offers the perfect blend of luxury and...

04/18/2024

This home is stunning and has the perfect layout for families needing SPACE! Over 1/4 acre lot with 3 car garage, RV access, Pool and workshop with space still for a covered patio, grass area and garden! Check it out below and message for you and your family to take a look at this home!

Welcome to the epitome of small-town living in Ceres, CA! Explore this delightful corner lot property boasting over a 1/4 acre of space, complete with a refr...

02/03/2024

Feeling lost in the mortgage process? You’re not alone!

My clients often come to me feeling overwhelmed by the process of getting a mortgage. They tell me they’re confused and don’t know where to start.

That’s why I make sure to guide them through the process step by step, so they can feel confident and secure in their decision to buy a home.

And I’m here to do the same for you.

Are you ready to take control of the mortgage process and move closer to your dream home? Let’s do this!

1. Determine your budget. Consider your income, debts, and down payment. Remember to be realistic. The last thing you want is to buy more house than you can afford.

2. Work with your loan officer to determine what mortgage option works for your budget and the home you are buying.

3. Get pre-approved so you’ll be ready to make an offer when you find a home you love.

4. Go House Shopping and stay in communication with your loan officer, so they can work with your Realtor it presentation of your offer and loan to the listing agent and their seller.

5. Offer Accepted! Now the underwriting of your loan starts and your loan officer will work with their banks to finalize your loan.

6. Signing happens approximately 30 days from start to finish. It’s key day and remember your first full mortgage payment isn’t due for a full month after you receive keys!

Don’t let the mortgage process intimidate you. Bookmark this guide for later so you can refer back to it when you’re ready. If you have any questions, don’t hesitate to reach out, I’m here to help!

01/09/2024

Just Listed!!! 1332 Hackett Rd in Ceres $445,000

Discover the perfect blend of convenience of everyday living at 1332 Hackett Rd in Ceres. This 3BD, 2BA home is strategically located, offering proximity to shopping, dining, parks, and entertainment. The open kitchen concept seamlessly connects to the great room, creating a modern and welcoming space for daily living and entertaining. Updated bathroom and flooring add a touch of luxury, ensuring a move-in-ready experience. Step outside to the covered patio, a private space for outdoor dining and relaxation. This property is not just a home; it's an investment in prime real estate with potential for appreciation. Embrace the sense of community in Ceres while enjoying the spacious and thoughtfully designed interior. Don't miss this opportunity to own a home that combines modern living with the charm of a welcoming neighborhood.