McKnight Insurance Services

McKnight Insurance Services We are a full service independent agency providing all of your personal & commercial insurance needs. General Liability Insurance as well.

Independent Insurance Agency offering Auto, Homeowners, Boat, Pet, Wedding, RV, Motorcycle, ATV, Renters Insurance as well as Commercial Insurance and Bonds.

We have a new office pet! Meet Sadie! She made her first appearance this week and is ready for her new position as offic...
05/29/2026

We have a new office pet! Meet Sadie! She made her first appearance this week and is ready for her new position as official furry friend of McKnight Insurance.

If your home and auto are insured through two different companies right now, there's a good chance you're paying more th...
05/29/2026

If your home and auto are insured through two different companies right now, there's a good chance you're paying more than you need to.

Bundling home and auto with the same carrier typically earns a multi-policy discount — and because we're independent, we shop across carriers to find which one offers the best combined rate for your specific situation.

But it's not just about the discount. Having everything in one place means:

✔ One agency to call for everything
✔ No finger-pointing between carriers if a claim involves both your home and vehicle
✔ Simpler renewals, one relationship, one point of contact

We write home, auto, and recreational toys — boats, ATVs, trailers. If we can cover it all, we will.

If you've got policies scattered across two or three companies, it might be worth letting us take a look at the whole picture.

817-277-6166 | mcknightins.com

Quick question for the landscapers and lawn care operators in DFW —If a mower gets stolen off your trailer overnight, or...
05/27/2026

Quick question for the landscapers and lawn care operators in DFW —

If a mower gets stolen off your trailer overnight, or a piece of equipment gets damaged at a job site, does your insurance cover it?

A lot of landscaping businesses assume their general liability policy handles this. It doesn't.

GL covers damage you cause to someone else's property. It doesn't cover your own equipment.

What you need is inland marine coverage — sometimes called equipment floater — which covers your tools and equipment wherever they are. On the trailer, at the job site, in transit.

For a landscaping operation, equipment is the business. Losing a mower or a skid steer to theft or damage without coverage can put a real dent in your season.

We know the green industry — our agency owner ran a landscape and irrigation business for 20+ years. If you want to make sure your equipment is actually covered, give us a call.

817-277-6166 | mcknightins.com

This Memorial Day we're grateful for everyone who served and sacrificed so the rest of us could build businesses, raise ...
05/25/2026

This Memorial Day we're grateful for everyone who served and sacrificed so the rest of us could build businesses, raise families, and put in an honest day's work.

From our family to yours — thank you.

A lot of contractors carry personal auto policies on trucks they use every day for business. It's an easy thing to overl...
05/22/2026

A lot of contractors carry personal auto policies on trucks they use every day for business. It's an easy thing to overlook — and an expensive mistake if something happens.

Personal auto policies typically exclude business use. If your truck is pulling a trailer to a job site and you're in an accident, your personal policy may deny the claim.

Commercial auto coverage is built for how work trucks actually get used. It covers the vehicle, the liability that comes with operating a work vehicle, and in most cases the equipment you're hauling.

If you've got trucks in your operation — even just one — it's worth making sure the coverage matches the use.

Give us a call and we'll take a look.

817-277-6166 | mcknightins.com

Here's a question most homeowners have never thought about:If your house burned to the ground tomorrow, would your insur...
05/20/2026

Here's a question most homeowners have never thought about:

If your house burned to the ground tomorrow, would your insurance actually cover what it costs to rebuild it?

A lot of policies were written when construction costs were lower. Since then, material and labor costs have gone up significantly — and a lot of homeowners are sitting on coverage limits that haven't kept pace.

This is called being underinsured. And it only shows up when you file a major claim.

A few things worth checking:

✔ When did you last update your dwelling coverage limit?
✔ Does your policy include extended or guaranteed replacement cost?
✔ Have you made any additions or improvements since the policy was written?

This is one of the most common gaps we see in home policies — and one of the easiest to fix with a quick review.

817-277-6166 | mcknightins.com

Here's something we hear all the time: "I've always just used State Farm" or "My parents had Allstate so I just stuck wi...
05/18/2026

Here's something we hear all the time: "I've always just used State Farm" or "My parents had Allstate so I just stuck with them."

Nothing wrong with that. But here's what a lot of people don't realize about working with an independent agency like ours:

We don't work for one carrier. We work for you.

When you call us for a quote, we're shopping across multiple carriers simultaneously to find the coverage that actually fits your situation — not just the one product our employer told us to sell.

That means if one carrier isn't competitive on your home this year, we move to another. If your business has grown and your current carrier isn't the right fit anymore, we find one that is.

You get the same local, personal service — plus the flexibility of the whole market.

If you've been with the same captive agent for years and never shopped it, it might be worth a conversation.

817-277-6166 | mcknightins.com

DFW gets hammered by hail every spring — and your vehicles are just as exposed as your roof.A few things worth knowing b...
05/15/2026

DFW gets hammered by hail every spring — and your vehicles are just as exposed as your roof.

A few things worth knowing before the next storm rolls through:

Comprehensive coverage is what pays for hail damage on your vehicle — not collision. If you dropped comprehensive to save money, a hail storm means you're paying out of pocket for every dent.

If you have multiple vehicles, make sure comprehensive is on all of them — not just the newest one.

And if you own work trucks or a fleet, commercial auto with comprehensive is a separate conversation from your personal vehicles. Both matter.

The good news: comprehensive coverage is typically one of the more affordable parts of an auto policy. It's worth having.

Not sure what you've got? Pull up your dec page and look for "comprehensive" — or just call us and we'll walk you through it in five minutes.

817-277-6166 | mcknightins.com

We're a family-owned, independent insurance agency based in Mansfield. We've been in business for over 20 years and our ...
05/13/2026

We're a family-owned, independent insurance agency based in Mansfield. We've been in business for over 20 years and our roots run deep in this community.

Our managing agent spent 20+ years running a landscape and irrigation business before starting McKnight Insurance. Our family team comes from backgrounds in construction, trucking, and the trades.

That means when a contractor calls us, we're not reading off a script. We understand the work, we understand the risks, and we can have a real conversation about coverage that fits how your business actually operates.

That's not something you get from a 1-800 number or an online quote tool.

If you want to work with an agency that knows your industry, we'd like to earn your business.

817-277-6166 | mcknightins.com

If you own a home in DFW, pay attention — hail season is here and North Texas is one of the most active hail markets in ...
05/11/2026

If you own a home in DFW, pay attention — hail season is here and North Texas is one of the most active hail markets in the entire country.

Here's what most homeowners don't know until it's too late:

Your home insurance has a separate hail and wind deductible — and it's almost never the same as your regular deductible. In Texas, it's typically 1–2% of your home's insured value. On a $400,000 home, that's $4,000–$8,000 out of pocket before your insurance pays a dime.

A few things worth checking on your policy right now:

✔ What is your hail/wind deductible specifically?
✔ Is your dwelling coverage limit current? Construction costs have increased significantly.
✔ Do you have extended replacement cost coverage in case rebuild costs exceed your limit?

If you're not sure what any of that means, that's exactly what we're here for.

817-277-6166 | mcknightins.com

Address

2364 N. Highway 287 Suite 103
Mansfield, TX
76063

Opening Hours

Monday 8:30am - 5pm
Tuesday 8:30am - 5pm
Wednesday 8:30am - 5pm
Thursday 8:30am - 5pm
Friday 8:30am - 5pm

Telephone

+18172776166

Website

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