10/12/2026
โค๏ธ ๐๐ก ๐๐ ๐ฃ๐ข๐ฅ๐ง๐๐ก๐ง ๐จ๐ฃ๐๐๐ง๐ ๐๐ข๐ฅ ๐ ๐ฌ ๐ ๐๐๐๐๐๐ฅ๐ ๐๐๐๐๐ก๐ง๐ฆ โค๏ธ
As we approach the 2027 Medicare Annual Enrollment Period, I want to share an important update regarding my services.
After much consideration, I have made the decision that I will ๐ป๐ผ ๐น๐ผ๐ป๐ด๐ฒ๐ฟ ๐ฏ๐ฒ ๐ผ๐ณ๐ณ๐ฒ๐ฟ๐ถ๐ป๐ด ๐ฒ๐ป๐ฟ๐ผ๐น๐น๐บ๐ฒ๐ป๐๐, ๐ฎ๐ป๐ป๐๐ฎ๐น ๐ฟ๐ฒ๐๐ถ๐ฒ๐๐, ๐ฝ๐น๐ฎ๐ป ๐ฐ๐ต๐ฎ๐ป๐ด๐ฒ๐, ๐ผ๐ฟ ๐ผ๐ป๐ด๐ผ๐ถ๐ป๐ด ๐ฎ๐๐๐ถ๐๐๐ฎ๐ป๐ฐ๐ฒ ๐ณ๐ผ๐ฟ ๐๐๐ฎ๐ป๐ฑ-๐ฎ๐น๐ผ๐ป๐ฒ ๐ ๐ฒ๐ฑ๐ถ๐ฐ๐ฎ๐ฟ๐ฒ ๐ฃ๐ฎ๐ฟ๐ ๐ ๐ฃ๐ฟ๐ฒ๐๐ฐ๐ฟ๐ถ๐ฝ๐๐ถ๐ผ๐ป ๐๐ฟ๐๐ด ๐ฃ๐น๐ฎ๐ป๐ (๐ฃ๐๐ฃ๐). This includes both new and existing PDP clients.
Unfortunately, changes in insurance carrier compensation have made it necessary for me to reevaluate offering this particular service. As much as I would love to continue providing it, I simply cannot continue under the current compensation and professional liability structure.
This decision was not made lightly. I have had the privilege of helping so many wonderful clients navigate their Medicare options over the years, and I sincerely appreciate the trust and loyalty you have shown me.
๐ ๐ ๐ช๐๐ก๐ง ๐ง๐ข ๐๐ ๐ฉ๐๐ฅ๐ฌ ๐๐๐๐๐ฅ: ๐ ๐๐ ๐ก๐ข๐ง ๐ฆ๐ง๐๐ฃ๐ฃ๐๐ก๐ ๐๐ช๐๐ฌ ๐๐ฅ๐ข๐ ๐ ๐๐๐๐๐๐ฅ๐!
I am still actively accepting and assisting clients with:
โ
๐ ๐๐๐๐๐๐ฅ๐ ๐ฆ๐จ๐ฃ๐ฃ๐๐๐ ๐๐ก๐ง ๐ฃ๐๐๐ก๐ฆ: Welcoming new clients turning 65 who need assistance with their Medicare Supplement coverage.
โ
๐ ๐๐๐๐๐๐ฅ๐ ๐๐๐ฉ๐๐ก๐ง๐๐๐ ๐ฃ๐๐๐ก๐ฆ (๐ ๐๐ฃ๐): Accepting new clients, including those turning 65, who are interested in Medicare Advantage plans that include prescription drug coverage.
โ
๐ ๐๐๐๐๐๐ฅ๐ ๐๐ก๐ก๐จ๐๐ ๐๐ก๐ฅ๐ข๐๐๐ ๐๐ก๐ง: Continuing to assist both new and existing clients with Medicare Advantage plan reviews, changes, and new MAPD enrollments during the Annual Enrollment Period.
๐ ๐ง๐๐ ๐ข๐ก๐๐ฌ ๐ฆ๐๐ฅ๐ฉ๐๐๐ ๐ ๐๐ ๐๐๐ฆ๐๐ข๐ก๐ง๐๐ก๐จ๐๐ก๐ ๐๐ฆ ๐ฆ๐ง๐๐ก๐-๐๐๐ข๐ก๐ ๐ ๐๐๐๐๐๐ฅ๐ ๐ฃ๐๐ฅ๐ง ๐ ๐ฃ๐ฅ๐๐ฆ๐๐ฅ๐๐ฃ๐ง๐๐ข๐ก ๐๐ฅ๐จ๐ ๐ฃ๐๐๐ก๐ฆ (๐ฃ๐๐ฃ๐).
If you currently have a stand-alone PDP, or need to enroll in one, you can review your options and make changes directly through www.Medicare.gov or by calling 1-800-MEDICARE (1-800-633-4227).
My commitment to helping clients make informed decisions about their Medicare coverage remains as strong as ever.
Thank you for your understanding, your loyalty, and the opportunity to continue serving you. Your trust means the world to me! โค๏ธ
Sincerely,
Vanessa Gardner