michaelvrlaku

michaelvrlaku 18 years of residential mortgage financing experience. We lend in all 50 states and can assist with

Some of my best ideas don't happen in the officeโ€”they happen when I'm out moving, reflecting, and thinking about how I c...
06/16/2026

Some of my best ideas don't happen in the officeโ€”they happen when I'm out moving, reflecting, and thinking about how I can better serve the people and communities around me.

As a Branch Manager at ๐—ก๐—ฒ๐˜„ ๐—”๐—บ๐—ฒ๐—ฟ๐—ถ๐—ฐ๐—ฎ๐—ป ๐—™๐˜‚๐—ป๐—ฑ๐—ถ๐—ป๐—ด, I'm passionate about helping families achieve homeownership, but my mission goes beyond mortgages. I'm always looking for ways to build systems, resources, and relationships that create lasting value for homeowners, local businesses, and our community.

๐Ÿ“ˆ ๐— ๐˜†๐— ๐—ผ๐—ฟ๐˜๐—ด๐—ฎ๐—ด๐—ฒ๐—ฅ๐—ฎ๐˜๐—ฒ๐—ง๐—ฟ๐—ฎ๐—ฐ๐—ธ๐—ฒ๐—ฟ helps homeowners stay informed by providing valuable insights into mortgage rates, home equity growth, and opportunities to improve their financial position.

๐Ÿก shines a spotlight on the local businesses, events, and community connections that make our neighborhoods such great places to live, work, and raise a family.

๐Ÿ““ Behind every productive day is a clear plan. That's why I rely on the ๐—ฃ๐—ผ๐˜„๐—ฒ๐—ฟ๐——๐—ฎ๐˜†๐—ฃ๐—น๐—ฎ๐—ป๐—ป๐—ฒ๐—ฟ to stay focused on the activities that drive growth, accountability, and meaningful results. Consistent daily action is what turns long-term goals into reality.

I believe true success isn't measured solely by what we accomplish professionallyโ€”it's measured by the impact we make, the people we help, and the opportunities we create for others.

Whether I'm helping a family purchase their first home, supporting a local business, or developing tools that empower people to make informed decisions, my goal remains the same:

๐—–๐—ฟ๐—ฒ๐—ฎ๐˜๐—ฒ ๐˜ƒ๐—ฎ๐—น๐˜‚๐—ฒ. ๐—•๐˜‚๐—ถ๐—น๐—ฑ ๐—ฟ๐—ฒ๐—น๐—ฎ๐˜๐—ถ๐—ผ๐—ป๐˜€๐—ต๐—ถ๐—ฝ๐˜€. ๐—ฆ๐˜๐—ฟ๐—ฒ๐—ป๐—ด๐˜๐—ต๐—ฒ๐—ป ๐˜๐—ต๐—ฒ ๐—ฐ๐—ผ๐—บ๐—บ๐˜‚๐—ป๐—ถ๐˜๐˜†.

Because when we invest in the success of others, we all move forward together.

Even while enjoying some time along the Jersey Shore, I know that success doesn't happen by accidentโ€”it comes from stayi...
06/12/2026

Even while enjoying some time along the Jersey Shore, I know that success doesn't happen by accidentโ€”it comes from staying connected, staying informed, and staying intentional. ๐ŸŒŠโ˜€๏ธ

Whether I'm helping families navigate homeownership, supporting local businesses, or planning for future opportunities, the right tools make all the difference.

๐Ÿ“ˆ ๐— ๐˜†๐— ๐—ผ๐—ฟ๐˜๐—ด๐—ฎ๐—ด๐—ฒ๐—ฅ๐—ฎ๐˜๐—ฒ๐—ง๐—ฟ๐—ฎ๐—ฐ๐—ธ๐—ฒ๐—ฟ helps homeowners stay informed about rates, equity growth, and opportunities to save.
๐Ÿก ๐—จ๐—ป๐—ถ๐—ผ๐—ป๐—–๐—ผ๐˜‚๐—ป๐˜๐˜†๐—Ÿ๐—ถ๐—ณ๐—ฒ keeps you connected to the best local businesses, events, and everything that makes our community thrive.
๐Ÿ““ Behind every productive day is a plan. That's why I rely on the ๐—ฃ๐—ผ๐˜„๐—ฒ๐—ฟ๐——๐—ฎ๐˜†๐—ฃ๐—น๐—ฎ๐—ป๐—ป๐—ฒ๐—ฟ to stay focused on the activities that create momentum, growth, and results. Small daily actions lead to big long-term wins. ๐Ÿ’ช๐Ÿš€

Life is about balanceโ€”working hard, serving others, and taking time to appreciate the moments that matter most.

Whether you're planning your next move, growing your business, or simply enjoying the journey, surround yourself with tools and people that help you move forward.

You've done the work. Your Conventional or VA loan is approved and your home is within reach. Time to protect it. NAF Ca...
06/09/2026

You've done the work. Your Conventional or VA loan is approved and your home is within reach. Time to protect it. NAF Cash Secure, an affiliate of New American Funding, stands behind your financing so you can make non-contingent offers and move forward knowing your purchase is protected. From offer to close, you're backed. Go get that home. Buy Boldly DM Me for info.

The best mortgage decisions donโ€™t happen by chanceโ€”they happen when you have the right information, the right strategy, ...
05/29/2026

The best mortgage decisions donโ€™t happen by chanceโ€”they happen when you have the right information, the right strategy, and the right local connections. โ˜•๐Ÿ’ป

At New American Funding, my goal is simple: help families make smarter homeownership decisions with tools that deliver value long after closing.

๐Ÿ“ˆ ๐— ๐˜†๐— ๐—ผ๐—ฟ๐˜๐—ด๐—ฎ๐—ด๐—ฒ๐—ฅ๐—ฎ๐˜๐—ฒ๐—ง๐—ฟ๐—ฎ๐—ฐ๐—ธ๐—ฒ๐—ฟ helps homeowners stay informed about rates, equity, and savings opportunities.

๐Ÿก ๐—จ๐—ป๐—ถ๐—ผ๐—ป๐—–๐—ผ๐˜‚๐—ป๐˜๐˜†๐—Ÿ๐—ถ๐—ณ๐—ฒ keeps you connected to the best local businesses, events, and community happenings.

๐Ÿ“– Success starts with intentional daily action. Thatโ€™s why I rely on the ๐—ฃ๐—ผ๐˜„๐—ฒ๐—ฟ ๐——๐—ฎ๐˜† ๐—ฃ๐—น๐—ฎ๐—ป๐—ป๐—ฒ๐—ฟ to stay focused, organized, and committed to the activities that drive results. Consistent action creates consistent success. ๐Ÿ’ช๐Ÿš€

๐Ÿ”— www.MyMortgageRateTracker.com
๐Ÿ”— www.UnionCountyLife.com
๐Ÿ”— www.PowerDayPlanner.com

Whether you're buying, refinancing, growing your business, or planning your next chapter, the right tools can make all the difference.

05/08/2026

This home was almost as amazing as the agent Theresa showing it. Would love to financing this place for the new buyer. Call me!

05/05/2026
Honored to be chosen as a Mortgage Lender Partner with MyMortgageRateTracker.com โ€”helping clients access powerful tools ...
04/28/2026

Honored to be chosen as a Mortgage Lender Partner with MyMortgageRateTracker.com โ€”helping clients access powerful tools to track rates, compare options, and make confident financing decisions.

At New American Funding, weโ€™re focused on growth, innovation, and creating real opportunities for both homebuyers and motivated loan officers ready to elevate their business.

Weโ€™re continuing to expand and connect with professionals who want the right support, technology, and environment to succeed.

If youโ€™re considering your next move, letโ€™s connectโ€”and explore how the right tools and team can make all the difference.

Grateful for the opportunity to help amazing clients achieve their goals ๐Ÿ™ŒEvery successful closing is more than just num...
04/27/2026

Grateful for the opportunity to help amazing clients achieve their goals ๐Ÿ™Œ
Every successful closing is more than just numbersโ€”itโ€™s about trust, communication, and delivering results every step of the way.

The market is balancing out, and that means better opportunities for buyers. This spring, you're seeing more inventory t...
04/24/2026

The market is balancing out, and that means better opportunities for buyers. This spring, you're seeing more inventory to choose from, improved interest rates, and real negotiating power returning to the table. If you've been waiting for the right moment to start your homeownership journey, the window is opening now before competition heats up later in the season. Let's explore what's possible for you in this shifting market.

Grateful to be recognized as a Top Rated Mortgage Lender and to continue building something special with New American Fu...
04/22/2026

Grateful to be recognized as a Top Rated Mortgage Lender and to continue building something special with New American Funding. The momentum weโ€™re creating is opening doors for both clients and ambitious loan officers ready to grow.

Weโ€™re expanding throughout New Jerseyโ€”especially in Monmouth, Middlesex, and Ocean Countyโ€”and actively connecting with experienced professionals who want to take their business to the next level. If youโ€™re looking for the right platform, support, and culture to win, letโ€™s talk.

Proud to be part of a team consistently recognized among the industryโ€™s bestโ€”more to come.

Address

340 Madison Avenue
Manhattan, NY
10173

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