Ryan Gainey, Agent with New York Life

08/19/2024

Mastering Family Business Dynamics
Succession planning for family owned enterprises is not just a business necessity; it's a commitment to preserving family harmony and ensuring the longevity of the business. Addressing the complexities of family dynamics and making informed, transparent decisions can help family business owners minimize future conflict both in the boardroom and in the family room. This article, by estate planning attorney Patricia Annino, provides basic principles and best practices for mastering family business dynamics. https://bit.ly/3McFKJ5

03/12/2024

Don't press your luck when it comes to retirement. Learn how adding a fixed annuity to your savings strategy can provide a guaranteed, sustainable way to maintain income in retirement—as well as offer the security and peace of mind needed to face the future with confidence. If you have questions, reach out. I'm here to help.

With the concept of "minding the risk gap", start feeling confident and in control of the retirement planning process.

02/23/2024

Over 90% of Gen Zers and millennials said they were considering changing jobs in 2024.

02/21/2024

In the event of a disability, two-income households are 10% more likely than married couples with a single income to file bankruptcy due to higher fixed expenses*. Learn how you can protect your family’s standard of living by adding individual disability insurance to your plan. *The Two-Income Trap: Are Two Earner Households More Financially Vulnerable?, Center for Economic Studies, June2019

Read how an individual disability insurance policy from New York Life can offer personal income protection in the event of a disability.

02/19/2024

Many people worry about the possibility of passing their debts to their children, particularly when managing substantial debts like a $300,000 mortgage against $100,000 in savings and no life insurance.

Many people worry about the possibility of passing their debts to their children, particularly when managing substantial debts like a $300,000 mortgage against $100,000 in savings and no life insurance. Understanding debt inheritance and effective financial planning is crucial to preventing this sce...

02/09/2024

The Child Tax Credit is a federal tax benefit that gives you a dollar-for-dollar deduction on your tax bill for dependent children under age 17. Take a look at how it works, who qualifies, and how to claim it on your upcoming tax return.

Finally -- the kids are paying off. Find out how the Child Tax Credit works and how to claim it for the 2023 tax season.

02/07/2024

We’re a proud supporter of month in February. The truth is, the next time you struggle with saying “I love you,” you can show them how much you care with life insurance.

02/05/2024

Cards and candy can be a great way to tell someone you love them, but the best way to show them is by providing reassurance and stability. This , show your loved ones you're in it for the long haul and learn why life insurance is the best way to say, "I love you".
https://nyl.co/3UsgmUU

02/02/2024

Every great football team needs a quarterback who can make the right calls. When it comes to your family's financial future, don't get confused by the playbook. Learn how whole life insurance can be a powerful financial tool for you and your family and reach out. I'll coach you on a solid strategy.

Whole life insurance can be a great investment for you and your family. Learn how this type of investment can support your financial goals.

01/29/2024

Did you know that 1 in 4 workers will suffer a disability during their career? Ensuring your employees have appropriate coverage is crucial. In the article below, we outline the differences between disability insurance and workers’ compensation. Check it out.

Being compensated for a work injury is not the same as having disability insurance. Learn the difference between workers compensation and disability.

01/25/2024

Now that the holidays are over, it's time to get organized. While the garage or attic could probably use a little tidying up, don't neglect the most important things—your plans for the future. Being prepared looks different across all phases of life, but no matter where you want to go I can help you clear a path to get you there. Reach out, and let's start getting your financial future in order today.

Discover insights from New York Life for the big and not so big decisions. Browse our wide assortment of financial resources and find the solutions you need!