Jennifer Monk, Mortgage Officer - NMLS# 636796

Jennifer Monk, Mortgage Officer - NMLS# 636796 Community Savings Bank. Member FDIC. Equal Housing Lender. NMLS # 636796

I make home financing simple and stress-free.

I’ll guide you every step, answer your questions and help you achieve your financial goals.

Where does your ESCROW money go?When you have an escrow account, a portion of your monthly mortgage payment may be set a...
08/28/2026

Where does your ESCROW money go?

When you have an escrow account, a portion of your monthly mortgage payment may be set aside to help cover important homeownership expenses, including:

🏡 Property Taxes
🛡️ Homeowners Insurance

Escrow can make managing these expenses easier by spreading the cost throughout the year instead of paying them all at once.

Have questions about escrow? Stop in or reach out today!

NMLS #636796 | Community Savings Bank | Member FDIC | Equal Housing Lender

Mortgage Monday: What is ESCROW?Escrow is an account your mortgage lender uses to collect and hold money for expenses li...
08/24/2026

Mortgage Monday: What is ESCROW?

Escrow is an account your mortgage lender uses to collect and hold money for expenses like property taxes and homeowners insurance!

A portion of your monthly mortgage payment may be placed into your escrow account, and those funds are then used to pay these expenses when they’re due.

Have questions about escrow? We’re happy to help! ❤️

NMLS #636796 | Community Savings Bank | Member FDIC | Equal Housing Lender

What Affects Private Mortgage Insurance (PMI) Costs? PMI costs can vary depending on several factors, including your cre...
08/20/2026

What Affects Private Mortgage Insurance (PMI) Costs?

PMI costs can vary depending on several factors, including your credit score, down payment amount, loan amount, and loan type.

Thinking about buying a home and wondering how PMI could affect your monthly payment? I’d be happy to help you understand your options and find what works best for you! ❤️

NMLS #636796 | Community Savings Bank | Member FDIC | Equal Housing Lender

Mortgage Monday: What is Private Mortgage Insurance (PMI)?Putting less than 20% down on a home? You may be required to h...
08/17/2026

Mortgage Monday: What is Private Mortgage Insurance (PMI)?

Putting less than 20% down on a home? You may be required to have Private Mortgage Insurance (PMI). PMI helps protect the lender if you’re unable to make your mortgage payments.

Have questions about PMI or your home financing options? Stop in or contact me today!

NMLS #636796 | Community Savings Bank | Member FDIC | Equal Housing Lender

We had a great time presenting at American Realty! 🏡💙It was a wonderful opportunity to connect, share insights, and spen...
08/07/2026

We had a great time presenting at American Realty! 🏡💙

It was a wonderful opportunity to connect, share insights, and spend time with the American Realty team. Thank you for having us, we enjoyed being a part of your day!

NMLS #636796 | Community Savings Bank | Member FDIC | Equal Housing Lender

Before starting your home search, it’s important to understand these 5 tips that impact your budget!💰 Income – Know how ...
08/05/2026

Before starting your home search, it’s important to understand these 5 tips that impact your budget!

💰 Income – Know how much you can comfortably put toward a monthly mortgage payment.
📊 Monthly Expenses – Review your current bills and spending habits to find a payment that fits your lifestyle.
⭐ Credit Score – A strong credit score can help you qualify for better loan options and rates.
💵 Down Payment – Your down payment can affect your loan amount, monthly payment, and overall costs.
📈 Interest Rates – Rates play an important role in determining your monthly payment and affordability.

Stop by CSB or contact me to learn more about your home financing options!

NMLS #636796 | Community Savings Bank | Member FDIC | Equal Housing Lender

Dreaming of owning a home? Start by asking: What's my house budget? 🏡 Knowing your budget is the first step toward makin...
08/03/2026

Dreaming of owning a home? Start by asking: What's my house budget? 🏡

Knowing your budget is the first step toward making confident home-buying decisions. Contact me today to help you understand your options and find a loan that fits your needs! 💸

NMLS #636796 | Community Savings Bank | Member FDIC | Equal Housing Lender

Congratulations to Regional Medical Center on the ribbon cutting of their newly renovated space! ✂️🎉I was honored to joi...
07/31/2026

Congratulations to Regional Medical Center on the ribbon cutting of their newly renovated space! ✂️🎉

I was honored to join the Chamber in celebrating this exciting milestone. It was wonderful to see the community come together to recognize RMC's continued commitment to providing exceptional care and investing in the future of our region!

NMLS #636796 | Community Savings Bank | Member FDIC | Equal Housing Lender

💳 Building a strong credit score doesn't happen overnight, but consistent habits can make a big difference!A healthy cre...
07/31/2026

💳 Building a strong credit score doesn't happen overnight, but consistent habits can make a big difference!

A healthy credit score can make it easier to qualify for loans, lower interest rates, and reach your financial goals with confidence.

Have questions about credit or financing? Stop by Community Savings Bank and am happy to help you today! 🏦

NMLS #636796 | Community Savings Bank | Member FDIC | Equal Housing Lender

I had an amazing time volunteering during Ragbrai last week! 🚴It was a pleasure welcoming riders, connecting with our co...
07/30/2026

I had an amazing time volunteering during Ragbrai last week! 🚴

It was a pleasure welcoming riders, connecting with our community, and lending a helping hand. Events like these are a great reminder of what makes our hometown so special! 💙

NMLS #636796 | Community Savings Bank | Member FDIC | Equal Housing Lender

Address

221 E Main Street
Manchester, IA
52057

Telephone

+18008282318

Website

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