F&M Bank and Trust Company

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F&M Bank and Trust Company A family owned institution founded in 1947 with a vision of creating a bank that offered competitive products delivered with superior customer service.

F&M Bank and Trust Company is a family owned institution founded in 1947 by Mr. Elmer Loftin with a vision of creating a bank that offered competitive products delivered with superior customer service. Today we continue to strive to fulfill this vision. F&M serves not only the City of Manchester and Meriwether County, but also Talbot, Harris, Muscogee, and Troup Counties in Georgia as well as Russell and Lee Counties in Alabama. F&M's main office maintains a full service lobby and drive through facility. If you are not currently an F&M customer, we invite you to join our family of customers and experience the difference.

Congratulations to Ben McDaniel on 6 years with F&M Bank & Trust! We appreciate your dedication, hard work, and the many...
09/28/2026

Congratulations to Ben McDaniel on 6 years with F&M Bank & Trust! We appreciate your dedication, hard work, and the many contributions you make to our team. Thank you for being a valued part of the F&M family!

Give your savings an opportunity to grow with our 6-Month CD Special! 💰✨ Stop by F&M Bank & Trust at 142 W Main Street, ...
09/24/2026

Give your savings an opportunity to grow with our 6-Month CD Special! 💰✨ Stop by F&M Bank & Trust at 142 W Main Street, Manchester, GA to learn more and get started today! 🏦

- Terms and Conditions Apply

We were proud to sponsor West Georgia Technical College’s Black Tie & Boots 2026 event! F&M Bank and Trust was honored t...
09/22/2026

We were proud to sponsor West Georgia Technical College’s Black Tie & Boots 2026 event! F&M Bank and Trust was honored to be represented by Board Member, Patrick Wasden and his wife Lisa. We’re grateful for the opportunity to support West Georgia Technical College and its commitment to further education and the success of students in our community.

Congratulations to Annette Suber on 29 years with F&M Bank & Trust! We’re grateful for your years of dedication, hard wo...
09/22/2026

Congratulations to Annette Suber on 29 years with F&M Bank & Trust! We’re grateful for your years of dedication, hard work, and commitment to our team and customers. Thank you for being such an important part of the F&M family! 🎉

🚨 Fraud Tip of the Day 🚨Phishing scams can look like legitimate emails or text messages designed to get you to click bef...
09/21/2026

🚨 Fraud Tip of the Day 🚨

Phishing scams can look like legitimate emails or text messages designed to get you to click before you think. Be cautious of urgent requests, unfamiliar senders, and suspicious links.

When in doubt, stop and verify.

Congratulations to Grace Howard on celebrating her 1-year anniversary with F&M Bank & Trust! We’re proud to have you as ...
09/21/2026

Congratulations to Grace Howard on celebrating her 1-year anniversary with F&M Bank & Trust! We’re proud to have you as part of the F&M family and appreciate all you bring to our team. Here’s to many more years ahead! 🎉

Our tellers are here to make every visit a little easier! From everyday transactions to answering questions, our team is...
09/17/2026

Our tellers are here to make every visit a little easier! From everyday transactions to answering questions, our team is always ready to provide friendly, personal service. 🏦💙

We’re proud of the people who make F&M Bank & Trust more than just a bank—it’s personal.

🚨 Fraud Tip of the Day 🚨Strong, unique passwords are an important first line of defense. Avoid using the same password a...
09/14/2026

🚨 Fraud Tip of the Day 🚨

Strong, unique passwords are an important first line of defense. Avoid using the same password across multiple accounts, and keep your personal information protected.

A little extra security can make a big difference.

On this 25th anniversary of September 11, we remember the lives lost, the families forever changed, and the countless ac...
09/11/2026

On this 25th anniversary of September 11, we remember the lives lost, the families forever changed, and the countless acts of courage and compassion that followed.

We honor the first responders who ran toward danger, the ordinary people who showed extraordinary bravery, and all those who continue to carry the memories of that day.

Twenty-five years later, we remember not only the tragedy, but also the resilience, unity, and humanity that emerged in its aftermath.

May we never forget those we lost, those who served, and the enduring lessons of September 11.

We remember. We honor. We will never forget.

Today, we’re proud to recognize someone whose presence and contributions mean so much to our F&M family. Thank you, Mr. ...
09/10/2026

Today, we’re proud to recognize someone whose presence and contributions mean so much to our F&M family. Thank you, Mr. Willie, for the lasting impact you continue to make. We’re honored to have you a part of our banking family!

Address

142 W Main Street
Manchester, GA
31816

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 12pm
Thursday 8am - 5pm
Friday 8am - 5pm
Saturday 8am - 12pm

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