04/27/2026
Reinvesting in your community sounds great, but how does one really put that into action?
If you’ve ever wondered if it matters where you deposit your hard-earned money, let me assure you it does. Not only does banking locally support small businesses (community banks fund more than 60% of small business loans and more than 80% of ag loans), but as locally owned and operated businesses themselves, they are part of the economic engines that create 62 percent of new jobs annually. That’s powerful.
Community banks like F&M Bank and Trust take in deposits and distribute loans that feed into a self-sustaining micro-economy that keeps funds right here in Manchester. It is all part of a symbiotic relationship that community banks have with their communities. And the proceeds from those businesses employ residents, fund municipalities, and continue the cycle of locally based economic growth.
April is Community Banking Month, and I want to thank our customers for putting their trust in us for their banking needs. For our neighbors who may be considering a switch, please take a closer look at F&M Bank and Trust to discover how we can help you realize your financial dreams.
At F&M Bank and Trust we pledge to never lose sight of the all-important “relationship” and the personalized service our customers expect.
Remember, we are all in this together. Community banks like F&M Bank and Trust are only successful if our customers and communities are, too. That’s why community banks and our relationship business model have thrived for more than 150 years. We know what it takes to create successful local economies. Join us in helping to build a more sustainable, vibrant economy here at home.
