Cass Agency ME and NH

Cass Agency ME and NH We are a division Germain Insurance in NH. We offer insurance coverage for individuals and businesses in the states of Maine and New Hampshire

11/01/2022

Hard to believe that it's been 3 years since I purchased the Cass Agency in Maine. I am very humbled by the warm welcome I have received from all of our clients. Thank you all for making it great!!!

01/18/2022

Expect higher-than-normal home and auto premium increases in 2022

Home-related trends: higher building materials costs and a skilled labor shortage

If you’ve shopped at Home Depot or Lowe’s lately, you’ve probably noticed that the price tags on building materials have risen dramatically. In the first year of the pandemic, lumber prices alone jumped 42%. Steel mill products rose a staggering 81% in the first three quarters of 2021. Higher materials costs naturally lead to more expensive bids on home repairs and new construction.

To make matters worse, the home-building industry is facing a shortfall of at least 200,000 skilled trade workers, which is driving up construction-related labor costs. About 60% of surveyed builders report a skilled labor shortage.3 Combined with the high cost of construction materials; this has been making home claims much more expensive for carriers.

Auto-related trends: supply chain issues and more frequent and severe car accidents

An ongoing shortage of microchips and other critical parts like wiring harnesses, plastics and glass is making it more costly to repair or replace a vehicle after an accident.

Automakers recently reported that, as of Aug. 2021, U.S. dealers had fewer than 1 million new cars on their lots, 72% less than they did in Aug. 2019– and that scarcity is revving up costs. Between Oct. 2020 and Oct. 2021, new car prices rose 10.6% – the sharpest 12-month jump since 1975 – while used car prices skyrocketed nearly 32%.

At the same time, accidents have become more frequent and severe in the past year, increasing the number and cost of auto claims. In the first six months of 2021, car accident fatalities increased 16% from the previous year, and nearly 2.5 million people sustained injuries requiring consultation with a medical professional.

Hope everyone is having a great Friday.  We are looking forward to the weekend!  With the exception of Henry possibly cr...
08/20/2021

Hope everyone is having a great Friday. We are looking forward to the weekend! With the exception of Henry possibly crossing our path that is.
Hoping that none of your will have to deal with a flooded basement with the rain if Henry does push through. Water that comes in from the ground, drain pipes or overflow of a gutter is considered flood. This is NOT covered by a standard homeowner, condo or renters policy. Flood policies are written separately with most carriers.
The NFIP (National Flood Insurance Program) has a standard 30 day wait for any newly written policy unless it's required for a loan closing. With the uncertain path of Henry, no coverage can be bound in NH until further notice.
For more information on flood coverage, give us a call or email me.
[email protected]

Be sure to carry these 12 essential items in your golf bag before hitting the course!
08/19/2021

Be sure to carry these 12 essential items in your golf bag before hitting the course!

Guilty of showing up at the golf course without some golf balls or tees? Or finding yourself on the course with a ripped glove and an empty stomach? Golfers need more than clubs in their golf bag to be successful. Making sure you are prepared with essential golf items and equipment can make a day

Golf carts are used for many different purposes beyond traveling a golf course. Although they’re fun and easy to drive, ...
08/19/2021

Golf carts are used for many different purposes beyond traveling a golf course. Although they’re fun and easy to drive, they can be dangerous. Check out these safety tips to enjoy the ride and avoid injury:

Here are some Golf Cart safety tips to read up on before you hit the gas and make the same mistake I did.

With Elsa beating down upon us in the form of so much more rain, find a way to enjoy your time indoors or channel your i...
07/09/2021

With Elsa beating down upon us in the form of so much more rain, find a way to enjoy your time indoors or channel your inner child and get out there and play in the puddles. :)

07/02/2021

Price of Freedom
56 Men Who Signed
Have you ever wondered what happened to the 56 men who signed the Declaration of Independence? They gave us a free and independent America. The history books never told you a lot of what happened in the Revolutionary War. We didn't just fight the British. We were British subjects at that time and we fought our own government! Some of us take these liberties so much for granted...We shouldn't!!! So, take a couple of minutes while enjoying your 4th of July holiday and silently thank these patriots. It's not much to ask for the price they paid....
• Five signers were captured by the British as traitors, and tortured before they died. Twelve had their homes ransacked and burned. Two lost their sons serving in the Revolutionary Army, another had two sons captured.
• Nine of the 56 fought and died from wounds or hardships of the Revolutionary War.
• They signed and they pledged their lives, their fortunes, and their sacred honor. What kind of men were they?
• Twenty-four were lawyers and jurists. Eleven were merchants, nine were farmers and large plantation owners; men of means, well educated. But they signed the Declaration of Independence knowing full well that the penalty would be death if they were captured.
• Carter Braxton of Virginia, a wealthy planter and trader saw his ships swept from the seas by the British Navy. He sold his home and properties to pay his debts, and died in rags.
• Thomas McKean was so hounded by the British that he was forced to move his family almost constantly. He served in the Congress without pay, and his family was kept in hiding. His possessions were taken from him, and poverty was his reward.
• Vandals or soldiers looted the properties of Dillery, Hall, Clymer, Walton, Gwinnett, Heyward, Ruttledge, and Middleton.
• At the battle of Yorktown, Thomas Nelson, Jr., noted that the British General Cornwallis had taken over the Nelson home for his headquarters. He quietly urged General George Washington to open fire. The home was destroyed, and Nelson died bankrupt.
• Francis Lewis had his home and properties destroyed. The enemy jailed his wife, and she died within a few months.
• John Hart was driven from his wife's bedside as she was dying. Their 13 children fled for their lives. His fields and his gristmill were laid to waste. For more than a year he lived in forests and caves, returning home to find his wife dead and his children vanished. A few weeks later he died from exhaustion and a broken heart. Norris and Livingston suffered similar fates.
• Such were the stories and sacrifices of the American Revolution. These were not wild eyed, rabble-rousing ruffians. They were soft-spoken men of means and education. They had security, but they valued liberty more.
• Standing tall, straight, and unwavering, they pledged:
"For the support of this declaration, with firm reliance on the protection of the divine providence, we mutually pledge to each other, our lives, our fortunes, and our sacred honor."

"MAY ALL WHO COME BEHIND US FIND US FAITHFUL."


One final note: a number of the actions referenced in the essay are the result of revolutionary war events subsequent to the signing of the Declaration of Independence, rather than the result of the act of signing the document.

On the days like this when it's really hot, remember to keep your dogs cool.  They get really hot as well.  Oh, and reme...
06/08/2021

On the days like this when it's really hot, remember to keep your dogs cool. They get really hot as well.
Oh, and remember to play a little bit in the sprinklers yourselves if you have time.
Stay safe and try to find a cool place to be.

Happy Friday From  !  Looks like we all got quite a bit of the white stuff before the holidays which is great!Please be ...
12/18/2020

Happy Friday From ! Looks like we all got quite a bit of the white stuff before the holidays which is great!

Please be careful while cleaning snow, remember to clean all of the snow off of your vehicles (it's the law in most states) and enjoy the beauty of it all today!

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12/17/2020

To all of our friends and clients, if you don’t NEED to go out of the roads today please don’t. Let the hard working men and women clearing the roads so their job without having to worry about you!

Stay safe and enjoy the pre-Christmas snow ❄️ ❄️❄️ 😃😃

No matter how you celebrate Thanksgiving, we wish you a happy and safe one. ,
11/24/2020

No matter how you celebrate Thanksgiving, we wish you a happy and safe one.
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Address

1000 Elm Street Suite 35
Manchester, NH
03101

Opening Hours

Monday 9:30am - 5pm
Tuesday 9am - 5pm
Wednesday 9:30am - 5pm
Thursday 9:30am - 5pm
Friday 9:30am - 3pm

Telephone

+16036061895

Website

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