HealthMarkets Insurance Agency - Stern Territory

11/01/2026

Today’s the day! The Affordable Care Act (ACA) Open Enrollment Period is now open. If you have any questions at all about enrollment, or need help finding a plan – visit HealthMarkets.com.

Agents may be compensated upon enrollment. No obligation to enroll. Count of policies sold as of 10/10/2026. Individual solutions may vary by product availability.

10/31/2026

🎃 Trick or treat? Have a fun and safe Halloween! Don't forget to enjoy the treats in moderation, stay visible after dark, and keep an eye out for all the witches, superheroes, and tiny monsters crossing the street.
Happy Halloween from all of us at HealthMarkets! 👻🧡

10/22/2026

10/15/2026

It’s Oct. 15. The Medicare Annual Enrollment Period (AEP) starts now! It's time to review your coverage and and explore your options. Have questions? HealthMarkets.com can connect you with a licensed insurance agent.

Agents may be compensated upon enrollment. No obligation to enroll. Count of policies sold as of 10/10/2026. Individual solutions may vary by product availability.

10/15/2026

Turning 26 and Losing Parental Health Insurance: What Young Adults Need to Know

Turning 26 means losing parental health insurance. Virginia young adults have 60 days to get a new plan. Free guidance from The Stern Team.

10/15/2026

What Is a Qualifying Life Event? How to Get Health Insurance Outside of Open Enrollment
https://thesternteam.com/2026/08/07/qualifying-life-event/

10/11/2026

Need a Medicare form? Here you go!
https://thesternteam.com/forms/

10/08/2026

Have a high-deductible health plan? Then you may want to consider adding supplemental insurance to help cover the unexpected. It does not replace your main health plan, but it can help with costs, even before you meet your deductible. Learn more at HealthMarkets.com.

10/07/2026

ACA Open Enrollment starts November 1. What to know:

ACA Open Enrollment opens November 1, 2026. Compare Virginia Marketplace plans, check subsidy eligibility. Enroll free with The Stern Team.

10/06/2026

What if your next career wasn't just another job? What if it gave you the freedom to build something that was truly yours?

What you'll get:
✅ One-on-One Mentorship
✅ Leads & Marketing Support
✅ Flexible Schedule
✅ Work From Home Opportunities
✅ Unlimited Income Potential

No experience? No problem.

If you're coachable, driven, and ready to bet on yourself, let's talk.
Call or Text: (703) 969-1811
https://thesternteam.com/2026/06/28/stern-team-is-hiring/

10/05/2026

Life insurance is for them...not you. 💛💛
thesternteam.com

10/01/2026

October is Breast Cancer Awareness Month. Early detection can make all the difference. That's why it's important to know your risk, stay up to date on recommended screenings, and talk with your doctor about what's right for you.

09/22/2026

It’s the first day of the fall season, which means flu season is right around the corner. Make sure you’re prepared with this simple prep checklist! And if you need a health plan to help you prepare even more, visit HealthMarkets.com.

Agents may be compensated upon enrollment. No obligation to enroll. Count of policies sold as of 6/18/2024. Individual solutions may vary by product availability.

09/22/2026

Life insurance isn't for you, it's for them.
Contact us:

The Stern Team has helped Virginia families, individuals and small businesses find affordable health insurance and Medicare plans since 2003. Free quotes, licensed agents statewide.

09/21/2026

Need a Medicare form? We've got them for you here:

Download Medicare forms with plain-language guidance — CMS-40B, IRMAA appeals, Part D penalty reconsideration, and more. Free help from The Stern Team.

09/20/2026

Have you lost insurance coverage through your job? We can help: https://thesternteam.com/2026/08/07/qualifying-life-event/

09/17/2026

If you’re approaching 65, it’s time to start thinking about enrolling in Medicare. Click the link to check out these six common oversights for first-timers and make sure you’re as prepared as you can be! https://bit.ly/4hZFiiC

09/16/2026

Medicare Open Enrollment is coming up. Everything to know:

Every year between October 15 and December 7, Medicare beneficiaries across Virginia have a window to change their coverage for the following year. Miss it and you’re locked in until next October — even if your plan raises its premiums, drops a drug you depend on, or quietly removes a specialist...

09/15/2026

One month from today, this year’s Medicare Annual Enrollment Period begins! During this time you can: 1) Switch between Original Medicare and Medicare Advantage Plans. 2) Enroll in, drop, or switch Medicare Prescription Drug Plans. 3) Change your Medicare Advantage Plan. For help navigating your options, visit HealthMarkets.com.

09/07/2026

For almost 150 years, we’ve taken this day to celebrate the hard work that makes us who we are. Happy Labor Day to all!