Nick Jacoski Mortgage Loan Officer Citizens Bank NMLS ID 198045

Nick Jacoski Mortgage Loan Officer Citizens Bank NMLS ID 198045 lo.citizensbank.com/nj/shrewsbury/nick-jacoski I'm a lifelong resident of New Jersey. I have resided at the Jersey Shore since 2012.

I've enjoyed assisting home buyers and home owners with all their home financing needs since 2003. I am able to offer construction to permanent financing, renovation to permanent financing, physician home loans, affordable home financing programs, fixed and adjustable rate mortgages, police and firemen's retirement system mortgages, condo and coop financing, primary, secondary and investment property loans, FHA/VA loan programs, home equity loans, as well as jumbo loans. I am currently able to lend in 48 states.

09/01/2026

If condos are part of your business, this is an update worth keeping on your radar.

Recent changes from Fannie Mae and Freddie Mac are putting greater attention on factors such as reserve funding, project finances, and the overall health of condo communities.

Which update do you think real estate professionals should be discussing earlier in the process? Let me know your thoughts in the comments.

Citizens

You don’t have to know every finance term ever invented to be smart with your money – especially if you’re building a cu...
07/27/2026

You don’t have to know every finance term ever invented to be smart with your money – especially if you’re building a custom home. I’m here to help make sense of your loan options in a language you understand.

06/29/2026

Every home has a story behind it, and every journey starts somewhere.

If homeownership is something you're thinking about, learning a bit more can go a long way.

💬 Happy to chat if you ever want to talk things through.

Citizens

When buying a home, you’ll need funds for multiple expenses, which can make the process feel complicated.  Getting a mor...
06/23/2026

When buying a home, you’ll need funds for multiple expenses, which can make the process feel complicated.

Getting a mortgage doesn’t have to be stressful, though, especially when you understand the steps involved.

I’m sharing this step by step home buying guide in case it’s helpful: https://www.citizensbank.com/learning/home-buying-guide.aspx

Start off your homebuying journey on the right foot and familiarize yourself with the process with this step-by-step guide for how to buy a house.

Understanding different types of mortgage loans is often one of the first questions people have when exploring homeowner...
06/19/2026

Understanding different types of mortgage loans is often one of the first questions people have when exploring homeownership.

This article provides a clear overview of common mortgage options and how they generally work. Check it out: https://www.citizensbank.com/learning/mortgage-loan-types.aspx

The 5 main types of mortgage loans are — conventional loans, jumbo loans, government loans, fixed-rate loans and adjustable-rate loans. Learn the pros and cons of each at Citizens.

🏡 June is Homeownership Month, which makes it a great time to celebrate what homeownership can look like at every stage....
06/08/2026

🏡 June is Homeownership Month, which makes it a great time to celebrate what homeownership can look like at every stage.

Whether you’re just starting to explore, settling into your first home, or thinking about refinancing, there is always something new to learn along the way.

💬 I’m happy to be a resource, so feel free to send me your questions.

House hunting often means making decisions quickly, but that doesn’t mean you have to do it alone. I'm here to help as y...
05/15/2026

House hunting often means making decisions quickly, but that doesn’t mean you have to do it alone.

I'm here to help as your mortgage professional with local expertise. If you are just getting started in your home search I can get you pre-qualified first so you can shop with confidence.

Contact me today to see how I can help: [link to LO website]

Citizens

Homebuying looks different for everyone.For eligible veterans and active‑duty service members, VA home loans are designe...
05/13/2026

Homebuying looks different for everyone.

For eligible veterans and active‑duty service members, VA home loans are designed with military experience in mind.

I’m always happy to help explain the details and eligibility.

Citizens

04/23/2026

Whether you're buying your first home or exploring new options, Citizens offers a range of home financing programs designed to support your journey.

Check out our featured products & services on my website: lo.citizensbank.com/

Ready to build your dream home? With Citizens’ Construction-to-Permanent Loan, you can simplify financing from groundbre...
03/29/2026

Ready to build your dream home? With Citizens’ Construction-to-Permanent Loan, you can simplify financing from groundbreaking to move-in day—all in one seamless solution. Learn how we support your journey from blueprint to home sweet home.

http://spr.ly/6001AzIEv

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Manasquan, NJ
08736

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