Al Colacello at Prosperity Home Mortgage

Al Colacello at Prosperity Home Mortgage I am a Mortgage Consultant with Prosperity Home Mortgage NMLSR # 143943
PHM, LLC NMLS #75164

Prosperity Home Mortgage, LLC, a wholly owned subsidiary of The Long & Foster Companies, is a full service mortgage banker that specializes in residential and refinance loans. Prosperity Home Mortgage offers a wide range of mortgage products, including fixed and adjustable rate mortgages, jumbo loans, construction loans and renovation financing. Our company is represented by more than 500 mortgage

consultants throughout 48 jurisdictions including: Alabama, Alaska, Arizona, Arkansas, Colorado, Connecticut, District of Columbia, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Kansas, Kentucky, Louisiana, Maine, Maryland, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Mexico, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wisconsin and Wyoming. NMLS ID #75164 (NMLS Consumer Access at http://www.nmlsconsumeraccess.org/)

Cash flow > complicated financing 💡Investor CashStream is built for real estate investors who want smarter ways to grow—...
01/20/2026

Cash flow > complicated financing 💡
Investor CashStream is built for real estate investors who want smarter ways to grow—without relying on traditional income docs.

More flexibility. More opportunity. More momentum.

Not all borrowers will qualify.

📊 Mortgage Mondays | 2026 Rate ForecastThis outlook suggests 30-year rates could drift lower over 2026, with normal mont...
01/19/2026

📊 Mortgage Mondays | 2026 Rate Forecast
This outlook suggests 30-year rates could drift lower over 2026, with normal month-to-month volatility—starting in the low 6s and potentially moving toward the mid-to-low-5s by year end. The key is the pattern, not any single month.

How to use this with clients:
• Set expectations around ranges, not predictions
• Model payments across a few scenarios
• Anchor conversations on budget, location, and timing

Source: LongForecast.com (forecast; not a guarantee).

Today we honor the life and legacy of Dr. Martin Luther King Jr.—a leader whose vision of equality, service, and communi...
01/19/2026

Today we honor the life and legacy of Dr. Martin Luther King Jr.—a leader whose vision of equality, service, and community continues to inspire meaningful progress. We reflect on his words, his courage, and the responsibility we all share to help build a more just and hopeful future.

01/16/2026

Relentless in service. From beginning to end. 💼🏡
Get on your path to prosperity today!

📊 Agent pulse check: When are you seeing the best turnout—Saturday morning ☀️ or Sunday afternoon 🕓? Drop your market + ...
01/14/2026

📊 Agent pulse check: When are you seeing the best turnout—Saturday morning ☀️ or Sunday afternoon 🕓? Drop your market + why in the comments.

💙

Not every home is a primary residence, and not every mortgage should be one-size-fits-all.Whether it’s a mountain escape...
01/13/2026

Not every home is a primary residence, and not every mortgage should be one-size-fits-all.
Whether it’s a mountain escape or a place right on the slopes, your mortgage should fit your life.

Follow your Path to Prosperity. 🏡❄️

📊 Mortgage Mondays: Affordability isn’t one-size-fits-all—and it’s shifted meaningfully by income since 2019. The share ...
01/12/2026

📊 Mortgage Mondays: Affordability isn’t one-size-fits-all—and it’s shifted meaningfully by income since 2019. The share of listings a buyer can afford rises steadily as household income increases, even in today’s market.

Why it matters: This is a reminder to ground the conversation in budget, location, and expectations—not just headlines. Different incomes unlock different options, and smart planning starts with knowing where the numbers work.

01/12/2026

✨Starting your week with a spark of inspiration. Let’s make it a great one! 💪

01/09/2026

New year, same mission: serve our clients with a CompetitivEdge. ❄️💼
While you're winning the snowball fight, we're winning the weekend with service that doesn't take a day off.
📅 Weekends? We're available.
🏡 Home loans? Let's talk.

NEW YEAR, NEW HABITS 🏡Do you start the year with a full-on Deep Clean 🧽 or focus on high-impact Decluttering first? 🗂️Ei...
01/07/2026

NEW YEAR, NEW HABITS 🏡
Do you start the year with a full-on Deep Clean 🧽 or focus on high-impact Decluttering first? 🗂️

Either way, there’s something refreshing about hitting reset at home.
✨ New energy. New mindset. New goals.
How are you getting your space ready for 2026?

👇 Let us know below!

🏡✨ Making an offer on a home this season? Be sure you have the EDGE.CompetitivEdge is designed to help buyers stand out ...
01/06/2026

🏡✨ Making an offer on a home this season? Be sure you have the EDGE.

CompetitivEdge is designed to help buyers stand out with a HomeSURE-approved offer (not just a pre-approval) and an underwritten loan commitment—so financing is more complete upfront and closings can move more smoothly.

👉 Ask us how CompetitivEdge can help support your next offer.

📊 The November 2025 REALTORS® Confidence Index points to a market finding its rhythm.• Median home price: $409,200• 27% ...
01/05/2026

📊 The November 2025 REALTORS® Confidence Index points to a market finding its rhythm.

• Median home price: $409,200
• 27% of transactions were all-cash
• Homes averaged 36 days on market
• 18% still sold above list price

💡 Translation for today’s market: buyers are taking more time, competition hasn’t disappeared, and strong positioning still matters.

Address

357 Route 9 South
Manalapan, NJ
07726

Telephone

+12675637600

Website

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Al’s Story

Albert Colacello (NMLSR # 143943) is a Senior Mortgage Consultant with over 14 years of experience in the mortgage financing field, licensed as a Mortgage Loan Originator in both Pennsylvania and New Jersey. Al’s professionalism, persistence, and perseverance are well-recognized by the many real estate professionals and home buyers with whom he has worked throughout his career.

In addition, Al possesses a Bachelor’s degree in Business Economics from The University of California. His background in economics serves to help him educate both clients and business partners about the many options in the home financing process, so all parties can be well-informed about the mortgage process creating an efficient loan transaction.

While at the University of California, Al played NCAA Division 1 Golf and subsequently spent 3 years as a professional. Al and his family are actively involved with Special Olympics New Jersey and its many programs throughout Mercer County.